Results-driven financial services professional with 7+ years of expertise in credit management, underwriting, and relationship building.
Drove a 1,000% increase in loan renewals through effective relationship-building and strategic client engagement initiatives.
Experienced sales professional driving a 184% increase in backend product sales through strategic marketing and effective client relationship management.
Consistently exceeded performance metrics, achieving 100% of objectives with strong financial management skills and strategic planning.
Overview
11
11
years of professional experience
Work History
Branch Manager
Professional Financial Services
Pensacola
08.2017 - Current
Led the underwriting and structuring of over 1,400 indirect auto loans, ensuring adherence to lending standards and regulatory guidelines
Monitored loan portfolios, implemented controls to manage identified risks, and prepared Loan Service Plans for distressed loans
Mentored junior staff in underwriting and client management, promoting team development and knowledge sharing.
Assistant Manager
Professional Financial Services
Birmingham
08.2016 - 07.2017
Processed and analyzed over 70 credit applications per month, applying strategic underwriting techniques to meet performance targets
Acted as the first line of defense in monitoring distressed loans, achieving monthly delinquency rates below 4% through proactive risk management
Coordinated repossession logistics, improving asset recovery by 20% through effective negotiation and strategic planning.
Customer Service Rep
Professional Financial Services
Birmingham
12.2013 - 07.2016
Resolved an average of 50 customer inquiries daily, achieving a 90% resolution rate and enhancing overall customer satisfaction
Managed account documentation and compliance, optimizing turnaround times and reducing process delays by 25%
Trained and mentored new customer service representatives, improving team performance metrics by 25% within six months.