Mason Michelsen
San Diego,CA
Summary
Motivated finance professional that applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
7
7
years of professional experience
Work History
Sales Associate
Dividend Finance
06.2021 - 12.2023
- Managed the team's book of business. Tracked each live credit pull and assisted reps with any stipulations.
- Anticipated Solar Reps' needs by staying in touch on regular basis.
- Monitor numerous reports of live deals with stipulations and Funding Deficiencies.
- Built Installer relationships by acting as liaison between customer service and sales teams.
- Engaged with Solar Installers and Representatives to effectively build rapport and lasting relationships.
Credit Underwriter
Dividend Finance
06.2019 - 06.2021
- Made decisions and recommendations about extending lines of credit.
- Reviewed around 50 applications per day and approved over 500 applications per month.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Maintained fast-paced schedule by continuously providing satisfactory turnaround times.
- Gathered loan documentation for underwriting.
- Contacted customers and requested financial documentation.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
Financial Services Advisor
San Mateo Credit Union
10.2018 - 06.2019
- Processed loan applications (Personal loans, Auto loans, Credit cards).
- Completed loan servicing procedures to assess compliance with bank and regulatory terms and conditions.
- Analyzed credit reports in depth to find best product to offer members.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Modified, opened and closed customer accounts.
- Advised customers on bank products, services and financial planning options.
Bank Teller
Chase
06.2017 - 09.2018
- Built relationships with clients.
- Delivered prompt, accurate and excellent customer service.
- Offered every customer exceptional service levels by remaining friendly and professional during every transaction.
- Kept an accurate teller drawer to handle all customer bank transactions.
- Adhered to financial services security and audit procedures.
- Recommended additional products, services and benefits for customers.
Education
Bachelor of Science - Finance, Business Administration
San Jose State University
San Jose, CA01.2018
Skills
- Credit risk
- Data analysis
- Time management
- Decision Making
- Problem-solving
- Team leadership
- Salesforce knowledge
- MS Office Suite
Timeline
Sales Associate
Dividend Finance
06.2021 - 12.2023
Credit Underwriter
Dividend Finance
06.2019 - 06.2021
Financial Services Advisor
San Mateo Credit Union
10.2018 - 06.2019
Bank Teller
Chase
06.2017 - 09.2018
Bachelor of Science - Finance, Business Administration
San Jose State University
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