Marcy Gielniak
Chandler,AZ
Summary
Detail-oriented Due Diligence Consultant. Recognized for mitigating risk with advanced analytical knowledge to uncover fraud and ensure compliance with third-party risk management policies and BSA/AML regulatory requirements.. Proven track record in developing risk mitigation strategies and fostering strong relationships. Adept at critical thinking, driving efficiency and informed decision-making in high-stakes fast rapidly changing environments.
Overview
13
13
years of professional experience
Work History
Due Diligence Consultant
Wells Fargo
08.2019 - Current
- Completed KYC onboarding and periodic reviews for new and existing Commercial Banking and Commercial Investment Banking.
- Reviewed due diligence screening results and escalated as needed to the relationship team to obtain the required information/documentation.
- Provided expert guidance on regulatory compliance matters, ensuring adherence to relevant laws and regulations across diverse industries.
- Managed 30+ simultaneous reviews while consistently meeting deadlines and maintaining exceptional attention to detail in all deliverables.
- Kept informed regarding pending industry changes, trends or best practices to policies and procedures.
- Performed screenings on customers against various regulatory reporting lists including Lexis Nexis and World Check
- Maintained up-to-date knowledge of applicable laws and regulations to ensure compliance with BSA/AML guidelines
- Evaluated risks to determine permissibility under sanctions, regulations and/or BSA/AML regulations.
- Exercised independent judgement.
- Participated actively in industry conferences and networking events, staying up-to-date on the latest developments in due diligence best practices.
- Conducted onboarding and reviews of bank customers (individuals/entities), related parties (owners, board of directors, executives) and/or transactions that presented a moderate to high level of complexity and risk to determine the appropriateness for the bank.
- Consistently met quality metrics and SLA's of 95% or greater.
Senior Mortgage Loan Processor/Production Team Leader
Wells Fargo
03.2012 - 08.2019
- Processed home loans for customers and internal employees to meet policy standards and guidelines for purchases and refinances of FHA, VA, conforming and non-conforming product types for 7 years.
- Collaborated and established professional relationships with Loan Officers to provide timely, accurate customer service for clients throughout entire mortgage process.
- Managed a pipeline of 60+ loan applications, consistently meeting or exceeding established processing timeframes.
- Consistently met and exceeded quality standards of 90%.
- Analyzed loan applications and underwriting decision engine results to determine required documentation from customers to meet compliance and underwriting policy guidelines.
- Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
- Led by example, demonstrating commitment and professionalism that inspired 15 team members to excel.
- Set performance expectations for the team, monitoring progress towards goals and providing constructive feedback as needed.
- Maintained compliance with applicable laws and regulations including NMLS/SAFE Act, SCRA, BSA/AML, TILA, RESPA, TRID and CIP/USA Patriot Act.
Education
MBA - Finance
Wayne State University
Detroit, MI08.2009
Bachelor of Science - Finance
Wayne State University
Detroit, MI05.2008
Skills
- Risk assessment
- Critical thinking skills
- Collaborative teamwork
- Effective time management
- Detail-oriented approach
- Analytical problem-solving and decision-making
- Strong verbal and written communication
- Effective multitasking
Timeline
Due Diligence Consultant
Wells Fargo
08.2019 - Current
Senior Mortgage Loan Processor/Production Team Leader
Wells Fargo
03.2012 - 08.2019
MBA - Finance
Wayne State University
Bachelor of Science - Finance
Wayne State University
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