Summary
Overview
Work History
Education
Skills
Certification
Additional Information
Timeline
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Margaret (Meg) Kinder

Irmo,SC

Summary

Dynamic and results-driven Claims Adjuster with extensive experience at Allstate Insurance Company. Proven track record in fraud investigations and claims processing, enhancing operational efficiency and achieving high customer satisfaction. Skilled in legal proceedings and advanced communication, with a strong commitment to minimizing financial risk and optimizing organizational performance.

Overview

27
27
years of professional experience
1
1
Certification

Work History

SIU Investigator (S1)

USAA Insurance
12.2024 - Current
  • Conducted thorough investigations into suspected fraudulent claims, utilizing analytical skills and attention to detail.
  • Collaborated with law enforcement agencies to gather evidence and support case resolutions effectively.
  • Developed detailed reports outlining findings, ensuring compliance with regulatory standards and procedures.
  • Monitored industry trends and emerging fraud schemes to adapt investigation strategies proactively. Participated in monthly NICB meetings.
  • Established strong relationships with internal departments to facilitate information sharing and coordination of efforts. Member of pulse team / committee

Claims-Adjuster SIU Investigator-Sr Cons I

Allstate Insurance Company
12.2016 - 10.2024
  • Improved claim resolution times by efficiently managing a caseload 254 claims last year
  • Achieved high customer satisfaction ratings by providing clear and timely communication throughout the claims process.
  • Conducted thorough investigations of complex insurance claims, gathering evidence and analyzing relevant documentation that minimized financial risk for the company.
  • Collaborated with legal teams to defend against fraudulent claims, saving company resources and maintaining its reputation.

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  • Led training sessions for new adjusters on best practices, regulatory compliance, and effective communication strategies.
  • Mentored junior staff in advanced claims handling techniques, fostering a culture of continuous improvement within the team.

SIU Consultant for the Southeast

Allstate Insurance Companies
09.2010 - 12.2016

Evaluated internal client needs and expectations, establishing clear goals for each consulting engagement. -handled auto, property, commercial for the southeast and casualty claims reviews for the top end (southeast outside of Florida) Completed 3 reviews per month for all auto and property adjusters in the Southeast and also 3 per month for casualty reps on the top end

Implemented best practices to optimize organizational performance, leading to improved operational efficiency.

  • Analyzed data sets to identify trends, opportunities, and problematic areas and provided recommendations for process improvements within the organization.
  • Liaised with customers and management to determine needs and recommend appropriate solutions.
  • Gathered, organized and input information into digital database.
  • Educated staff on organizational mission and goals to help employees achieve success.
  • Evaluated staff performance and provided coaching to address inefficiencies.
  • Enhanced communication among team members to foster collaborative and supportive work environment.
  • Developed effective improvement plans in alignment with goals and specifications.
  • Generated reports detailing findings and recommendations.

SIU Investigator for Auto, Property, Commercial

Allstate Insurance Companies
01.2003 - 09.2010
  • Improved SIU investigations by implementing efficient case management strategies. Conducted comprehensive interviews with subjects to gather crucial information for cases. Handled 254 cases last year - more than any other rep in zone outside of Tier 1 or those handling responsible billing project
  • Collaborated with law enforcement agencies to streamline investigations and share critical data.
  • Analyzed complex data sets to identify patterns, trends, and potential fraud indicators in claims.
  • Conducted thorough face-to-face interviews with employers, families, neighbors, friends, and suspects, and documented investigative findings.
  • Collected, analyzed and interpreted information, documentation, and physical evidence associated with investigations.

Claims Processor

State Farm Insurance
01.1999 - 01.2003

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  • Reviewed and analyzed claims to ensure accuracy, completeness, and compliance with company policies.
  • Managed high volume of claims, prioritizing tasks to meet deadlines without sacrificing quality.
  • Participated in various professional development opportunities to stay current on industry regulations, best practices, and emerging technologies relevant to claim processing activities.
  • Responded to customer inquiries, providing detailed explanations of insurance policies and claims processes.
  • Utilized excellent analytical and problem-solving skills to quickly and accurately assess insurance claims.
  • Achieved high levels of customer satisfaction, handling each claim with professionalism and care.

Education

Bachelor of Arts - English, History, Journalism

University of South Carolina
Columbia, SC
12.2022

Skills

  • Claims Processing / Investigation - Property, Auto, Commerical losses with reviews of Casualty Losses
  • Policy Investigations
  • Familiar With Fraud Statutes
  • Legal Proceedings Knowledge
  • Accident Scene Investigations
  • Insurance Policy Coverage Knowledge
  • Advanced Oral and Written Communication Skills
  • Highly Motivated
  • Claims Adjuster License - SC, NC, FL, GA, KY, LA, TX, WY, RI, OK, NM, NH, VT, DE, CT - also handled various states that don't require reciprocal licenses

Certification

American Educational Institute:


Fraud Claim Law Specialist - July,2003

Property Claim Law Specialist - June, 2004

Property Claim Law Associate - January, 2005

Fraud Claim Law Associate - January, 2005 Automobile Claim Law Associate - December, 2005

Senior Claim Law Associate - December, 2005

Additional Information

Participation at USAA: Pulse team / committee, monthly NICB meetings, have completed continuing education courses, also paid to renew my home state license (SC).


Participation At Allstate: SCIFI, NICI, Employee Council Committee, Recognition Committee, RCPS Committee, Claims Took Kit, Test Kitchen, IDE Champions, Feedback Committee for IDE, Sleuth Book Club, Thrive Book Club.


Volunteer: Participated in regular in service days at Allstate, volunteer hours completed


Outside of Allstate - served as treasurer of HOA, president of Volleyball Booster Club, booster club for Lacrosse Club, Served on the fundraising Committee for local high school, various volunteer activities within my local community






Timeline

SIU Investigator (S1)

USAA Insurance
12.2024 - Current

Claims-Adjuster SIU Investigator-Sr Cons I

Allstate Insurance Company
12.2016 - 10.2024

SIU Consultant for the Southeast

Allstate Insurance Companies
09.2010 - 12.2016

SIU Investigator for Auto, Property, Commercial

Allstate Insurance Companies
01.2003 - 09.2010

Claims Processor

State Farm Insurance
01.1999 - 01.2003

Bachelor of Arts - English, History, Journalism

University of South Carolina