MARY E JOHNSON
Waco,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
13
13
years of professional experience
Work History
Life Insurance Underwriter Screener
American Income Life Insurance
Waco, TX
08.2011 - 04.2024
- Improved underwriting accuracy by consistently reviewing and analyzing medical, financial, and occupational data.
- Delivered consistent results within designated authority levels by accurately assessing applicant insurability risks according to company guidelines.
- Reduced claim costs by conducting thorough evaluations of potential policyholders'' insurability risks.
- Balanced competing priorities in a fast-paced environment to efficiently process applications while maintaining strict adherence to strict quality control standards.
- Maintained strict compliance with industry regulations while skillfully navigating complex underwriting guidelines.
- Strengthened client relationships by providing timely and accurate feedback on individual case statuses and eligibility decisions.
- Evaluated complex cases involving multiple risk factors and provided recommendations based on thorough analysis of the applicant''s overall insurability profile.
- Minimized company exposure to losses by diligently adhering to established underwriting standards in all decision-making processes.
- Evaluated high-risk applicants using a combination of medical records, personal interviews, and external investigations to provide informed recommendations.
- Kept abreast of industry developments through ongoing professional education courses, seminars, webinars, and conferences—staying ahead of emerging trends affecting life insurance underwriting practices.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Complied with all federal, state, and local regulations as well as company rules.
- Checked equipment during each shift to assess functionality.
- Protected confidentiality of data by using security techniques.
- Streamlined the hiring pipeline for better candidate experience and reduced timetohire. (2011)
- Conducted thorough resume reviews, effectively identifying top candidates for further consideration in the recruitment process. (2011)
- Evaluated pre-employment assessments results to ensure proper alignment between candidate skills and position requirements. (2011)
Education
Associate of Arts - Criminal Psychology
Grambling State University
Grambling, LAAssociate of Arts - Psychology
McLennan Community College
Waco, TX05.1990
Skills
- Underwriting guidelines
- Policy analysis
- Compliance Monitoring
- Sales Support
- Medical Underwriting
- Documentation
- Risk Assessment
- Data Collection
- Application Review
Timeline
Life Insurance Underwriter Screener
American Income Life Insurance
08.2011 - 04.2024
Associate of Arts - Criminal Psychology
Grambling State University
Associate of Arts - Psychology
McLennan Community College