Summary
Overview
Work History
Education
Skills
Timeline
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Marie Sharp

Jacksonville

Summary

Highly skilled Loan Processor with strong experience in handling loan applications and promoting customer satisfaction. Possess solid understanding of lending products, credit report analysis, and regulatory standards in the financial industry. Known for precision in documentation and enhanced ability to manage deadlines, contributing to smooth workflow within fast-paced environments. Have consistently delivered high-quality service, resulting in improved efficiency and customer retention rates.

Overview

13
13
years of professional experience

Work History

Loan Processor

Sawgrass Mortgage
01.2022 - 04.2025
  • Register the file with the lender portals which varies depending on what lender we are using.
  • Order title docs.
  • Request documents from borrower which varies depending on what type of loan it is.
  • Communicate regularly with the customer – updates on status throughout the process.
  • Upload docs to vendors portal and submit to UW.
  • When conditional approval is received, I work on gathering docs to submit to clear the conditions. Conditions vary depending on the type of loan and borrower.
  • Prepare the file for a clear to close and schedule closing.

Closing Coordinator/Loan Processor

Guaranteed Rate
04.2020 - 01.2022
  • Review the UW approval and collaborate with the Mortgage Consultant to address remaining outstanding conditions.
  • Prepare and send the initial/conditional Loan Commitment Letter to the borrower and upload to the EFolder in Encompass.
  • Retrieve, review and re-request (if necessary) all outstanding documentation.
  • Update Encompass and re-run AUS as necessary to ensure approvability.
  • Review the “Clear to Close” to ensure all conditions can and will be satisfied prior to funding.

Loan Processor and Loan Officer Assistant

Motto Mortgage Impact
05.2019 - 04.2020
  • Prepare and organize borrower’s documents needed to qualify for a loan.
  • Register loans with lenders that the loan office has chosen to send the file. Worked with many lenders depending on the need of the borrower and prepare for Underwriting.
  • Liaison between borrowers and the lender. Keeping the borrower informed thru the whole loan process.
  • Acquire verifications, credit supplements and letters of explanation.
  • Clearing conditions to get clear to close.
  • Assisted the loan officer with many tasks so they can go sell the deal.

Loan Processor

Guild Mortgage
01.2018 - 05.2019
  • Coordinated with buyers, sellers, title companies and realtors if any additional documentation is required.
  • Review information obtained from loan officers for accuracy and completeness.
  • Obtain additional documentation needed from all sources.
  • Review credit reports, financial statements for large deposits. Document and source any large deposits.
  • Manage my pipeline and keeping the loan officer informed everyday of loan progress.

Loan Processor

Carrington Mortgage Services
02.2016 - 01.2018
  • Assisted Sr. underwriting with evaluating and ensuring overall documents are accurate.
  • Reviewing financial statements, credit reports, applicable ratios and reviewing all documents thoroughly before submitting to underwriting.
  • Making sure all documents are acceptable against loan conditions.
  • Performed welcome calls, status calls and pre close update communication log as needed.
  • Issued proper disclosures as required by federal regulatory compliance.
  • Coordinated with buyers, sellers, title companies and realtors.

Loan Processor III

Freedom Mortgages
04.2014 - 12.2015
  • Provide support to loan officers and underwriter teams by ensuring the timely and accurate processing of mortgages.
  • Review and verify borrowers' income, credit reports employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
  • Ensure compliance with company policies, guidelines and lending program requirements.

Loan Processor II

Everbank
03.2012 - 04.2014
  • Review information obtained from loan officers for accuracy and completeness.
  • Obtain additional documentation needed from all sources.
  • Obtain underwriter loan decisions.
  • Obtain approval and closing conditions.
  • Ability to make rational risk-based decisions with regards to underwriting and processing determinations.
  • Verify appraisal, credit and title have been ordered for all files within pipeline.
  • Collect, verify and analyze all documentation required for submitting files to underwriting.
  • Process multiple files within pipeline, all at different stages of the approval process.
  • Take responsibility from start to finish of all files.
  • Ability to determine if submitted conditions are acceptable, and offer alternative suggestions as needed.

Education

Licensed Mortgage Broker -

Capstone Institute
Atlanta, GA
01.2007

high school diploma -

St. Thomas Aquinas
Ft. Lauderdale, FL

Skills

  • Encompass
  • LP and DU
  • MS Word
  • Document review
  • Regulatory compliance
  • Customer communication
  • Pipeline management
  • Decision making
  • Problem solving
  • Time management
  • Team collaboration
  • Attention to detail
  • Adaptability
  • Professional demeanor
  • Application verification
  • Organizational skills
  • Task prioritization
  • Dedicated work ethic

Timeline

Loan Processor

Sawgrass Mortgage
01.2022 - 04.2025

Closing Coordinator/Loan Processor

Guaranteed Rate
04.2020 - 01.2022

Loan Processor and Loan Officer Assistant

Motto Mortgage Impact
05.2019 - 04.2020

Loan Processor

Guild Mortgage
01.2018 - 05.2019

Loan Processor

Carrington Mortgage Services
02.2016 - 01.2018

Loan Processor III

Freedom Mortgages
04.2014 - 12.2015

Loan Processor II

Everbank
03.2012 - 04.2014

Licensed Mortgage Broker -

Capstone Institute

high school diploma -

St. Thomas Aquinas

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Marie Sharp