MARIA HEWITT
Lithonia,Georgia
Summary
Dynamic and performance-driven business professional with high integrity, strong work ethic and great leadership skills. Meticulous and resourceful Business Manager with proven success in controlling budgets, networking to drive growth. Offering strengths with sense of urgency relating to deadlines and fulfillment of customer expectations.
Overview
14
14
years of professional experience
Work History
Operation Specialist
90 Degree Benefits/Blue Cross Blue Shield
Duluth, GA
12.2019 - 06.2020
- Review clients bank accounts daily for deposits and balances to determine if funds are available to release claims runs for payment to medical providers and vendors.
- Send out Funding Request to clients that hold their own bank account for review and approval to release for payment.
- Upload Reports to client portal either for informational or review (i. e. check registers)
- Set up new and renewal clients within the core system with their banking information, cycle and frequency to generate their claims runs.
- Set up clients with the check fulfillment vendor with their banking information to generate checks, credit card and EFT payments.
- Generate and upload files to fulfillment vendor to issue payments to providers.
- Audit all funding reports against group number, dates of services based on active plans before sending out to a client or uploading to the portal.
- Audit check register for accuracy once the determination is made to release for issuance of payment against bank balance.
- Load premium rates for clients in the core system, generate monthly premium invoices, audit invoices and upload to portal or mail to clients for payment.
- Work closely with the accounting department.
- Other miscellaneous duties
Senior Real Estate Loan Representative
Proponent Federal Credit Union
Nutley, NJ
06.2017 - 09.2019
- Reviewed and verified borrowers employment histories, income, tax returns, credit reports, property appraisals and supplemental information to prepare documents for underwriting. Managed any conditions sent from underwriting departments
- Determined completeness of CPC packages, including recovery documentation, legal fees, valuations and lien searches
- Schedule, coordinate, prepare loan closings by reviewing all loan documents for completeness, accuracy and quality.
- Prepare loan closing packages while effectively communicating closing documentation and process with settlements agents.
- Upheld compliance with privacy and security requirements, as well as federal statutes covering Secondary market and home equity loans.
- Ensured compliance with company policies, underwriting guidelines and lending program requirements.
- Fund mortgage by sending wires to the Attorney or Title Company Escrow accounts.
- Mortgage Software: Mortgage Bot and Doc Magic
Loan Processor
Pacific Northwest Mortgage Corporation
Sandy Springs, GA
12.2013 - 03.2017
- Interviewed mortgage loan applicants. Educated customers on variety of loan products available and available credit options.
- Prepare Mortgage loan files reviewing loan applications. Clarifying and obtain additional information.
- Obtain mortgage loan documentation by pulling credit reports, ordering appraisal, payoffs, titles, insurance and other related information.
- Enter loan applications in Mortgage Software Programs Calyx, Bypro and Contur.
- Verify identity, employment, mortgage or rent, bank balances and tax returns.
- Submit loans to lenders (such as Washington Mutual, Countrywide, Wells Fargo and others).
- Review documents for fraud, also meeting all codes and regulations for banking & Finance.
- Clear all conditions on approved loans.
Underwriting Assistant
South Star Funding
Atlanta, GA
02.2010 - 10.2013
- Coordinate with the underwriters with any due diligence calls that need to be made/VOE files going to closing.
- Call the brokers and advise them of what conditions we received, follow up on any additional conditions.
- Keep log for tracking conditions received by each underwriter.
- Update approvals in Destiny for underwriters, AE's and Team Leaders after the underwriter has cleared conditions.
Loan Processor
Option 1/Bank of America
Tucker, GA
04.2006 - 12.2009
- Responsible for processing pipeline of 120 re-finance loans daily.
- Order review documents for accuracy (e.g.
- title, flood statements, appraisals).
- Working closely with team to insure loan packages are correct and complete when leaving the mortgage center.
- Verifying all customer documentation and resolving all title issues, processing subordinations.
- Resolving appraisal disputes, executing closing actions to ensure timely and effective closing.
- Processing transaction and documentation to support and maintain lending agreements.
- Managing workflow of pending files to meet service level and regulatory requirements and thoroughly documenting LPS (real estate Loan Processing System).
Education
Certified Loan Processing Specialist - Completed 160 Hours
Avionce Institute of Mortgage Training
2012
Mortgage Banking 101, Mortgage Banking 102, Loan Processing Technology Part1 (Calyx~Encompass Softwa
Capstone Insitute
2011
Amlan, Inc. Capstone Institute
2010
Business Administration
Passaic County Community College
2005
Skills
- MLS # 1647490
- Detail-oriented
- Excellent time management
- Team player with positive attitude
- Exceptional customer service
- Exceptional problem solver
- Exercises good judgment
Skills
Banking, closing, credit, Destiny, documentation, due diligence, filing, finance, insurance, Loan Processing, Managing, Access, Excel, Microsoft Office Suite, PowerPoint, Windows, Word, Mortgage loan, Peachtree Accounting, real estate, tax, underwriter, workflow
Timeline
Operation Specialist
90 Degree Benefits/Blue Cross Blue Shield
12.2019 - 06.2020
Senior Real Estate Loan Representative
Proponent Federal Credit Union
06.2017 - 09.2019
Loan Processor
Pacific Northwest Mortgage Corporation
12.2013 - 03.2017
Underwriting Assistant
South Star Funding
02.2010 - 10.2013
Loan Processor
Option 1/Bank of America
04.2006 - 12.2009
Certified Loan Processing Specialist - Completed 160 Hours
Avionce Institute of Mortgage Training
Mortgage Banking 101, Mortgage Banking 102, Loan Processing Technology Part1 (Calyx~Encompass Softwa
Capstone Insitute
Amlan, Inc. Capstone Institute
Business Administration
Passaic County Community College
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