Summary
Overview
Work History
Education
Skills
Timeline
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Marjorie England

Ironton,MO

Summary

Collaborative Loan Originator for Mortgage loans working with people of all levels of familiarity to make lending process run especially smoothly. Well-connected promoter of loan products with numerous real estate sales agents. Organized advisor with evolving awareness of loan options as arose in real-time and best fit based on applicant goals. Organized Mortgage Loan Officer with 40 years of experience in [Mortgage with 23 years of Secondary Marketing Lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Intuitive Mortgage Loan Officer with extensive knowledge of Net Oxygen and modern mortgaging. Committed to accurate and thorough work to financially benefit all parties. Successful at finding efficient plans and money allocation.

Overview

26
26
years of professional experience

Work History

Mortgage Loan Originator

U.S. Bank
Farmington , MO
09.1999 - 06.2022
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Worked with underwriters to fix application problems and resolve issues.
  • Assisted credit officers with loan applications to originate many loans over 35 years.
  • Explained different types of loans pertaining to client situations.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Monitored pipelines to track and log status of loans.
  • Explained very technical financial information to applicants in easy to understand language.
  • Proactively identified solutions for customers experiencing credit issues.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.

Commercial Loan Assistant

U.S. Bank
Farmington, MO
04.1996 - 09.1999
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Assembled important paperwork and disclosures for borrower.
  • Monitored key dates to obtain information by deadlines.
  • Assessed loan compliance to meet mortgage lending laws and regulations.
  • Supported loan officers with administrative assistance.
  • Assisted loan officers in procuring and verifying applicant data.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Set up, stored and updated customer files, department records and regulatory paperwork.

Education

Associates - Secretarial Studies And Office Administration

Mineral Area College
Park Hills, MO
08.1976

High School Diploma -

South Iron High School
Annapolis, MO
05.1976

Skills

  • Loan Feasibility Assessment
  • Product Education
  • Income Evaluation
  • Credit History Review
  • Automated Underwriting System (AUS)
  • Financial History Analysis
  • Creditworthiness Determination
  • NMLS Registration
  • Time Management

Timeline

Mortgage Loan Originator

U.S. Bank
09.1999 - 06.2022

Commercial Loan Assistant

U.S. Bank
04.1996 - 09.1999

Associates - Secretarial Studies And Office Administration

Mineral Area College

High School Diploma -

South Iron High School

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Marjorie England