MS Office
Hi, I’m
MARIA A VILLANUEVA
Mortgage Loan Closer
Chandler,AZ
Summary
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.
Overview
11
years of professional experience
3
years of post-secondary education
Work History
Funder, Reverse MortgageBloomfield, NJ
Senior Loan Closer
11.2016 - 11.2022
Job overview
- From November 2016 - January 2021, progressed career from Loan Closer to Sr Loan Closer
- Led eight-person funding and post-closing team; assigned and delegated review of twenty to thirty daily funding and clear post-closing conditions
- Served as primary point of contact on escalated issues using industry expertise and problem solving skills with 100% success
- Developed and improved work flow process, maintained checklists of required documentation, regularly set-up group or one-on-one training effectively cutting down post-closing issues by 98%
- Consulted with management and other departments to recognize needs and provide tailored solutions
- Handled fifty closing files each month using creative multi-tasking and time management
- Audited signed mortgage documents for accuracy, which included title, appraisal, insurance, payoffs and confirm conditions have been met prior to funding
VIP Mortgage IncScottsdale, AZ
Reverse Closing/Funding Manager
05.2015 - 11.2016
Job overview
- Demonstrated accurate knowledge of all investor and HUD requirements by ensuring purchase and insuring of 100% of all loans in pipeline
- Represented company by volunteering at local community organizations, such as Team Smile, Casas De Los Ninos and Feed My Starving Children
- Created key performance indicators to measure and assess investment performance.
- Authored closing job aide guide generating 97% error-free documents
- Devised and implemented hedging strategies to decrease investment risks
American Advisors GroupScottsdale, AZ
Loan Closer
03.2013 - 05.2015
Job overview
- Inspected, cleared and closed all assigned files, averaging 35-40 loans per month
- Reviewed title, insurance, and flood zone certifications to meet closing standards for each property
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
Fairway Independent MortgageNeedham, MA
Loan Scheduler/Closing Assistant
08.2012 - 01.2013
Job overview
- Managed final steps of closing process to reduce risk and errors, achieving timely and efficient closings cutting down errors by 90
Landsafe Credit/Bank of AmericaChandler, AZ
Credit Processor
09.2010 - 03.2011
Job overview
- Verified application and account details of borrowers' credit reports with 30 or more trades, accurately eliminating financial risk
Education
De La Salle UniversityManila Philippines
Bachelor of Arts from International Studies
06.1992 - 09.1995
University Overview
- Awarded The Thesis Excellence Award
- Completed professional development in research and communication
- Dean's List 3rd Trimester, 1995
Skills
Teamwork and Collaboration
Critical Thinking
Training and Development
Problem-Solving
Written Communication
Timeline
Senior Loan Closer
Funder, Reverse Mortgage
11.2016 - 11.2022
Reverse Closing/Funding Manager
VIP Mortgage Inc
05.2015 - 11.2016
Loan Closer
American Advisors Group
03.2013 - 05.2015
Loan Scheduler/Closing Assistant
Fairway Independent Mortgage
08.2012 - 01.2013
Credit Processor
Landsafe Credit/Bank of America
09.2010 - 03.2011
De La Salle University
Bachelor of Arts from International Studies
06.1992 - 09.1995
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