Summary
Overview
Work History
Education
Skills
Additional Information
Accomplishments
Timeline
Generic

Marc Strosnider

Woodstock,VA

Summary

Detail-oriented team player with strong organizational skills, excels at handling multiple projects simultaneously while maintaining a high degree of accuracy. Years of experience and a commitment to dedication make me eager to contribute my expertise to a group or company that values my skills.

Overview

34
34
years of professional experience

Work History

Outside Sales Representative

ABC Supply
11.2016 - 09.2024

This job really mirrored my Norandex Distribution years with the exception of roofing sales being added when Norandex was purchased by ABC.


  • Increased territory sales by building strong relationships with key clients and identifying new business opportunities.
  • Visited customer locations to evaluate requirements, demonstrate product offerings, and propose strategic solutions for diverse needs.
  • Established new accounts through cold calling and personal visits to potential customers.
  • Exceeded monthly sales targets and quotas consistently.
  • Participated in weekly sales meetings to discuss performance metrics, strategize on improvements, and share best practices among colleagues.
  • Contacted new and existing customers to discuss ways to meet needs through specific products and services.
  • Managed a large client base, consistently exceeding sales targets and contributing to overall team success.
  • Prospected and conducted face-to-face sales calls with business executives and directors throughout assigned territory.
  • Developed and implemented successful sales strategies to increase revenue in assigned territories.
  • Developed in-depth knowledge of product features, benefits, and pricing strategies to effectively communicate value propositions to clients.
  • Established rapport with potential customers through cold calling and presenting product offerings tailored to their needs.
  • Built strong client rapport to establish diversified network of connections.
  • Conducted regular follow-ups with existing customers to maintain satisfaction levels and identify upsell opportunities.
  • Followed up with customers after completed sales to assess satisfaction and resolve technical or service concerns.
  • Provided comprehensive after-sales support, ensuring customer satisfaction and fostering long-term business relationships.
  • Negotiated terms and contracts with clients to maintain profitable sales.
  • Monitored competitor activities to maintain competitive advantage.
  • Attended trade shows and conferences regularly to increase brand visibility.
  • Evaluated sales performance regularly, identifying areas for improvement and implementing necessary adjustments to achieve set targets.
  • Utilized customer feedback to identify new product opportunities and market trends.
  • Contributed towards creating a positive working environment with a focus on team collaboration and open communication.
  • Organized time efficiently to maximize daily outreach efforts while also maintaining detailed records of all interactions in CRM system.
  • Improved customer retention rates by addressing concerns proactively and providing exceptional service throughout the sales process.
  • Analyzed competitor activities and market trends, adjusting sales tactics accordingly for optimal results.
  • Developed and implemented sales strategies to increase revenue.
  • Attended industry conferences and networking events regularly to stay updated on latest trends and establish valuable connections within the field.
  • Collaborated with internal teams to fulfill orders and meet customer needs
  • Mentored junior sales representatives, sharing expertise on effective communication techniques and relationship-building strategies.
  • Built relationships with customers and community to promote long term business growth.
  • Met with customers to discuss and ascertain needs, tailor solutions and close deals.
  • Achieved or exceeded company-defined sales quotas.
  • Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.
  • Met existing customers to review current services and expand sales opportunities.
  • Fielded customer complaints and facilitated negotiations, resolving issues and reaching mutual conclusions.
  • Set and achieved company defined sales goals.
  • Fostered lasting relationships with customers through effective communication and quick response, resulting in long-term loyalty and expanded client base.
  • Negotiated prices, terms of sales and service agreements.
  • Consulted with businesses to supply accurate product and service information.
  • Attended monthly sales meetings and quarterly sales trainings.
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.
  • Maintained current knowledge of evolving changes in marketplace.
  • Developed and maintained strong working relationships with professionals within assigned territory.
  • Stayed current on company offerings and industry trends.
  • Presented professional image consistent with company's brand values.
  • Selected correct products based on customer needs, product specifications and applicable regulations.
  • Performed effectively in self-directed work environment, managing day-to-day operations and decisions.
  • Recorded accurate and efficient records in customer database.
  • Informed customers of promotions to increase sales productivity and volume.
  • Contributed to event marketing, sales and brand promotion.
  • Contributed to team objectives in fast-paced environment.
  • Monitored service after sale and implemented quick and effective problem resolutions.
  • Collaborated with managers to provide customer feedback and recommend operational changes to meet emerging trends.
  • Served customers with knowledgeable, friendly support at every stage of shopping and purchasing.
  • Trained new employees on customer service, money handling and organizing strategies.
  • Generated advertising brochure for vendor use.

Outside Sales Representative

Norandex Distribution
07.1990 - 09.2024

I came to Norandex on a recommendation from a friend knowing practically nothing about the industry. I was moved to outside sales from the inside after 18 months and performed every job at the branch level with the exception of manager. I was positioned for managerial openings when ABC purchased Norandex and had interviewed for a couple of locations.

  • Increased territory sales by building strong relationships with key clients and identifying new business opportunities.
  • Visited customer locations to evaluate requirements, demonstrate product offerings, and propose strategic solutions for diverse needs.
  • Established new accounts through cold calling and personal visits to potential customers.
  • Exceeded monthly sales targets and quotas consistently.
  • Participated in weekly sales meetings to discuss performance metrics, strategize on improvements, and share best practices among colleagues.
  • Contacted new and existing customers to discuss ways to meet needs through specific products and services.
  • Managed a large client base, consistently exceeding sales targets and contributing to overall team success.
  • Prospected and conducted face-to-face sales calls with business executives and directors throughout assigned territory.
  • Developed and implemented successful sales strategies to increase revenue in assigned territories.
  • Developed in-depth knowledge of product features, benefits, and pricing strategies to effectively communicate value propositions to clients.
  • Established rapport with potential customers through cold calling and presenting product offerings tailored to their needs.
  • Built strong client rapport to establish diversified network of connections.
  • Conducted regular follow-ups with existing customers to maintain satisfaction levels and identify upsell opportunities.
  • Followed up with customers after completed sales to assess satisfaction and resolve technical or service concerns.
  • Provided comprehensive after-sales support, ensuring customer satisfaction and fostering long-term business relationships.
  • Negotiated terms and contracts with clients to maintain profitable sales.
  • Monitored competitor activities to maintain competitive advantage.
  • Attended trade shows and conferences regularly to increase brand visibility.
  • Evaluated sales performance regularly, identifying areas for improvement and implementing necessary adjustments to achieve set targets.
  • Utilized customer feedback to identify new product opportunities and market trends.
  • Contributed towards creating a positive working environment with a focus on team collaboration and open communication.
  • Improved customer retention rates by addressing concerns proactively and providing exceptional service throughout the sales process.
  • Organized time efficiently to maximize daily outreach efforts while also maintaining detailed records of all interactions in CRM system.
  • Analyzed competitor activities and market trends, adjusting sales tactics accordingly for optimal results.
  • Developed and implemented sales strategies to increase revenue.
  • Developed customized presentations for prospective clients that highlighted key product features most relevant to their specific needs.
  • Attended industry conferences and networking events regularly to stay updated on latest trends and establish valuable connections within the field.
  • Collaborated with internal teams to fulfill orders and meet customer needs
  • Collaborated with the marketing team on creating effective promotional materials for events and tradeshows.
  • Mentored junior sales representatives, sharing expertise on effective communication techniques and relationship-building strategies.
  • Built relationships with customers and community to promote long term business growth.
  • Met with customers to discuss and ascertain needs, tailor solutions and close deals.
  • Achieved or exceeded company-defined sales quotas.
  • Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.
  • Met existing customers to review current services and expand sales opportunities.
  • Fielded customer complaints and facilitated negotiations, resolving issues and reaching mutual conclusions.
  • Set and achieved company defined sales goals.
  • Fostered lasting relationships with customers through effective communication and quick response, resulting in long-term loyalty and expanded client base.
  • Negotiated prices, terms of sales and service agreements.
  • Consulted with businesses to supply accurate product and service information.
  • Increased sales with execution of full sales cycle processing from initial lead processing through conversion and closing.
  • Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
  • Attended monthly sales meetings and quarterly sales trainings.
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.
  • Maintained current knowledge of evolving changes in marketplace.
  • Developed and maintained strong working relationships with professionals within assigned territory.
  • Stayed current on company offerings and industry trends.
  • Presented professional image consistent with company's brand values.
  • Selected correct products based on customer needs, product specifications and applicable regulations.
  • Recorded accurate and efficient records in customer database.
  • Performed effectively in self-directed work environment, managing day-to-day operations and decisions.
  • Informed customers of promotions to increase sales productivity and volume.
  • Contributed to event marketing, sales and brand promotion.
  • Contributed to team objectives in fast-paced environment.
  • Monitored service after sale and implemented quick and effective problem resolutions.
  • Collaborated with managers to provide customer feedback and recommend operational changes to meet emerging trends.
  • Developed, maintained and utilized diverse client base.
  • Served customers with knowledgeable, friendly support at every stage of shopping and purchasing.
  • Trained new employees on customer service, money handling and organizing strategies.
  • Generated advertising brochure for vendor use.

Education

High School Diploma -

Central High School
Woodstock, VA
06.1986

Skills

  • Relationship Building
  • Motivated Team Player
  • Problem-Solving
  • Customer Service-Oriented
  • Team Leadership
  • Sales management
  • Multitasking ability
  • Superior organizational skills
  • Records Management
  • Business savvy
  • Stock management
  • Process Improvement

Additional Information

  • Led region in overall window sales as well as vinyl and wood clad on multiple occasions.
  • Ranked as a top three branch location in window sales for the company with Simonton windows on multiple occasions.
  • Contributed with the top 5 ranking for the east coast on overall performance by a branch.
  • Constructed a process with which to distribute through national and local lumber yards for harder to reach areas that was adopted at the corporate level.
  • Handled big box accounts such as Home Depot and Lowes.
  • Worked 33 years out of the same office while being Norandex, Norandex/Reynolds, Norandex owned by FiberBoard, Norandex owned by Owens Corning, Norandex owned by Saint Gobain, and finally purchased by ABC forgoing the Norandex name.
  • Accept and lead with the mentality that everything we do is about relationships, and surrounding yourself with the best people to support your knowledge and abilities is the best way to make those relationships long lasting.

Accomplishments

  • Care/Screening/ImmunizatCare/Screening/Immunizationion
  • No Charge No Charge
  • Bene t Explanation
  • You may have to pay for services thataren't preventive
  • Ask your provider ifthe services needed are preventive
  • Then check what your plan will pay for
  • No Charge
  • Bene t Explanation
  • You may have to pay for services thataren't preventive
  • Ask your provider ifthe services needed are preventive
  • Then check what your plan will pay for
  • Laboratory Outpatient and
  • Professional Services Coinsurance afterdeductible Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals and Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals and8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 3/13
  • DrugsDrugs
  • Bene t Explanation
  • Only Tier 1 cost share is displayed
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Facilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Facilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • X-rays and Diagnostic
  • Imaging Coinsurance afterdeductible
  • Bene t Explanation
  • Only Tier 1 cost share is displayed
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Imaging (CT/PET scans
  • MRIs) Coinsurance afterdeductible
  • Bene t Explanation
  • Only Tier 1 cost share is displayed
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Generic Drugs $20 Copay
  • Bene t Explanation
  • Include commonly prescribed genericdrugs
  • Other drugs may be included in
  • Tier 1 if the Plan recognizes they showdocumented long-term decreases inillness
  • The cost-sharing payment for acovered prescription insulin drug islimited to a $50 maximum per 30-daysupply
  • Coinsurance afterdeductible
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • 5 Copay
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • Preferred Brand Drugs 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Include brand-name drugs and somegeneric drugs with higher costs than
  • Tier 1 generics that are considered bythe Plan to be standard therapy
  • Thecost-sharing payment for a coveredprescription insulin drug is limited to a$50 maximum per 30-day supply
  • Coinsurance afterdeductible
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • 45 Copay
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies.8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 4/13
  • OutpatientOutpatient
  • Non-Preferred Brand Drugs 45% Coinsurance afterdeductible
  • Bene t Explanation
  • Include brand name drugs notincluded by the Plan on Tier 1 or Tier 2
  • These may include single source brandname drugs that do not have a genericequivalent or a therapeutic equivalent
  • The cost-sharing payment for acovered prescription insulin drug islimited to a $50 maximum per 30-daysupply
  • Coinsurance afterdeductible
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • Coinsurance afterdeductible
  • Bene t Explanationday supply retail
  • The per-Member
  • Cost Share for a covered prescriptiondrug that contains insulin and is usedto treat diabetes will not exceed atotal of $50 per 30-day supply whenobtained in-network
  • For FDA-approved, self administered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • Specialty drugs 45% Coinsurance afterdeductible
  • Bene t Explanation
  • Include those drugs classi ed by the
  • Plan as Specialty Drugs and compoundprescription medications
  • Please referto the Summary of Bene ts and
  • Coverage or plan documents for plan-speci c details
  • The cost-sharingpayment for a covered prescriptioninsulin drug is limited to a $50maximum per 30-day supply
  • Coinsurance afterdeductible
  • Bene t Explanationday supply
  • The per-Member Cost
  • Share for a covered prescription drugthat contains insulin and is used totreat diabetes will not exceed a total of$50 per 30-day supply when obtainedin-network
  • For FDA-approved, selfadministered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • Coinsurance afterdeductible
  • Bene t Explanationday supply
  • The per-Member Cost
  • Share for a covered prescription drugthat contains insulin and is used totreat diabetes will not exceed a total of$50 per 30-day supply when obtainedin-network
  • For FDA-approved, selfadministered Hormonal
  • Contraceptives, up to a 12-monthsupply is covered when dispensed orfurnished at one time by a Provider orpharmacist, or at a location licensed orotherwise authorized to dispensedrugs or supplies
  • Outpatient Facility Fee 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Copayment or Coinsurance applies toservices provided in a free-standingambulatory surgery center or Hospitaloutpatient surgical facility
  • Only Tier 1cost share is displayed
  • Please refer tothe Summary of Bene ts and Coverageor plan documents for plan-speci cdetails
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility you will have a highercoinsurance
  • Outpatient Surgery
  • Physician/Surgical Services Coinsurance afterdeductible
  • Bene t Explanation
  • Include professional services receivedwhile receiving covered services in afree-standing outpatient facility, or ahospital outpatient facility
  • Only Tier 1cost share is displayed
  • Please refer tothe Summary of Bene ts and Coverageor plan documents for plan-speci cdetails
  • Coinsurance afterdeductible Coinsurance afterdeductible8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 5/13
  • ER & Urgent CareER & Urgent Care
  • HospitalHospital
  • Emergency Room Services 50% Coinsurance afterdeductible
  • Bene t Explanation
  • Covered Services include diagnostic x-ray, lab services, medical supplies, andadvanced diagnostic imaging, such as
  • MRIs and CT scans to evaluate and
  • Stabilize a patient with an Emergency
  • Medical Condition
  • Please refer to the
  • Summary of Bene ts and Coverage orplan documents for plan-speci cdetails
  • Coinsurance afterdeductible Coinsurance afterdeductible
  • Emergency
  • Transportation/Ambulance Coinsurance afterdeductible Coinsurance afterdeductible
  • Bene t Explanation
  • Bene ts for Non-Emergencyambulance services when serviceshave been pre-authorized by Anthemwill be limited to $50,000 peroccurrence if a Non-Network Provideris used
  • Includes medically necessarytransportation to the nearestappropriate hospital for a medicalemergency, or between hospitals orother approved facilities
  • Includesground, water, xed wing and rotary airtransportation
  • Bene ts also includemedically necessary treatment of asickness or injury by medicalprofessionals from an ambulanceservice, even if you are not taken to afacility
  • Bene ts are only available forair ambulance when it is notappropriate to use a ground or waterambulance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • Bene ts for Non-Emergencyambulance services when serviceshave been pre-authorized by Anthemwill be limited to $50,000 peroccurrence if a Non-Network Provideris used
  • Includes medically necessarytransportation to the nearestappropriate hospital for a medicalemergency, or between hospitals orother approved facilities
  • Includesground, water, xed wing and rotary airtransportation
  • Bene ts also includemedically necessary treatment of asickness or injury by medicalprofessionals from an ambulanceservice, even if you are not taken to afacility
  • Bene ts are only available forair ambulance when it is notappropriate to use a ground or waterambulance
  • Urgent Care $50 Copay $60 Copay $50 Copay
  • Inpatient Hospital Services 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Include surgery and services receivedduring an inpatient stay that arerequired to treat medical condition,illness, or injury
  • Only Tier 1 cost share isdisplayed
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Inpatient Physician and
  • Surgical Services Coinsurance afterdeductible Coinsurance afterdeductible Coinsurance afterdeductible8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 6/13
  • Mental / Behavioral HealthMental / Behavioral Health
  • Bene t Explanation
  • Include professional services receivedwhile receiving covered services in aninpatient hospital
  • Only Tier 1 costshare is displayed
  • Please refer to the
  • Summary of Bene ts and Coverage orplan documents for plan-speci cdetails
  • Mental/Behavioral Health
  • Outpatient Services Coinsurance afterdeductible
  • Bene t Explanation
  • Include covered services provided inan of ce based setting or otheroutpatient facility for the treatment ofmental health and substance usedisorders
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible Coinsurance afterdeductible
  • Mental/Behavioral Health
  • Inpatient Services Coinsurance afterdeductible
  • Bene t Explanation
  • Include covered services provided inan inpatient facility or substance usedisorder treatment facility for thetreatment of mental health andsubstance use disorders
  • Please referto the Summary of Bene ts and
  • Coverage or plan documents for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Substance Abuse Disorder
  • Outpatient Services Coinsurance afterdeductible
  • Bene t Explanation
  • Include covered services provided inan of ce based setting or otheroutpatient facility for the treatment ofmental health and substance usedisorders
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible Coinsurance afterdeductible
  • Substance Abuse Disorder
  • Inpatient Services Coinsurance afterdeductible
  • Bene t Explanation
  • Include covered services provided inan inpatient facility or substance usedisorder treatment facility for thetreatment of mental health andsubstance use disorders
  • Please referto the Summary of Bene ts and
  • Coverage or plan documents for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance.8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 7/13
  • PregnancyPregnancy
  • Other Special NeedsOther Special Needs
  • Prenatal and postnatalcare Coinsurance afterdeductible
  • Bene t Explanation
  • Only Tier 1 cost share is displayed
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible Coinsurance afterdeductible
  • Delivery and All Inpatient
  • Services for Maternity Care Coinsurance afterdeductible
  • Bene t Explanation
  • This plan contracts with birthingcenters
  • Only Tier 1 cost share isdisplayed
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • This bene t is for the hospital stay
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Coinsurance afterdeductible
  • Bene t Explanation
  • This bene t is for the hospital stay
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Home Healthcare Services 40% Coinsurance afterdeductible
  • Bene t ExplanationVisits per Bene t Period
  • The Planwill not cover any additional servicesafter the limits have been reached
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • The Home Care visit limit will applyinstead of the Therapy Services limitsfor physical, occupational, speechtherapy, or cardiac rehabilitation fortherapy in the home
  • Visit limit doesnot apply to home infusion therapy orhome dialysis
  • Limited to 100 visits perbene t period
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • The Home Care visit limit will applyinstead of the Therapy Services limitsfor physical, occupational, speechtherapy, or cardiac rehabilitation fortherapy in the home
  • Visit limit doesnot apply to home infusion therapy orhome dialysis
  • Limited to 100 visits perbene t period
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Outpatient Rehabilitation
  • Services Coinsurance afterdeductible
  • Bene t Explanation
  • Visit limits may apply
  • See individualtherapy limits
  • Limit does not applywhen received as part of hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders and any mental healthconditions and substance usedisorders
  • Only Tier 1 cost share isdisplayed
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Speech therapy limitedto 30 visits per year
  • Rehabilitative
  • Physical therapy and Occupationaltherapy have a combined limit of 30visits per bene t period
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • The limitsfor Physical, Occupational, and Speechtherapy will not apply if you get thatcare as part of the Hospice bene t,early intervention bene t, and for thetreatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospital Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Speech therapy limitedto 30 visits per year
  • Rehabilitative
  • Physical therapy and Occupationaltherapy have a combined limit of 30visits per bene t period
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • The limitsfor Physical, Occupational, and Speechtherapy will not apply if you get thatcare as part of the Hospice bene t,early intervention bene t, and for thetreatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospital8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 8/13or facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Periodor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Habilitation Services 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Include services and devices that helpa member keep, learn or improve skillsand functioning for daily living, andother services for people withdisabilities in a variety of inpatient andoutpatient settings or facilities
  • Visitlimits may apply
  • See individualtherapy limits
  • The Plan will not coverany additional services after the limitshave been reached
  • Limit does notapply when received as part of hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders and any mental healthconditions and substance usedisorders
  • Only Tier 1 cost share isdisplayed
  • Please refer to the Summaryof Bene ts and Coverage or plandocuments for plan-speci c details
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Habilitation Speech Therapy limited tovisits per year
  • Habilitation Physicaltherapy and Occupational therapyhave a combined limit of 30 visits perbene t period
  • Habilitation servicelimits are not combined with
  • Rehabilitative service limits
  • The limitsfor Physical, Occupational, and Speechtherapy will not apply if you get thatcare as part of the Hospice bene t,early intervention bene t, and for thetreatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Habilitation Speech Therapy limited tovisits per year
  • Habilitation Physicaltherapy and Occupational therapyhave a combined limit of 30 visits perbene t period
  • Habilitation servicelimits are not combined with
  • Rehabilitative service limits
  • The limitsfor Physical, Occupational, and Speechtherapy will not apply if you get thatcare as part of the Hospice bene t,early intervention bene t, and for thetreatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Skilled Nursing Facility 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Following inpatient Hospital care or inlieu of hospitalization when, in the
  • Plan’s judgment, skilled services arerequired
  • Services include up to 100days per stay
  • The Plan will not coverany additional services after the limitshave been reached
  • Please refer to the
  • Summary of Bene ts and Coverage orplan documents for plan-speci cdetails
  • Limits & ExclusionsDays per Stay Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limited to 100 days perstay
  • Limits & ExclusionsDays per Stay Coinsurance afterdeductible
  • Bene t Explanation
  • The coinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limited to 100 days perstay
  • Limits & ExclusionsDays per Stay
  • Durable Medical
  • Equipment Coinsurance afterdeductible Coinsurance afterdeductible
  • Bene t Explanation
  • Coverage for ongoing rental ofequipment may be limited to the costof purchasing the equipment
  • Coinsurance afterdeductible
  • Bene t Explanation
  • Coverage for ongoing rental ofequipment may be limited to the costof purchasing the equipment
  • Hospice Services 40% Coinsurance afterdeductible Coinsurance afterdeductible Coinsurance afterdeductible
  • Acupuncture Not Covered Not Covered Not Covered8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 9/13
  • Rehabilitative Speech
  • Therapy Coinsurance afterdeductible
  • Bene t ExplanationVisits per Bene t Period
  • Limitapplies separately to habilitative andrehabilitative services
  • The Plan will notcover any additional services after thelimits have been reached
  • Limit doesnot apply when received as part ofhospice bene t, early interventionbene t, and for the treatment ofautism spectrum disorders and anymental health conditions andsubstance use disorders
  • Only Tier 1cost share is displayed
  • Please refer tothe Summary of Bene ts and Coverageor plan documents for plan-speci cdetails
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Speech therapy limitedto 30 visits per bene t period
  • Thelimits for Physical, Occupational, and
  • Speech therapy will not apply if youget that care as part of the Hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Speech therapy limitedto 30 visits per bene t period
  • Thelimits for Physical, Occupational, and
  • Speech therapy will not apply if youget that care as part of the Hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Rehabilitative
  • Occupational and
  • Rehabilitative Physical
  • Therapy Coinsurance afterdeductible
  • Bene t ExplanationVisits per Bene t Period
  • Limitapplies separately to habilitative andrehabilitative services
  • The Plan will notcover any additional services after thelimits have been reached
  • Limit doesnot apply when received as part ofhospice bene t, early interventionbene t, and for the treatment ofautism spectrum disorders and anymental health conditions andsubstance use disorders
  • Only Tier 1cost share is displayed
  • Please refer tothe Summary of Bene ts and Coverageor plan documents for plan-speci cdetails
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Physical therapy and
  • Occupational therapy limited to 30visits per bene t period combined
  • Thelimits for Physical, Occupational, and
  • Speech therapy will not apply if youget that care as part of the Hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period Coinsurance afterdeductible
  • Bene t Explanation
  • Rehabilitation Physical therapy and
  • Occupational therapy limited to 30visits per bene t period combined
  • Thelimits for Physical, Occupational, and
  • Speech therapy will not apply if youget that care as part of the Hospicebene t, early intervention bene t, andfor the treatment of autism spectrumdisorders
  • Limit does not apply whenthe treatment is for a primarydiagnosis of mental health orsubstance use disorder
  • Rehabilitativeservice limits are not combined with
  • Habilitation service limits
  • Thecoinsurance shown is for servicesprovided in Tier 1 hospitals andfacilities
  • If you choose a Tier 2 hospitalor facility, you will have a highercoinsurance
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Well Baby Visits and Care No Charge No Charge No Charge
  • Allergy Testing 40% Coinsurance afterdeductible
  • Bene t Explanation
  • Only Tier 1 cost share is displayed
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Coinsurance afterdeductible Coinsurance afterdeductible
  • Diabetes Education No Charge 35% Coinsurance afterdeductible$50 Copay8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 10/13
  • Children's VisionChildren's Vision
  • Children's DentalChildren's Dental
  • Bene t Explanation
  • Cost-Share(s) determined based ontype of service and place of servicerendered
  • Bene t Explanation
  • Cost-Share(s) determined based ontype of service and place of servicerendered
  • Nutritional Counseling 40% Coinsurance afterdeductible Coinsurance afterdeductible Coinsurance afterdeductible
  • Eye Exam for Children No Charge
  • Bene t Explanation
  • Includes one exam per bene t period
  • The Plan will not cover any additionalservices after the limits have beenreached
  • Low vision exams are limitedto one every 5 years
  • Exams must bereceived from participating providers
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Limits & ExclusionsExam(s) per Bene t Period
  • No Charge
  • Bene t Explanation
  • Includes complete eye exam withdilation, as needed to check all aspectsof vision, including the structure of theeyes
  • Limited to 1 visit per year
  • Limits & ExclusionsVisit(s) per Bene t Period
  • No Charge
  • Bene t Explanation
  • Includes complete eye exam withdilation, as needed to check all aspectsof vision, including the structure of theeyes
  • Limited to 1 visit per year
  • Limits & ExclusionsVisit(s) per Bene t Period
  • Eye Glasses for Children No Charge
  • Bene t Explanation
  • Includes one pair of standard singlevision, bifocal, trifocal, or progressiveeyeglass lenses and one frame perbene t period
  • This Plan only covers achoice of contact lenses or eyeglasses,but not both
  • The Plan will not coverany additional services after the limitshave been reached
  • Materials must bereceived from participating providers
  • Please refer to the Summary of
  • Bene ts and Coverage or plandocuments for plan-speci c details
  • Limits & ExclusionsItem(s) per Bene t Period
  • No Charge
  • Bene t Explanation
  • Includes a choice of eyeglasses lensesor contact lenses within a bene tperiod
  • Covered eyeglasses lensesinclude standard plastic lenses in:
  • Single vision, Bifocal, Trifocal, and, Major Dental Care (Child) Not Covered 50% Coinsurance afterdeductible Coinsurance afterdeductible8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 11/13
  • These are only estimates
  • Please complete an application through Virginia’s Insurance Marketplace to see your actual costs
  • Orthodontia (Adult) Not Covered Not Covered Not Covered
  • Orthodontia (Child) Not Covered 50% Coinsurance afterdeductible
  • Bene t Explanation
  • Orthodontic Fixed Appliance Therapy,which is treatment that uses anappliance that is cemented or bondedto the teeth, is covered only once perlifetime for Dentally Necessary
  • Coverage only
  • Limits & ExclusionsTreatment(s) per Lifetime Coinsurance afterdeductible
  • Bene t Explanation
  • Orthodontic Fixed Appliance Therapy,which is treatment that uses anappliance that is cemented or bondedto the teeth, is covered only once perlifetime for Dentally Necessary
  • Coverage only
  • Limits & ExclusionsTreatment(s) per Lifetime8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 12/13
  • Explanationoftermsused
  • Expense Estimate The estimate is based on your answers about how much you will use healthcare in other words, how many times you will go to the doctor and how manyprescriptions you have
  • (If you did not answer the questions we will assume thatan average member of your household visits the doctor approximately 1-2 timesper year and has approximately 0-2 prescriptions per year.)$8337.18$8946.11$9500.15
  • Plan Type The type of health plan you choose determines your in- and out-of-networkbene ts
  • Common types include HMO, EPO, PPO, and POS
  • HMO Health Maintenance Organization, also called Managed Care or Point of Service
  • Aform of insurance that focuses on efforts to coordinate the use of services toachieve effective outcomes while managing costs
  • Generally, a Primary Care
  • Physician is chosen or assigned to each member to assist in coordination
  • HSA-compatible Health Savings Accounts (HSAs) are savings accounts available through somehigh-deductible health plans as a way to save money for certain medicalexpenses
  • The funds contributed to the account aren’t subject to federal incometax at the time of deposit
  • Funds must be used to pay for quali ed medicalexpenses, such as prescription drugs
  • Unlike a Flexible Spending Account (FSA),the funds in HSAs roll over year to year if you don’t spend them
  • Overall Quality Rating Each rated health plan has an overall quality rating, called the 'Global Score' ofone to ve stars ( ve is the highest rating), which accounts for memberexperience, medical care and health plan administration
  • Out-of-pocket max The maximum amount you'll pay out-of-pocket for your bills before the insurancecompany starts paying 100% of the costs
  • Primary Care Visit Estimated co-pay or co-insurance to visit a health care of ce or facility whereservices are provided by a physician, nurse practitioner or physician assistant totreat an injury or illness
  • Specialist Visit A physician specialist focuses on a speci c area of medicine or a group ofpatients to diagnose, manage, prevent or treat certain types of symptoms andconditions
  • A non-physician specialist is a provider who has more training in aspeci c area of health care
  • Other Practitioner Of ce
  • Visit (Nurse, Physician
  • Assistant)
  • Of ce visits for services from other health care providers such as registereddieticians or physical therapists
  • Preventive
  • Care/Screening/Immuniz
  • Routine health care that includes screenings, check-ups and patient counselingto prevent illnesses, disease or other health problems.8/24, 9:07 AM Compare Health Plans - Virginia's Insurance Marketplacehttps://enroll.marketplace.virginia.gov/hix/private/planselection?insuranceType=HEALTH#compare 13/13ationirginia'sInsuranceMarketplace

Timeline

Outside Sales Representative

ABC Supply
11.2016 - 09.2024

Outside Sales Representative

Norandex Distribution
07.1990 - 09.2024

High School Diploma -

Central High School

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Marc Strosnider