Matt Remaly
Senior Financial Underwriter
Louisville,KY
Summary
Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.
Overview
23
23
years of professional experience
Work History
Senior Financial Underwriter
Humana, Inc.
1 2019 - Current
- Macess Projects
- Macess Queues
- Macess and other UAT, PPV.
- SFPS reporting and DB updates
- Partnered with Small Group Underwriting Leaders on queue requests, updates, and system changes to improve routing efficiency and cycle time.
- Collaborate with key enterprise partners to provide accurate reporting, underwriting system integrity, and propel growth and enterprise value.
- Peak Season Underwriting Support – Processed over 800 Level Funded Quotes to help ensure Small Group Underwriting met targeted Cycle Time Goals.
- Received STAR Award for volume of Quotes produced while maintaining a 99% Auditing Score.
- Assisted Medical Wind down for Underwriting
Underwriting Consultant – Large Group Underwriting
Humana, Inc.
01.2013 - 01.2019
- Collaborate with ASO Finance, IT, and Product Management on projects and testing to ensure data accuracy for Clinical and Underwriting Reporting.
- Partner and support Product Management, Finance, Actuarial, and IT on growth initiatives by modifying existing and/or developing new Underwriting Tools.
- Responsible for analyzing Competitor Health Insurer Renewals; documenting Trend, Retention, and Pooling Charges comparative to Humana. Data used to adjust rating models when needed to stay in line with competitors.
- Create detailed Change Controls and User Stories addressing updates and changes to all Underwriting systems.
- Provided user acceptance testing and review prior to being released.
- Develop and maintain detailed, step-by-step instructions on how to utilize Underwriting Applications, Rating Models, and Tools.
- Member of multiple Underwriting Expert Teams: FIRM, SIRM, Benefit Conversion Tool, SFPS Database, and OFIRM.
- Performed detailed testing for updates prior to the release to Underwriting.
- Ensure underwriting systems are operational 95% of the time during business hours by monitoring systems and addressing incidents as needed.
- FIRM Express
Quality Audit Consultant – Large Group Underwriting
Humana, Inc.
01.2008 - 01.2013
- Perform risk analysis and review quality standards for all Humana commercial financial markets.
- Review and gather data to evaluate compliance risk and determine impact of financial variances, with a focus on book-of-business profit objectives.
- Prepare executive summaries for each market, detailing audit results and recommendations for process improvements.
- Develop and implement auditing programs/guidelines to ensure compliance with underwriting policies and procedures.
- Evaluate underwriting policies, procedures, and methodologies to ensure adherence to best practices.
- Developed training and assessment materials for HGS Outsourcing, Fully Insured/ASO Broker Training, and Sales Learning Academy; served as a point of contact for HGS associates during training and production.
Wholesale Mortgage Lending Underwriter
Central Bank of Jefferson County
01.2002 - 01.2007
- Responsible for underwriting loan files to meet all secondary market/investor guidelines and ensure financial strength and collateral acceptability.
- Delegated underwriting authority with over 10 of the industry's leading investors; developed and maintained an extensive product and guideline knowledge base.
- Communicated effectively with brokers, processors, and account executives regarding individual loan file scenarios, loan restructuring, and program guidelines.
- Exceeded daily production standards using ability to multitask in high-volume periods; consistently met departmental and broker goals.
- Responded to quality control department, bank, and FDIC audits, as well as investors regarding individual loan files selected for quality review.
- Proactively developed enhanced quality control guidelines, as required.
- Conducted departmental product and underwriting training sessions, traveling off-site when requested.
Education
Bachelor of Science in Business Administration - Finance
University of Louisville
Louisville, KYSkills
Data Interpretation
Risk Assessment
Relationship Building
Analytical Thinking
Teamwork and Collaboration
Effective Communication
Attention to Detail
Self Motivation
Team Collaboration
Problem-Solving
Multitasking Abilities
Time Management
Timeline
Underwriting Consultant – Large Group Underwriting
Humana, Inc.
01.2013 - 01.2019
Quality Audit Consultant – Large Group Underwriting
Humana, Inc.
01.2008 - 01.2013
Wholesale Mortgage Lending Underwriter
Central Bank of Jefferson County
01.2002 - 01.2007
Senior Financial Underwriter
Humana, Inc.
1 2019 - Current
Bachelor of Science in Business Administration - Finance
University of Louisville
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