Mary Layne
Temple,TX
Summary
Experienced AML/BSA Investigator with a proven track record of conducting detailed investigations to identify and mitigate financial crimes risk. Skilled in writing clear and concise Suspicious Activity Report narratives, ensuring compliance with applicable regulations and assessing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) requirements. Proficient in utilizing and interpreting open-source tools to support investigations and analyzing complex financial activity. Skilled in collaborating with cross-functional teams, leadership, and legal.
Professional with extensive experience in investigating and mitigating fraud. Strong analytical skills, attention to detail, and expertise in risk assessment and compliance. Proven ability to collaborate effectively with teams and adapt to changing circumstances. Consistently deliver results through strategic planning and problem-solving.
Overview
25
25
years of professional experience
2
2
Certification
Work History
Sr. Team Leader - Quality Control
Edward D. Jones & Co.
08.2024 - Current
- Developed a comprehensive quality control program from the ground up, including policy development, procedure creation and aligned with regulatory standards and best practices.
- Designed and implemented a robust testing framework that uncovers gaps in processes, training opportunities and trending analysis for continuous improvement.
- Establish testing procedures, quality control processes, heightened testing criteria and sampling methodology for OFAC, Watch List, FinCEN, Transaction Monitoring
- Partnered with teams across department to implement testing protocols for core processes using a risk-based approach.
- Set clear team goals and delegated tasks and set deadlines.
- Produced weekly, daily and monthly activity reports and forecasts.
Sr. Team Leader – Anti-Money Laundering and Internal Fraud
Edward D. Jones & Co.
10.2022 - 08.2024
- Receive and make risk-based decisions on escalations for high-complexity, confidential financial crimes investigations.
- Lead, develop and mentor a team, assisting in core work navigation, identifying development growth opportunities and knowledge to work autonomously.
- Monitor and provide system alert calibration that align within the firm's risk appetite to reduce false/positive alerts in partnership with the firm's Risk teams.
- Oversees day-to-day operations to ensure that objectives and deadlines are met including managing workflow and assisting with processes and tasks to support the team and department goals.
- Create, update, and implement Internal Fraud, Anti-Money Laundering program policies, templates, and procedures; lead team projects, meetings, and training activities.
- Partner with business lines to provide guidance applicable to Anti-Money Laundering and Internal Fraud in-line with set regulations.
- Set clear team goals and delegated tasks and set deadlines.
- Produced weekly, daily and monthly activity reports and forecasts.
Fraud and AML (Anti-Money Laundering) Sr. Investigative Specialist II
Edward D. Jones & Co.
12.2015 - 09.2022
- Comply with AML regulations; including, but not limited to Financial Crime Enforcement Network (FinCen), Financial Regulatory Authority (FINRA), OFAC, OFSI, Bank Secrecy Act (BSA), Financial Action Task Force (FATF), and United States Patriot Act
- Write suspicious activity report (SARs and STRs) narratives in a clear and concise manner and file in compliance with firm and Financial Crime Enforcement Network (FinCen) and FINTRAC
- Conduct and interpret Lexis Nexis, OFAC/OFSI and Negative News Searches
- Identify, implement, and test process improvements, creating efficiencies while reducing risk and minimizing manual review.
- Work successfully with diverse group of coworkers to accomplish goals and address issues related to our projects, processes, and controls.
- Coach/train investigators; developing their skillset towards identifying and reporting suspicious activity.
- Responsible for leading investigations pertaining to AML and fraud cases and performing client interviews.
- Conduct annual completeness testing on AML processes; ensuring all systems are operating as outlined in the departments written supervisory and team operational procedures.
- Act as a point of contact for internal and external audits.
- Utilize Hyperion queries to review and identify suspicious activity.
- Create training documents/SOP’s on daily processes and procedures
- Experienced in writing clear and concise alert/case narratives summarizing investigation findings and disposition
Team Leader - Cash Receipts
Edward D. Jones & Co.
05.2013 - 12.2015
- Responsible for overall performance of the Cash Receipts team with responsibility for daily processing of check deposits, incoming wire transfers and correction entries
- Created new key responsibilities, objectives, and processing statistics for the associates; along with tracking metrics/spreadsheets
- Updated and complied with written supervisory procedures
- Responsible for reviewing and discussing SUGG’s with sender; identifying potential enhancements
- Collaborated and partnered with various departments in planning and identifying risks associated with mobile deposits
MAP - Advisory / Operations Team Generalist
Edward D. Jones & Co.
10.2009 - 05.2013
- Responsible for organizing and prioritizing UMA MAP system issues
- Improved UMA daily auto-reconciliation by 95%
- Initiated cross-training on our team in alignment with the 2020 vision of three-deep
- Accountable for processing the UMA corporate actions, notifying overlay manager on ex-date, placing/lifting restrictions and posting CIL’s
- Maintain a collaborative relationship with internal departments and external vendors
- Developed, Completed and Delivered monthly Quality and Accuracy reviews to associates, identifying trends and development opportunities
Branch Escrow Manager
Integrity Land Title Company
07.2007 - 10.2009
- Reconciled all escrow accounts in compliance with GAAP
- Increased new clientele by 20% within a 6-month period
- Implemented process improvements in accordance with new or updated regulations
- Worked the escheat report, forwarding funds to the Department of Revenue – Unclaimed Property
Branch Manager/Assistant Vice-President
First American Title Company
- 07.2007
- Led a brand-new branch and team to successfully become the second highest producing office
- Analyzed policies regarding customers, recommending policy or process changes
- Responsible for organizing and running monthly meetings; ensuring topic coincides with monthly focus
- Initiated cross-training with other departments to improve workflow and streamline work completion
- Assisted in development of team members to become successful, producing professional escrow officers
Education
Bachelor of Science - Accounting
Webster University
Saint Louis, MissouriMaster of Finance -
Webster University
Saint Louis, Missouri03.2025
Skills
- Microsoft Word
- Excel (Pivot Tables)
- Access
- PowerPoint
- OneNote
- Microsoft Power Bi
- SharePoint Online
- Analyzing Data
- Motivational skills
- Problem-solving
- Coaching and mentoring
- Influencing skills
Certification
- Series 7
- Series 66
- CAMS (Certified Anti-Money Laundering Specialist)
- CTMS (Certified Transaction Monitoring Specialist)
Timeline
Sr. Team Leader - Quality Control
Edward D. Jones & Co.
08.2024 - Current
Sr. Team Leader – Anti-Money Laundering and Internal Fraud
Edward D. Jones & Co.
10.2022 - 08.2024
Fraud and AML (Anti-Money Laundering) Sr. Investigative Specialist II
Edward D. Jones & Co.
12.2015 - 09.2022
Team Leader - Cash Receipts
Edward D. Jones & Co.
05.2013 - 12.2015
MAP - Advisory / Operations Team Generalist
Edward D. Jones & Co.
10.2009 - 05.2013
Branch Escrow Manager
Integrity Land Title Company
07.2007 - 10.2009
Master of Finance -
Webster University
Branch Manager/Assistant Vice-President
First American Title Company
- 07.2007
Bachelor of Science - Accounting
Webster University
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