MARK BIERWIRTH
Banking
Florence,South Carolina
Summary
FINANCE & REAL ESTATE PROFESSIONAL Detail-driven, methodical, and fiscally savvy Finance Professional offering a broad-based background within the banking, real estate, and consumer/ retail loan sectors.
Overview
14
14
years of professional experience
Work History
Loan Officer
Nucor Employees Credit Union
08.2023 - Current
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Gather and review loan applications and supporting documents.
- Analyze credit reports and financial statements.
- Verify income and employment information.
- Calculate debt-to-income ratios.
- Monitor loan portfolios for delinquencies and defaults.
Self Employed Stock Trader
Mark Bierwirth
05.2022 - 08.2023
- Collaborated with team members to identify new trading strategies, resulting in higher profit margins.
Mortgage Loan Processor
CALIBER HOME LOANS
09.2020 - 05.2022
- Coordinated all functions related to loan processing and closing, working with Production Sales Team and borrowers.
- Managed external business partners' status and internal business partners' multi-state pipeline.
- Conducted daily follow-up with borrowers and vendors to address outstanding items.
- Reviewed and ensured compliance of title reports, payoffs, appraisals, income documents, hazard insurance, and supporting conditions.
- Scheduled loan closings with internal business partners and closing agents.
- Exceeded monthly minimum goals for closed loans set by management.
Renovation Analyst
CALIBER HOME LOANS
05.2017 - 09.2020
- Collaborated with Account Executives, Underwriters, and Lenders to create Project Packages for closing documentation.
- Conducted risk assessments on potential contractors based on various factors.
- Reviewed FNMA and FHA appraisals to assess compliance of real estate properties with guidelines.
Purchase Review Auditor
CALIBER HOME LOANS
05.2014 - 05.2017
- Obtained documentation from Lenders, Liaisons, Underwriters, and Warehouse Banks to ensure loan saleability to investors.
- Audited loans for compliance with specified guidelines and resolved defects.
- Led special escrow servicing project for reanalysis of escrow accounts and research of reimbursement of corporate-paid fees.
Auditor
JPMORGAN CHASE BANK
04.2010 - 05.2014
- Conducted quality checks and compliance reviews of assumption files to meet critical deadlines.
- Produced disclosure reports for customers based on mortgage and financial analysis.
- Provided training and coaching to new hires in mortgage data analysis.
Education
Bachelor of Science - Business Management, Real Estate and Finance
THE PENNSYLVANIA STATE UNIVERSITY
University Park, PennsylvaniaSkills
Loan Processing and Closing
Timeline
Loan Officer
Nucor Employees Credit Union
08.2023 - Current
Self Employed Stock Trader
Mark Bierwirth
05.2022 - 08.2023
Mortgage Loan Processor
CALIBER HOME LOANS
09.2020 - 05.2022
Renovation Analyst
CALIBER HOME LOANS
05.2017 - 09.2020
Purchase Review Auditor
CALIBER HOME LOANS
05.2014 - 05.2017
Auditor
JPMORGAN CHASE BANK
04.2010 - 05.2014
Bachelor of Science - Business Management, Real Estate and Finance
THE PENNSYLVANIA STATE UNIVERSITY