Summary
Overview
Work History
Education
Skills
Certification
Art and travel
Languages
Accomplishments
Timeline
BusinessAnalyst
Marie J Fleming

Marie J Fleming

Sacramento,CA.

Summary

Marie Judith Fleming is a dynamic business strategist, commercial finance expert, and founder of multiple consulting ventures focused on accelerating business growth and access to capital. As the CEO of Gold Bridge Capital Solutions and Founder of The Circle Consulting Group, Marie specializes in delivering tailored financial consulting, capital structuring, and commercial real estate financing solutions for small to mid-sized businesses across the U.S.

With a background spanning commercial lending, business credit development, and investor relations, Marie empowers business owners through actionable strategies that support acquisitions, business turnarounds, and rapid scaling. Her firms combine the reach of national lending platforms with concierge-style advisory support, offering a range of services including SBA 7(a)/504 loans, private funding, equipment financing, and strategic business audits.

Marie also serves as a trusted advisor within the America's Small Business Development Center (SBDC) network, where she helps entrepreneurs improve financial readiness, secure funding, and navigate growth challenges. With a proven ability to structure deals creatively and connect founders with aligned financial partners, she is often sought after for her insight on emerging markets, sustainability ventures, and innovative funding models.

Whether guiding clients through a multi-million-dollar loan package or mentoring startups on strategic planning, Marie is known for her integrity, resourcefulness, and deep commitment to economic empowerment. Her work continues to bridge the gap between ambition and access for underserved entrepreneurs and forward-thinking business leaders.

Overview

11
11
years of professional experience
1
1
Certification

Work History

CEO

GOLD BRIDGE CAPITAL SOLUTIONS
04.2019 - Current

Cultivated company-wide culture of innovation and collaboration. Finance products in Commercial RE including business solutions. Lines of credit, equipment financing and other products.

  • Analyzed and tracked business metrics and made appropriate adjustments to meet supply and demand needs.
  • Oversaw divisional marketing, advertising and new product development.
  • Developed innovative sales and marketing strategies to facilitate business expansion.
  • Identified new revenue generation opportunities to maximize bottom-line profitability.
  • Managed partnerships and strategic business relationships by negotiating contract terms and handling conflicts.
  • Established foundational processes for business operations.

Director

United Wholesale Lending
08.2015 - 04.2019

Remained highly composed and calm in very fast-paced, stressful and constantly changing environments to provide optimal leadership and achieve desired results.

  • Presents analysis and recommendations
  • Maintains existing relationships
  • Account executive for new business in Commercial RE
  • Assisted with sales and marketing strategies to foster achievement of revenue goals.
  • Closes new business deals by coordinating requirements
  • Updates job knowledge by participating in educational opportunities , maintaining professional networks
  • Enhances origination
  • Led change and transformation across business areas to deliver benefits and align company resources.
  • Devised and implemented innovative and marketing campaigns to promote products and services.

Marketing Coordinator

SJ Morgan Private Lending Exchange
05.2014 - 08.2015
  • Creates and delivers presentations
  • Locates or proposes potential business deals by contacting potential partners, discovering, and exploring opportunities
  • Closes new business deals by coordinating requirements
  • Enhances origination., Identifying opportunities in target markets for organization’s products and services
  • Generating leads through cold calling prospective clients or networking at trade shows
  • Developing and nurturing relationships with key customer accounts
  • Streamlined and monitored quality programs to alleviate overdue compliance activities.
  • Met with customers to discuss and ascertain needs, tailor solutions and close deals.
  • Kept detailed records of daily activities through online customer database.
  • Identified business development challenges and customer concerns for proactive resolution.
  • Recorded accurate and efficient records in customer database.
  • Contributed to team objectives in fast-paced environment.
  • Developed and tracked performance indicators to measure results of marketing campaigns

Business Development Manager

Global Solutions, LLC
05.2012 - 05.2014
  • Oversees commercial lending process, ensuring that loan packages are properly filed with appropriate signatures, disclosures, credit authority, and supporting documentation
  • Reviews loan packages that include long-term credit provisions to ensure that adequate safeguards are included
  • Prepares and authorizes necessary lending documentation including settlement sheets, vouchers, and general ledger entries
  • Prepares weekly and monthly commercial lending reports to submit to management
  • Approves expenses associated with processing loans such as appraisals, property searches, recordings, and title insurance costs
  • Collaborate with real estate agent, lender’s underwriting department, other mortgage professionals, and closing agent to ensure smooth transaction
  • Build referral relationships with real estate professionals
  • Generated new business with marketing initiatives and strategic plans.
  • Monitored market trends and competitor activities to identify areas of potential opportunity.

Education

Bachelor of Science - Business Management

UNIVERSITY OF PHOENIX
Sacramento, CA
2004

Skills

  • Teamwork and Collaboration
  • Evaluation of Marketing Campaigns
  • Customer Meeting Organization
  • Developing Targeted Leads
  • Executive Leadership
  • Campaign Management
  • Serve Customer Needs
  • Corporate Travel
  • Market and Competitive Analysis
  • Effective Customer Communication
  • Train Employees
  • Profit Target Achievement

Certification

CERTIFICATES OKR Certification: Leadership and Goal Setting 2/23

Art and travel

I believe travel diversities you and allows to relate to others.   Travel also allows you to appreciate what you have here. 

Passionate about art-oil painting and photography .

Languages

English
Full Professional
Spanish
Professional Working

Accomplishments

Business & Leadership

  • Founder & CEO of Gold Bridge Capital Solutions, a commercial finance firm facilitating millions in business and real estate funding through SBA, private, and alternative lending.
  • Established The Circle Consulting Group, offering business credit consulting, funding readiness, and strategic guidance to help business owners access capital and scale operations.
  • Advisor to the CEO of Black Bison Trading Company, supporting expansion initiatives in sustainability, renewable energy, and global commodities.

Finance & Capital Structuring

  • Successfully structured and secured funding packages ranging from $250,000 to $25,000,000 for clients in industries including real estate, healthcare, construction, pharmaceuticals, and hospitality.
  • Spearheaded multiple SBA 7(a) and 504 loan closings to support real estate acquisitions, debt refinancing, and business growth.
  • Raised investor interest for innovative projects including FDA-approved opioid treatment devices and wind turbine recycling ventures with projected 46%+ IRR.
Consulting & Strategic Advisory
  • Contracted Consultant with America’s SBDC Network, providing 1:1 guidance to small business owners on funding readiness, credit strategy, business planning, and investor pitching.
  • Supported franchise buyers, sellers, and business acquisitions, managing everything from deal structuring to lender packaging and escrow coordination.
  • Consulted business owners in navigating the Employee Retention Credit (ERC) program and transitioning into new funding options post-ERC.
Business Development & Partnerships
  • Built a network of 30+ active lender partners, including SBA lenders, private equity groups, and alternative funding sources.
  • Created professional partnerships with CPAs, attorneys, and escrow officers to support full-scope deal execution and legal compliance.
  • Developed content-driven lead generation strategies including educational video scripts, newsletters, and business funding webinars.
Social Impact & Empowerment
  • Focused on economic empowerment for minority- and women-owned businesses, helping founders overcome traditional barriers to capital.
  • Regularly produces LinkedIn thought leadership articles on commercial lending trends, market shifts, AI, sustainability, and business resilience.

Timeline

CEO

GOLD BRIDGE CAPITAL SOLUTIONS
04.2019 - Current

Director

United Wholesale Lending
08.2015 - 04.2019

Marketing Coordinator

SJ Morgan Private Lending Exchange
05.2014 - 08.2015

Business Development Manager

Global Solutions, LLC
05.2012 - 05.2014

Bachelor of Science - Business Management

UNIVERSITY OF PHOENIX
Marie J Fleming