Marina Armstrong
Saint Augustine
Summary
A proactive accounting professional with over 10 years of progressive experience in full-cycle accounting, financial analysis, and process optimization. Proven ability to enhance financial accuracy and drive efficiency by expertly managing complex bank reconciliations and the month-end close process. A strong record of identifying and implementing improvements that lead to significant cost reductions.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Accountant /Full Charge Bookkeeper
Self-employed
Remote
01.2022 - Current
- Deliver full-cycle accounting services for entrepreneurs and small businesses using QuickBooks Online.
- Prepare financial statements and reports for management review
- Manage payroll processing for staff members to ensure timely payments.
- Respond to inquiries from the IRS and state tax authorities to minimize interest and penalties.
- Execute prior-year catch-up and clean-up projects to enhance financial accuracy.
- Coach clients on financial models to improve accountability and transparency.
- Facilitate client meetings to align on financial goals and present reporting insights.
- Assist in developing and implementing new accounting procedures and systems.
- Set up a new Chart of Accounts.
- Manage accounts payable and receivable processes efficiently.
Finance Specialist / Interim Controller
Wolt Enterprises Oy
Remote
06.2024 - 05.2025
- Spearheaded an in-house bank reconciliation process, resulting in cutting costs, increased efficiency, and accuracy.
- Reconciled complex bank accounts across multiple European countries.
- Posted and reconciled intercompany cash transactions to ensure accuracy.
- Resolved unidentified discrepancies in bank accounts through a thorough investigation.
- Onboarded and trained junior staff to enhance team efficiency.
- Suggested process enhancements for cash application to improve overall effectiveness.
- Booked foreign currency transactions to ensure compliance with GAAP.
- Volunteered to assume Controller responsibilities for the Georgian subsidiary while managing primary duties.
- Calculated and paid VAT payments.
- Utilized Looker and other online tools to generate data for calculating intercompany balances.
Administrative and Finance Manager
Keller Williams Realty New Tampa
Tampa
06.2018 - 12.2021
- Managed financial and administrative operations for brokerage with over 350 agents.
- Executed monthly and annual closing processes, ensuring the timely delivery of financial statements.
- Collaborated with leadership to develop strategies for Market Center profitability, using the Cap Management tool.
- Assisted in the hiring, training, and management of personnel, in support of the Team Leader in managing agents and the Market Center.
- Managed all aspects of the agents' onboarding process.
Realtor Estate Agent
Keller Williams Realty Loudoun Gateway
Ashburn
10.2016 - 05.2018
- Advised clients on market trends and local real estate conditions, helping them make informed decisions.
- Conducted open houses to attract potential clients and foster lasting relationships.
- Guided clients through property buying and selling processes.
- Cultivated relationships with clients to understand their needs.
- Prepared various documents, including purchase agreements, deeds, leases, and other legal documents related to real estate transactions.
Senior Accountant / Treasury Cash Manager
SSP America
Lansdowne
10.2011 - 09.2016
- Oversaw cash functions for U.S. and Canada, managing $30 million across 20+ accounts.
- Developed and implemented an Excel model to ensure accurate forecasting and tracking
- Retained $150,000 in revenue through implementation of robust fraud controls.
- Reduced bank reconciliation time from two months to three weeks for 31 accounts.
- Streamlined sales tax filing process to eliminate penalties and ensure compliance.
- Managed period-end closing and prepared financial statements for 15 international airports.
- Analyzed contractual agreements for franchise operations, calculating and posting fees accurately.
- Managed cash flow forecasts and liquidity analysis for effective treasury operations for over 200 restaurants.
- Collaborated with other departments when necessary in order to facilitate successful completion of tasks or objectives.
- Oversaw bank relationships to optimize service fees and improve transaction efficiency.
Staff Accountant
Association for Talent Development (ATD)
Alexandria
07.2010 - 09.2011
- Performed monthly balance sheet account analysis and reconciliation.
- Analyzed P&L budget variances for management review.
- Compiled and prepared journal entries to ensure accurate general ledger records.
- Managed and trained a bookstore staff of six on the QuickBooks POS system.
Finance and Administration Manager (Temp)
Pharmacy Technician Certification Board (PTCB)
Washington
03.2010 - 06.2010
- Supervised two accounting clerks, and reviewed expense allocations.
- Assisted the Director of F&A in budgeting and variance analyses.
- Performed account reconciliations and conducted investigations into discrepancies.
Property Accountant
American Management Services Company
Maitland
03.2008 - 12.2009
- Managed all financial activities for assigned multifamily properties, ensuring fiscal responsibility.
- Prepared monthly account analyses, reconciliations, and balance sheet schedules to maintain accuracy.
- Ensured timely remittance of critical payments, including utilities, taxes, mortgages, and insurance.
- Collaborated with property managers to resolve accounting discrepancies efficiently.
- Analyzed and reconciled tenant accounts receivable ledgers.
Education
Bachelor of Science - Accounting, CPA Track
Albany, NY
Albany, NY06-2005
Skills
- General ledger management
- Month-end and year-end close
- Cash flow forecasting and management
- Budgeting and variance analysis
- Accounts payable and receivable management
- Balance sheet accounts reconciliation
- Complex bank account reconciliation
- Financial statement preparation and reporting
Certification
Certificate in Inspired Leadership, Case Western Reserve University, 2020
Technical Skills
NetSuite, Kyriba, Looker, QuickBooks Online, Yardi, Bill.com, Advanced Excel (VLOOKUP, HLOOKUP, Pivot tables, formulas)
References
References available upon request.
Timeline
Finance Specialist / Interim Controller
Wolt Enterprises Oy
06.2024 - 05.2025
Accountant /Full Charge Bookkeeper
Self-employed
01.2022 - Current
Administrative and Finance Manager
Keller Williams Realty New Tampa
06.2018 - 12.2021
Realtor Estate Agent
Keller Williams Realty Loudoun Gateway
10.2016 - 05.2018
Senior Accountant / Treasury Cash Manager
SSP America
10.2011 - 09.2016
Staff Accountant
Association for Talent Development (ATD)
07.2010 - 09.2011
Finance and Administration Manager (Temp)
Pharmacy Technician Certification Board (PTCB)
03.2010 - 06.2010
Property Accountant
American Management Services Company
03.2008 - 12.2009
Bachelor of Science - Accounting, CPA Track
Albany, NY
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