Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Marlon Sanders

Charlotte,NC

Summary

Results-driven Senior Credit Risk Analyst at Block, Inc., skilled in SQL and data visualization. Proven track record in enhancing risk management processes and delivering actionable insights. Adept at compliance and customer service, with a strong focus on fraud prevention and detection, ensuring accurate documentation for business accounts.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Senior Credit Risk Analyst

Block, Inc
Charlotte, NC
11.2024 - 12.2024
  • Reg Z, Reg E, Truth in Lending Act (TILA), Record retention, CAN-SPAM Act, Children's Online Privacy Protection Act (COPPA), Credit Bureau Reporting - Fair Credit Reporting Act (FCRA)
  • Development of processes and procedures and framework response to enhance risk management
  • Analyzed large datasets using SQL and Excel, identifying key trends and insights for the credit risk team.
  • Created data visualizations (dashboards) that are easy to read and insightful using SQL, Tableau, and Power BI
  • Business document reviewer for credit applications for business accounts monitoring LLC, Sole Props, Incorporation etc. assuring accurate documents are uploaded in systems to validate business accounts and personal information needed.

BSA/AML/FRAUD ANALYST

Wells Fargo
Charlotte, NC
08.2020 - 09.2024
  • End to end investigations. VLookups Pivot tables to quicker form charts and Data analysis and information categories
  • "Extracted, transformed, and loaded (ETL) data using SQL and related tools to support AML investigations
  • Developed and executed SQL queries to analyze large datasets of financial transactions, identifying potential money laundering activities
  • Created interactive dashboards in Looker, providing real-time visibility into key AML metrics and facilitating efficient transaction monitoring
  • Using oracle, bsa e filing, exel, SQL and python to detect, report and investigate unusual activity
  • Collaborating with law enforcement, compliance, legal, and operational teams to recommend actions based on investigation outcomes.

Business Account Management

Wells Fargo Bank
01.2018 - 06.2020
  • Managing bank accounts. Using Various softwares Providing, reviewing, and verifying customer required business document certifications needed for establishing official business accounts such as LLC, LLP, sole proprietors, incorporations, unicorps, lawyers trusts, time accounts, credit card accounts, etc.
  • These documents include business license, statement of partnership, certificate of formation, articles of registration, bylaws, certificate of good standing and so on. This position also includes verifying document information needed for adding and/or removing owners, key executives, signers, business name changes, etc. Also troubleshooting any issues and errors for accounts already opened such as address verification, filing claims for fraudulent transactions, check holds, reactivating accounts, help with security and passwords, and linking accounts online for access. This position requires a lot of multitasking by navigating through many different softwares for account errors or maintenance.

Education

High school diploma - Communications

North Mecklenburg High School
Huntersville, NC
06.2014

Skills

  • Credit analysis
  • Customer Service Experience (7 years)
  • Data management
  • Python
  • Debits & credits
  • Compliance
  • SQL (7 years)
  • Analysis skills
  • Microsoft Excel
  • Google Suite (3 years)
  • Fraud prevention and detection
  • Regulation E
  • Banking
  • Oracle fusion
  • Microsoft Office
  • Data entry
  • Quality assurance

Certification

CISSP

Timeline

Senior Credit Risk Analyst

Block, Inc
11.2024 - 12.2024

BSA/AML/FRAUD ANALYST

Wells Fargo
08.2020 - 09.2024

Business Account Management

Wells Fargo Bank
01.2018 - 06.2020

High school diploma - Communications

North Mecklenburg High School

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