MARY E JOHNSON
Waco,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
13
13
years of professional experience
Work History
Life Insurance Underwriter Screener
American Income Life Insurance
08.2011 - 04.2024
- Improved underwriting accuracy by consistently reviewing and analyzing medical, financial, and occupational data.
- Delivered consistent results within designated authority levels by accurately assessing applicant insurability risks according to company guidelines.
- Reduced claim costs by conducting thorough evaluations of potential policyholders'' insurability risks.
- Balanced competing priorities in a fast-paced environment to efficiently process applications while maintaining strict adherence to strict quality control standards.
- Maintained strict compliance with industry regulations while skillfully navigating complex underwriting guidelines.
- Strengthened client relationships by providing timely and accurate feedback on individual case statuses and eligibility decisions.
- Evaluated complex cases involving multiple risk factors and provided recommendations based on thorough analysis of the applicant''s overall insurability profile.
- Minimized company exposure to losses by diligently adhering to established underwriting standards in all decision-making processes.
- Evaluated high-risk applicants using a combination of medical records, personal interviews, and external investigations to provide informed recommendations.
- Kept abreast of industry developments through ongoing professional education courses, seminars, webinars, and conferences—staying ahead of emerging trends affecting life insurance underwriting practices.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Complied with all federal, state, and local regulations as well as company rules.
- Checked equipment during each shift to assess functionality.
- Protected confidentiality of data by using security techniques.
- Streamlined the hiring pipeline for better candidate experience and reduced timetohire. (2011)
- Conducted thorough resume reviews, effectively identifying top candidates for further consideration in the recruitment process. (2011)
- Evaluated pre-employment assessments results to ensure proper alignment between candidate skills and position requirements. (2011)
Education
Associate of Arts - Criminal Psychology
Grambling State University
Grambling, LAAssociate of Arts - Psychology
McLennan Community College
Waco, TX05.1990
Skills
- Underwriting guidelines
- Policy analysis
- Compliance Monitoring
- Sales Support
- Medical Underwriting
- Documentation
- Risk Assessment
- Data Collection
- Application Review
Timeline
Life Insurance Underwriter Screener
American Income Life Insurance
08.2011 - 04.2024
Associate of Arts - Criminal Psychology
Grambling State University
Associate of Arts - Psychology
McLennan Community College