Manuel Perea
Summary
Regulatory Compliance Analyst with strong emphasis on regulatory compliance, strategic thinker, results-oriented in seeking to utilize my expertise in helping to achieve firm wide compliance. Seeking a position with the capacity to conduct complex projects and potential for growth into a challenging management role.
Personable and analytical, equipped with keen eye for detecting discrepancies and patterns. Possesses solid foundation in data analysis and financial transactions, coupled with strong proficiency in using analytical tools and software. Committed to safeguarding organizational assets and contributing to culture of integrity and security.
Overview
11
11
years of professional experience
1
1
Certification
Work History
AML COMPLIANCE ANALYST
USAA BANK
09.2020 - Current
- Analyzed, investigated, monitored, and reported suspicious activity
- Provided onboarding training to new hires
- Created PowerPoints related to updated changes within processes and procedures
- Lead Zoom meetings department wide for additional learning and examples related to AML monitoring
- Provided quality assurance and feedback to third-party vendors
- Participated in providing feedback regarding changes to processes and procedures
QA SAR FRAUD ANALYST
USAA BANK
01.2024 - 11.2024
- Cross trained learning and working BAU SAR form reviews
- Cross trained learning and working Corrective SAR form reviews
AML/SAR INVESTIGATOR
IBC BANK
09.2000 - 10.2015
- Analyzed, investigated, monitored, and reported suspicious activity of high-risk customers and entities
- Expert in SAR writing, supplemental/continued reports, and corrected/amended reports
- Served as the team back-up during back logs and Team Lead abbesses
- Knowledge and application of Bank Secrecy Act, AML and fraud trends and regulations, USA PATRIOT Act, and OFAC sanctions
- Experience in Bank and Management Referrals, Subpoena Inquiries, Structuring, Employee Embezzlement and Misuse of Position, Phishing and Online Banking Breaches, and Negative News Investigations
- In-depth knowledge of domestic and international business accounts, domestic and foreign personal accounts, loans, mortgages, investments, and accounting practices
- Presentations and Case Studies: Structuring, Elderly Abuse, Enhanced Due Diligence (EDD), Know your Customer (KYC), Crypto-Currencies, and MSBs (Money Service Businesses)
- Closely collaborated across departments: Quality Control, Item Processing, Unposted Items, Electronic Banking, ACH Department, Internal Audit, and company vendors
- Special Projects: Examiner Training and Reference Documents, implementation of new AML detection software, scenario workshops and forecasting, creation of AML and Fraud templates and forms, CTR Exception Project, reporting bank loss and procedural breakdowns to the AML committee, team lead for backlogged alerts and cases, and author and revised AML Analyst and Investigator Procedures annually
- Training Conducted: High Risk Investigators, Fraud Investigators, AML Analysts, Quality Assurance Specialists, System Analysts, Examiners, BSA/Bank Officers, Online Banking, and retail staff
COMMERCIAL OPS SPECIALIST
CITI BANK
01.2015 - 10.2015
- Electronically handled commercial inquiries regarding transactions for large businesses
- Performed stop payment, payroll reversals, signature verification for relationship managers working one on one with big businesses
- Performed documentation reviews while multi-tasking through multiple systems
SENIOR COMPLIANCE ANALYST
CHASE
05.2014 - 11.2014
- Performed research utilizing various peripheral supporting applications, search engines, proprietary database services (Lexis Nexis, World Check, Accuity)
- Investigated individuals involved in sanctions, PEPs for negative news and matched against government watch lists
- Worked on several projects within the AML Department (Escalations, PEP, and Sanctions)
Education
Bachelor of Business Administration - Finance
The University of Texas at San Antonio
12.2013
Skills
- Banking
- AML/BSA Investigations
- Microsoft Office
- Data Analysis
- Supervising
- Windows
- Training
- Procedural and Policy Writing
- Quality Reviews
- Data analysis
- Fraud prevention
- Fraud detection
Certification
ACAMS (CAMS) Certification
Languages
Spanish
Full Professional
Timeline
QA SAR FRAUD ANALYST
USAA BANK
01.2024 - 11.2024
AML COMPLIANCE ANALYST
USAA BANK
09.2020 - Current
COMMERCIAL OPS SPECIALIST
CITI BANK
01.2015 - 10.2015
SENIOR COMPLIANCE ANALYST
CHASE
05.2014 - 11.2014
AML/SAR INVESTIGATOR
IBC BANK
09.2000 - 10.2015
Bachelor of Business Administration - Finance
The University of Texas at San Antonio
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