Hi, I’m
Maribel Soriano
Loma Linda,Ca
Summary
Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Over 6 years of experience in loan processing and mortgages. Dedicated to enhancing underwriting department operations with analytical and disciplined approach. Work with minimal direction to solve problems, resolve conflicts and respond to customer inquiries.
Overview
12
years of professional experience
1
Certification
Work History
Businessolver
COBRA Processor
08.2022 - Current
Job overview
- Entered data into computer tracking system and filed paperwork according to procedures.
- Received and reviewed incoming documents and materials. Such as COBRA election forms for part-time, terminated employees, retiree's, life events.
- Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.
- Communicated with Processing Supervisor if unable to achieve timeline or resolve error.
- Work with worker's and their families who have lose their health benefits due to certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. I processes there paperwork to make sure there medical coverage still continues while they find a new job.
Wells Fargo & Company
Mortgage Loan Processor
09.2016 - 05.2023
Job overview
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes. This helped speed up the closing process by 40%.
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times. Keeping turn times low helped keep the flow of closing all purchases and refinances on time, resulting in satisfied clients and increased referrals.
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval.
- Managed conditions sent from underwriting departments, promptly seeking clarification from underwriters and effectively communicating requirements to clients.
- Inspected loan documentation for mistakes and corrected discrepancies, ensuring smoother file processing and improved client relationships.
- Gathered property appraisals, surveys, and tax records to update mortgage loan files, proactively addressing any discrepancies with the appraisal team to avoid delays.
- Evaluated and adjusted loan files to meet banking, federal, and secondary market regulations, upholding the integrity of the institution.
- Discussed loan needs and financial histories with clients, providing detailed explanations of the application processes to build trust.
- Reviewed and evaluated various types of loan applications (VA, Conventional, New construction, Pre-approval, FHA) to make approval, suspension, counteroffer, or denial recommendations.
- Collaborated with Loan Officers to provide timely and accurate service for clients throughout the entire mortgage process.
Farmerboys
Assistant Manager
12.2010 - 06.2013
Job overview
- Collaborated with hiring managers to identify staffing needs and develop recruitment strategies.
- Source, screen, and evaluate candidates through resume review, interviews, and assessments.
- Manage candidate pipelines and coordinate interviews with hiring teams.
- Conduct reference checks and background verifications to ensure candidate suitability.
- Maintain applicant tracking system and update candidate profiles.
- Utilize various recruitment channels, including online job boards and social media platforms, to attract qualified candidates.
- Provide feedback and guidance to candidates throughout the recruitment process.
- Collaborate with HR team to ensure compliance with hiring policies and procedures.
- Managed job postings on internal and external platforms.
- Assisted with the coordination and scheduling of interviews between candidates and hiring managers.
- Screened resumes and conducted initial phone screens with potential candidates, evaluating their qualifications and cultural fit.
- Coordinated travel arrangements for out-of-town candidates, providing a positive experience during the interview process.
- Facilitated background checks and reference verifications, ensuring compliance with company policies and industry regulations.
- Maintained the applicant tracking system, ensuring accurate and up-to-date candidate information.
- Assisted in the planning and execution of recruitment events and job fairs, contributing to candidate engagement and promoting the employer brand.
- Provided administrative support to the recruiting team, including drafting correspondence and maintaining recruitment files.
- Assessed job applications and made hiring recommendations to bring in top candidates for key vacancies.
Education
San Bernardino Valley CollegeSan Bernardino, CA
No Degree from Business Management
Redlands High SchoolRedlands, CA
High School Diploma
06.2006
Skills
- Commercial Insurance Underwriting: Solid understanding of underwriting principles, risk assessment, and policy evaluation
- Analytical and Quantitative Skills: Proficient in analyzing financial data, assessing risks, and making informed decisions
- Strong Verbal and Written Communication: Excellent communication skills with the ability to articulate complex information and negotiate effectively
- Attention to Detail: Keen eye for detail, ensuring accuracy and minimizing errors in documentation and policy evaluation
- Organization and Time Management: Proven ability to manage multiple tasks, prioritize work, and meet tight deadlines
- Property and Casualty Insurance: Familiarity with property and casualty insurance concepts and coverage
- Commercial Real Estate Insurance: Knowledge of commercial real estate insurance and related policies
- Software Proficiency: Experience with automated tracking systems, document management tools, and data analysis software
- Computerized Maintenance Management Systems
- Company Safety Policies
- Client Relationship-Building
- Evaluate Possible Losses
Certification
- Certified: NLMS ID obtained.
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
COBRA Processor
Businessolver
08.2022 - Current
Mortgage Loan Processor
Wells Fargo & Company
09.2016 - 05.2023
Assistant Manager
Farmerboys
12.2010 - 06.2013
San Bernardino Valley College
No Degree from Business Management
Redlands High School
High School Diploma
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