Marivel Velasco
Palmdale,CA
Summary
Attentive Loan Specialist with background in assessing credit history data and finding appropriate solutions perfect for customer needs. Ready for new position where loan evaluation background can be best utilized.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Loan Processor/Originator
Mortgage Management Consultants
Palmdale, CA
08.2009 - Current
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
- Interfaced with borrowers to obtain needed items and prepare applications for underwriting review.
- Explained the various types of loans available and advised on the best product suited for customer's needs.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process.
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Calculated income, assets and liabilities to meet lender requirements.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
Loan Processor
Flagship Mortgage
Valley Village, CA
06.2007 - 08.2009
- Structured loan packages by properly analyzing credit reports, income and asset documents.
- Updated customers regularly on status of their loans throughout the processing period.
Education
Bachelor of Arts - Communications - Radio -TV- Film
California State University, Northridge
Northridge, CA08-2009
Skills
- Extensive knowledge in FHA, Conventional, VA, USDA guidelines
- Experience in reading Credit Reports
- Knowledgeable in property Inspection Requirements
- Computer proficient in Outlook, Encompass, Loan Tracker, Calyx Point, Genesis, MS Word, Excel, Access, PowerPoint and Internet research on varies search engines
- Bilingual, fluent in Spanish
Certification
- NMLS License 341025
- CA DRE License 01781043
Languages
Spanish
Professional
References
References available upon request.
Timeline
Loan Processor/Originator
Mortgage Management Consultants
08.2009 - Current
Loan Processor
Flagship Mortgage
06.2007 - 08.2009
Bachelor of Arts - Communications - Radio -TV- Film
California State University, Northridge
- NMLS License 341025
- CA DRE License 01781043
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