- Music
- Crafting and DIY Projects
- Growing herbs, vegetables, or fruits in home gardens
- I enjoy cooking for friends and family gatherings
- Cooking
- Baking
- I like trying new recipes and food trends
- Wine Tasting
- Adventure Travel
Margie Schlieper
Queen Creek,AZ
Summary
Professional with strong expertise in credit management, ready to drive impactful results. Skilled in risk assessment, credit analysis, and financial reporting. Focused on fostering team collaboration and adapting to changing business needs. Known for reliability, integrity, and effective problem-solving in high-stakes environments.
Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.
Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Credit Supervisor Private Label-MFS, BPSFS
Toyota Financial Services
04.2021 - Current
- Company Overview: Toyota Financial Services ECW Arizona
- Overseeing the performance of the assigned credit teams to ensure optimum callback time and the achievement of daily purchase objectives while maintaining acceptable quality control standards
- Establishing and maintaining effective sales relationships with dealership personnel and Dealer Funding Teams
- Holding Credit Analysts accountable for compliance to policies, procedures, and regulations; understands and implements changes in internal policies and procedures as they are published
- Promoting an environment that facilitates the free flow of ideas in support of Toyota’s Kaizen culture
- Drive Team Member engagement and inclusion
- Lead our Team as we adopt a Flex Work hybrid model
- Toyota Financial Services ECW Arizona
Credit Analyst
Toyota Financial Services
06.2006 - 02.2020
- Company Overview: Toyota Financial Services, San Ramon, CA
- Analyze ~$10 million in customer/business credit applications monthly for 10 assigned dealers
- Cultivates and preserves relationships with the dealership personnel, communicates dealer analytics
- Mentored and trained new hires on the three C’s of credit and the interworking of a dealership
- Created for credit a reference guide for credit analysts that assisted with providing quick and consistent answers to our dealers
- Toyota Financial Services, San Ramon, CA
Education
High School Diploma -
Ygnacia Valley High School
Concord, CASkills
- Microsoft Word
- PowerPoint
- Excel
- Market Sales Tracker
- Tableau Reports
- Microsoft Excel
- Credit analysis
- Collateral risk
- Credit validations
- Financial statement analysis
- Risk analysis
- Quality controls
- Portfolio management
- Document evaluations
- Portfolio monitoring
- Credit assessments
- Teamwork
- Customer service
- Problem-solving abilities
- Multitasking Abilities
- Reliability
- Team collaboration
- Effective communication
- Relationship building and management
- Prioritizing and planning
- Customer relationship development
- Team Management
- Team building
- Financial analysis and reporting
- Self motivation
- Conflict Resolution
- Professionalism
- Staff training
- Adaptability
- Sales professional
- Problem-solving aptitude
- Performance Management
- Fraud prevention
- Performance Metrics
- Market Trend Analysis
- Contract Negotiation
- Data trending
Accomplishments
- Collaborated with team of 6 in the development of JKK for Flat Cancel and rebook of contracts in Credit and Funding to minimize MUDA with a process to expedite and educate to streamline this process for our internal team members and business partners
Extracurricular Activities
Women Influencing and Impacting Toyota, 2021-2024 Credit Analyst Trainer, 2023 Maximizing Performance and Growth Team, 2020-2021 Brand Energizer, 2016 and 2017 Volunteer with the American Red Cross, The Crayon Initiative, Together We Rise Trained TMNA management in the processes and workflows of the DSSO
Certification
- CAT's / Credit Analyst Trainers Toyota Financial Service 2023
Interests
Timeline
Credit Supervisor Private Label-MFS, BPSFS
Toyota Financial Services
04.2021 - Current
Credit Analyst
Toyota Financial Services
06.2006 - 02.2020
- CAT's / Credit Analyst Trainers Toyota Financial Service 2023
High School Diploma -
Ygnacia Valley High School
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