Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Maria Fernanda Gomez Ribera

Maria Fernanda Gomez Ribera

Lewis Center,OH

Summary

Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications, and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth. Efficient professional in financial transaction oversight with strong aptitude for ensuring accuracy and compliance in credit authorizations, checks, and clerical work. Known for productivity and ability to complete tasks swiftly without sacrificing quality. Possess specialized skills in fraud detection, risk assessment, and regulatory compliance management. Excel in communication, problem-solving, and adaptability, leveraging these soft skills to navigate complex scenarios and maintain high levels of customer satisfaction.

Overview

6
6
years of professional experience

Work History

Credit Officer

Banco ecofuturo SA
Santa Cruz, Santa Cruz
10.2021 - 03.2022
  • Evaluated credit applications to assess borrower eligibility and risk.
  • Conducted thorough financial analyses to determine creditworthiness of clients.
  • Collaborated with teams to develop effective credit policies and procedures.
  • Assisted clients in understanding loan options and repayment plans.
  • Provided expert guidance on credit limits and terms for various products.
  • Reviewed loan documentation to ensure compliance with regulatory standards.
  • Recommended approval or disapproval of different loan types based on established criteria.
  • Collected and checked borrower income, credit history and employment information.

Cashier

Banco de credito de Bolivia SA
Santa Cruz, Santa Cruz
10.2015 - 03.2021
  • Processed customer transactions efficiently at Banco de Credito de Bolivia SA.
  • Managed cash register and balanced cash drawer daily.
  • Provided excellent customer service and resolved inquiries promptly.
  • Maintained cleanliness and organization of the cashier area.
  • Collaborated with team members to improve service delivery standards.
  • Operated cash register efficiently and accurately, processed payments by cash, check, credit card, gift card or automatic debit.
  • Accepted cash and credit card payments, issued receipts and provided change.
  • Operated cash register or POS system to receive payment by cash, check and credit card.
  • Performed other duties as assigned by management.
  • Helped customers find specific products, answered questions, and offered product advice.

Education

Some College (No Degree) - Auxiliar Contable Computarizado

Insight
Santa Cruz
04-2019

Some College (No Degree) - Perito En Banca

Instituto Domingo Savio
Santa Cruz
04-2014

Some College (No Degree) - Operador en Ambiente Windows

Instituto Domingo Savio
Santa Cruz
04-2014

Skills

  • Evaluating credit applications
  • Financial analysis
  • Customer relationship management
  • Client guidance
  • Adaptability
  • Loan disbursements
  • Credit assessments

Languages

Spanish
Native/ Bilingual
English
Limited

Timeline

Credit Officer

Banco ecofuturo SA
10.2021 - 03.2022

Cashier

Banco de credito de Bolivia SA
10.2015 - 03.2021

Some College (No Degree) - Auxiliar Contable Computarizado

Insight

Some College (No Degree) - Perito En Banca

Instituto Domingo Savio

Some College (No Degree) - Operador en Ambiente Windows

Instituto Domingo Savio
Maria Fernanda Gomez Ribera
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