Professional Summary
Overview
Work History
Education
Skills
Timeline

Margaret Murphy

First Bank Mortgage
St Jacob,IL
17
years of professional experience

Senior Mortgage Loan Underwriter with proven loan underwriting expertise, specializing in credit risk analysis. Committed to enhancing team performance through mentorship and process improvement.

Work History

Senior Mortgage Loan Underwriter

17 Years 3 Months
First Bank Mortgage | 03.2009 - Current
  • Evaluated mortgage loan applications for compliance with underwriting guidelines and risk assessment criteria.
  • Analyzed borrower credit profiles, financial statements, and property appraisals to determine loan eligibility.
  • Collaborated with loan processors and originators to expedite the loan approval process while maintaining high-quality standards.
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Reviewed appraisals and title documents to verify accuracy and completeness.

Education

High School Diploma

Pattonville High School | Maryland Heights, MO

Skills

Debt-to-income ratios
Loan underwriting expertise
Appraisal review
Financial statement analysis
Collateral evaluation
Income verification
Credit risk analysis
Underwriting guidelines
FNMA guidelines
Jumbo and super jumbo loans
Application analysis
Teamwork and collaboration

Timeline

Senior Mortgage Loan Underwriter

First Bank Mortgage
03.2009 - CurrentRead More

Pattonville High School

High School Diploma
Read More
Margaret Murphy