Marc Donohue

Monitored branch operations for compliance with local banking regulations and applicable U.S. government requirements, and escalated compliance gaps through established reporting channels.

Administered abandoned property processes and other compliance programs while supporting adherence to U.S. operations policies tied to applicable banking regulations.

Reviewed regulatory requirements regularly and updated branch staff on compliance resources, enhancing awareness and adherence.

Tested branch systems and procedures against regulatory requirements, built compliance monitoring tests, and submitted findings to CEO and SCO.

Reviewed monthly cash activity monitoring and aggregation reports along with approvals for new account openings.

Performed periodic customer account reviews for SBI-US EDD/KYC policy compliance, record retention requirements, and other compliance testing.

Tracked required regulatory reporting to local regulators, U.S. government agencies, CH, SCO, and corporate center, and maintained updated reporting schedule in coordination with departments.

Maintained liaison with regulators and communicated mandatory disclosures, advisories, notifications, and policies to departments through written and web updates, ensuring consistent compliance awareness.

Delivered ongoing compliance training to staff, maintained training records, kept U.S. operations policies organized, and followed up on policy review or update needs.

Conducted monthly compliance monitoring committee meetings, performed random trade finance file reviews, compiled compliance certificates, advised leadership on subpoenas and legal notices, coordinated regulatory examinations, and served as first backup for branch BSA/AML officer and senior compliance officer.

Facilitated communication with regulators to ensure compliance with branch operations.

Advised all departments on updates related to mandatory disclosures, advisories, notifications, policies, and guidelines issued by regulatory authorities through written and web communications.

Provided continuous compliance training to staff and maintained required training records.

Kept U.S. operations policies organized and followed up on required reviews and updates.

Convened monthly branch compliance monitoring committee meetings, set agendas with CEO approval, and prepared minutes.

Conducted monthly random file reviews for trade transactions in trade finance department.

Compiled monthly compliance certificates from information provided by all departments.

Advised CEO and department heads on subpoenas, maritime attachments, retaining orders, and other requests from government and legal authorities to protect bank interests.

Coordinated activities for regulatory examinations and compliance audits, including first-day letter responses, follow-up information requests, examination report responses, and correspondence.

Executed special tasks assigned by the senior compliance officer to enhance compliance initiatives.

Served as first backup for branch BSA/AML officer and senior compliance officer, U.S. Ops.

Maintained comprehensive records of U.S. Operations policies and proactively followed up for necessary updates and reviews.

To Compile the Monthly Compliance Certificates based on the information furnished by all the Departments.

To provide advice to the CEO and all the departmental heads in regard to the Subpoenas, maritime attachments, retaining orders and any other requirements received from government/legal authorities, with a view to protect the Bank's interests.

To coordinate the activities for the purpose of any Regulatory examination (Safety & Soundness examination by FDIC, NYSDFS or any other Compliance related examination/ audits). This will cover the following activities.

。 Preparation & Compliance of First Day Letter Response on the basis of data

furnished by different departments.

o Responding to the need for any further information raised by the

Regulators/Auditors.

о

o Compiling response to the Examination Report on the basis of the data/feedback

furnished by different departments.

o

• Handling all correspondence relating to the compliance and regulatory examination.

Any special task assigned/authorized by the Senior Compliance Officer.

To act as first backup for Branch BSA / AML Officer and Senior Compliance Officer, US Ops.

STATE

- Supported overall regulatory compliance with applicable laws under USA Patriot Act, Bank Secrecy Act, and OFAC regulations, including suspicious activity reporting and anti-bribery requirements.

- Prepared findings and direct responses for regulatory agencies regarding BSA/AML and OFAC matters.

- Acted as the primary liaison to senior bank oversight boards on BSA/AML and OFAC program matters.

- Developed bank regulatory compliance program, creating policies, procedures, and internal controls framework to ensure alignment with regulations, laws, and guidance.

- Managed teams across BSA/AML and OFAC program controls, including staff training, quality control testing, professional development, and guidance to business units on current best practices and bank policy alignment.

- Performed detailed investigative analysis of escalated suspicious cases, compliance deficiencies, and potential issues, with responsibility for conclusions, rationale, and corrective actions.

- Researched regulatory matters, identified and communicated deficiencies or potential problems to appropriate business units, and implemented corrective action.

- Established bank-wide policies to enhance operational consistency and adherence to regulations. and procedures, including staff guidance for Volcker Rule and business conduct standards for swaps, and developed risk assessment methodology.

- Executed thorough research on regulatory matters to identify compliance gaps. of regulatory-related matters, identify and communicate regulatory deficiencies or potential

problems to appropriate business units and implement corrective action.

- Supported compliance function for U.S. subsidiary of foreign bank with approximately $100 billion in assets under custody.

- Developed and enhanced surveillance reports to monitor transactions for suspicious activity, investigated potential anti-money laundering violations, and filed regulatory reports to ensure compliance with legal obligations. (continued) MIZUHO TRUST & BANKING CO., Vice President, BSA and OFAC Compliance Officer

- Developed surveillance reports to monitor suspicious activity and investigated potential AML violations.

- Assisted with risk assessments across principal business lines, customer base, customer and transaction geographies, transaction monitoring, and other compliance matters.

- Conducted periodic reviews of compliance policies and procedures.

- Met with auditors and regulators regarding compliance matters, addressed recommendations, and updated compliance program accordingly.

- Reported compliance matters to Japanese parent company and incorporated parent directives into bank compliance program.

- Reported compliance findings to board of directors and shared review results.

Prepared compliance training material and provided compliance training to bank employees.

• Participated in and contributed to board committees regarding compliance matters.

• Assisted the General Counsel in a legal capacity to establish offshore investment vehicles for foreign customers, Reviewed legal agreements with the bank's service providers for senior management execution.

• Coordinated with the bank's offshore agent to establish and maintain an offshore branch.

Ensured compliance issues were addressed effectively.

Participated in the compliance committee of a local credit union and provided training to various credit unions as part of the bank's Community Reinvestment Act initiative.

■ Ensured adherence to customer due diligence and enhanced due diligence procedures, safeguarding regulatory compliance across the firm.

Investigated high-risk account activity for indicators of money laundering and OFAC violations, enhancing compliance and risk mitigation.

Guided retail branch staff on anti-money laundering and OFAC laws, training brokers and operations staff to strengthen prevention efforts.

Guided broker-dealer retail branches on firm policy and U.S. securities industry rules and regulations to ensure compliance.

Monitored UBS Financial Services accounts for AML, KYC, and sanctions risks.

• Reviewed client files for policy gaps and regulatory documentation accuracy.
• Escalated suspicious activity to legal and compliance leadership.
• Conducted due diligence reviews for candidates pre-hire to assess alignment with compliance standards.

Supervised claims team handling Countrywide Insurance Company policy and coverage reviews.

Supervised staff in property damage claims unit to ensure efficient claims processing.

• Reviewed complex claims files for accuracy, compliance, and claim eligibility.
• Guided adjusters through claim investigations, documentation, and settlement procedures.
• Facilitated depositions, settlement negotiations, and pre-trial conferences to support case resolution.