Summary
Overview
Work History
Education
Skills
Timeline
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Mary Byker Blatz

Geneva,IL

Summary

Accomplished commercial banking professional leveraging critical thinking and strong relationship building to drive client retention and portfolio growth. Proven track record in complex deal structuring and results-driven leadership, notably enhancing loan quality and customer satisfaction.

Overview

11
11
years of professional experience

Work History

Vice President Middle Market Relationship Manager

Fifth Third Bank
08.2021 - Current
  • Manage and develop a portfolio of commercial relationships and ensure strong client retention and net growth in relationships.
  • Cultivate strong relationships with key stakeholders; including business owners, senior management, centers of influence, internal leadership and credit partners to promote collaboration and long-term relationships for the bank.
  • Mentor junior relationship managers and credit analysts in commercial banking best practices, contributing to their professional development and success within the team.
  • Negotiate favorable terms for both the bank and borrowers during loan origination and restructuring discussions, creating and preserving long-term client relationships, while minimizing loss exposure.
  • Strengthen client relationships by providing personalized financial solutions and expert advice.
  • Collaborate with internal partners in Treasury Management, Capital Markets, Private Banking and Wealth Management in order to build optimal financial solutions for clients.

Commercial Banking Relationship Manager

First Midwest Bank
01.2014 - 08.2021
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Analyzed needs of clients and prospects to recommend appropriate products or services.
  • Conducted regular portfolio reviews to identify trends and potential risks, proactively addressing issues as they arose.
  • Provided financial advice to businesses, assisting them with cash flow management, business planning, and other strategic initiatives.
  • Contributed towards meeting annual revenue targets of the commercial banking department through consistent client acquisition and retention efforts.
  • Successfully restructured distressed loans by negotiating revised repayment terms with borrowers while preserving lender interests.

Commercial Portfolio Manager

First Midwest Bank
04.2016 - 12.2017
  • Achieved strong financial performance through diligent management of underwriting practices and risk mitigation efforts.
  • Presented detailed credit proposals to senior management for review and approval, demonstrating sound judgment and persuasive communication skills.
  • Negotiated favorable terms for both the bank and borrowers during loan restructuring discussions, preserving long-term client relationships while minimizing loss exposure.
  • Managed a diverse commercial lending portfolio, ensuring compliance with banking regulations and policies.
  • Reduced credit risk exposure by conducting thorough financial analysis and regular monitoring of client accounts.
  • Streamlined loan approval processes to expedite decision-making and improve customer satisfaction.

Commercial Credit Analyst

First Midwest Bank
01.2014 - 04.2016
  • Participated in credit analyst training program and rotated through various commercial lending departments,
  • Promoted a culture of excellence in underwriting decisions by maintaining adherence to established guidelines while remaining flexible when warranted for client retention or acquisition purposes.
  • Improved loan portfolio quality by conducting thorough risk rating assessments.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Prepared commercial loan presentations and presented to decision makers for credit approval.

Education

Bachelor of Science - Business Administration And Economics

Northern Illinois University
Dekalb, IL
12.2013

Skills

  • Relationship Building
  • Critical Thinking
  • Coaching and Mentoring
  • Risk Management
  • Results-Driven
  • Complex Problem-Solving

Timeline

Vice President Middle Market Relationship Manager

Fifth Third Bank
08.2021 - Current

Commercial Portfolio Manager

First Midwest Bank
04.2016 - 12.2017

Commercial Banking Relationship Manager

First Midwest Bank
01.2014 - 08.2021

Commercial Credit Analyst

First Midwest Bank
01.2014 - 04.2016

Bachelor of Science - Business Administration And Economics

Northern Illinois University

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Mary Byker Blatz