Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Overview
8
8
years of professional experience
Work History
E-Lending Loan Officer
AMOCO FCU
Texas City, TX
02.2020 - Current
Developed and maintained relationships with potential customers to increase loan business.
Reviewed credit histories, income statements, and other financial information of loan applicants.
Counseled clients on debt management and repayment plans.
Negotiated terms and conditions of loan contracts.
Approved or denied loan applications based on established guidelines.
Assisted in the development of new products and services for loan customers.
Explained various types of loans available to customers and their associated terms and conditions.
Provided customer service support throughout the entire process from application through closing.
Branch Loan Officer
AMOCO FCU
Texas City, Texas
02.2018 - 02.2020
Developed and maintained relationships with potential customers to increase loan business.
Reviewed credit histories, income statements, and other financial information of loan applicants.
Counseled clients on debt management and repayment plans.
Analyzed financial data to determine the feasibility of granting loans.
Negotiated terms and conditions of loan contracts.
Approved or denied loan applications based on established guidelines.
Explained various types of loans available to customers and their associated terms and conditions.
Provided customer service support throughout the entire process from application through closing.
Maintained current knowledge regarding new laws, regulations, policies, procedures, products, services. related to consumer lending operations.
Responded promptly to customer inquiries regarding their accounts or other matters related to consumer lending operations.
Call Center Representative
AMOCO FCU
Texas City, Texas
02.2017 - 02.2018
Adhered strictly to all applicable laws and regulations pertaining to customer privacy rights.
Developed effective working relationships with team members across multiple departments.
Stayed current on relevant product and service offerings as well as competitor pricing models.
Answered incoming calls from customers and provided assistance with product inquiries, billing questions, and other customer service related issues.
Resolved customer complaints in a timely manner to ensure customer satisfaction.
Utilized knowledge base to answer inquiries from customers quickly and effectively.
Answered, screened and processed high volume of calls daily with call management system and web-based communications.
Teller
AMOCO FCU
Texas City, TX
02.2016 - 02.2017
Received and processed customer transactions, including deposits, withdrawals, loan payments and other banking services.
Verified customers' identification to ensure compliance with laws and regulations.
Balanced cash drawers on a daily basis.
Provided exceptional customer service while accurately processing routine transactions.
Answered customer inquiries regarding bank products and services.
Explained account information to customers in detail as needed.
Cross-sold additional bank products when applicable to meet customer needs.
Maintained confidentiality of all customer records and information according to company policies.
Education
Associate of Arts -
College of The Mainland
Texas City, TX
Associate of Arts - Accounting And Finance
Houston Baptist University
Houston, TX
Skills
Bottom Line LoanMaster Loan Servicing
Collections proficiency
Equifax Application Engine
Financial planning expert
Customer service-focused
Document analysis
Credit analysis
Financial Assessment
Relationship building and management
Excellent time management
Financial Counseling
Timeline
E-Lending Loan Officer
AMOCO FCU
02.2020 - Current
Branch Loan Officer
AMOCO FCU
02.2018 - 02.2020
Call Center Representative
AMOCO FCU
02.2017 - 02.2018
Teller
AMOCO FCU
02.2016 - 02.2017
Associate of Arts -
College of The Mainland
Associate of Arts - Accounting And Finance
Houston Baptist University
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