Summary
Overview
Work History
Education
Skills
Timeline
Generic

Mary Kitrys

WARREN,MI

Summary

Versatile Underwriter/Due Diligence with background in banking and finance. Consistently meet bank and customer service standards. Ready to tackle new challenges in position within the Mortgage Industry where talents will be valuable.

Overview

8
8
years of professional experience

Work History

Auditor/Credit Review

Evolve Mortgage Services
Warren, MI
07.2019 - 02.2022


  • Recommended loan approvals ad denials based on customer loan application reviews.
  • Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Carried out day to day duties accurately and efficiently.,
  • Developed and maintained courteous and effective working relationships.
  • Reviewed guidelines for correspondents to ensure quality.
  • MRN and Excel spreadsheet


Closer/Notary

MMK Notary LLC
Warren, Michigan
01.2018 - 01.2020
  • Worked as a mobile notary covering Macomb, Oakland and parts of Wayne Counties, closing purchase(s) refinace, HELOC's, second homes and loan modifications as well as commercial loans.
  • NNA Certified in June 2017



Underwriter FHA, FannieMae and FreddieMac

Nations Lending Corporation
Independence , Ohio
08.2016 - 01.2017
  • Government underwriter
  • Experience with Microsoft, Calyx, H20 and Lending QB as well as Encompass


Government Underwriter

Caliber Home Loans, Inc.
Irving , TX
08.2016 - 01.2017
  • Government Underwriter as well as conventional
  • Have LAPP/SAR as w3ell however will have to recertify
  • Experience with Microsoft, Encompass, Calyx and H20

Government Underwriter

Resmac Inc.
Boca Raton, FL
04.2016 - 05.2016
  • FHA & Rural Development underwriter
  • Have LAPP/SAR experience
  • Experience with Microsoft, Encompass and Calyx

Government Underwriter

Independent Bank
Grand Rapids , MI
05.2015 - 11.2015
  • FHA & Rural Development as well as conventional loan files


Quality Control Analyst

Stewart Lending Services
Farmington Hills, MI
09.2014 - 03.2015
  • Reviewed FHA loan products for closed loans

Government Underwriter

Goldstar Mortgage Financial Group, Corporation
Ann Arbor, MI
09.2012 - 08.2013
  • FHA & Rural Development Underwriter
  • Also reviewed condo documents at lender office with HUD to see if

able to obtain approval (if not on approved list). Assisted with obtaining

lender approval for VA designation in June 2013.

  • Experience with Microsoft and Encompass as well as Mortgage Builder.


Government Underwriter

Michigan Mutual Mortgage
Southfield , MI
04.2012 - 08.2012
  • FHA & Rural Development underwriter for a high volume lender that is also nationwide.
  • Also reviewed condo documents at lender office with HUD to see if able to obtain approval (if not on approved list).
  • Mortgage Builder


Conventional Underwriter

Ross Mortgage Corporation
Royal Oak , MI
01.2012 - 04.2012
  • Conventional loan underwriter using Fannie Mae guidelines and Rural Development for a high volume lender.
  • Mortgage Builder

Education

High School Diploma -

Crestwood Highschool
Dearborn Heights, Michigan
06.1974

Skills

  • Risk Assessment
  • Decision Making
  • Non QM
  • Jumbo Loans
  • Bank statement analysis
  • DSCR
  • Closing
  • Government
  • Critical thinking
  • Good listening skills
  • Computer skills
  • Adaptability
  • Computer skills

Timeline

Auditor/Credit Review

Evolve Mortgage Services
07.2019 - 02.2022

Closer/Notary

MMK Notary LLC
01.2018 - 01.2020

Underwriter FHA, FannieMae and FreddieMac

Nations Lending Corporation
08.2016 - 01.2017

Government Underwriter

Caliber Home Loans, Inc.
08.2016 - 01.2017

Government Underwriter

Resmac Inc.
04.2016 - 05.2016

Government Underwriter

Independent Bank
05.2015 - 11.2015

Quality Control Analyst

Stewart Lending Services
09.2014 - 03.2015

Government Underwriter

Goldstar Mortgage Financial Group, Corporation
09.2012 - 08.2013

Government Underwriter

Michigan Mutual Mortgage
04.2012 - 08.2012

Conventional Underwriter

Ross Mortgage Corporation
01.2012 - 04.2012

High School Diploma -

Crestwood Highschool
Mary Kitrys