Summary
Overview
Work History
Education
Skills
Timeline
Generic

Matthew Acevedo

Sicklerville

Summary

Over my almost 20 years around the Default world, I’ve worked in many different positions ranging from FC to REO and to Claims/Loss Analysis. I have managed teams performing filing on FHA, USDA, and VA claims along with also managing Loss Analysis for FHA,USDA, VA, as well as FNMA and FHLMC. I have also worked with accounting and audit teams on various projects over the years to make you updated procedures to comply with current regulations.

Forward-thinking Manager with comprehensive experience implementing new processes and managing and planning innovations. Bringing outstanding problem-solving and abilities paired with in-depth knowledge of policies and procedures. Polished in evaluating employee performance and overseeing key projects.

Overview

19
19
years of professional experience

Work History

Manager of Claims & Loss Analysis

Cenlar FSB
08.2016 - Current
  • In this position I was responsible for overseeing the FHA, VA, USDA, and GSE Loss Analysis teams as well as the oversight of the entire Loss Analysis population once files were referred over from the Claims team.
  • The team was tasked with doing a forensic review of the loan from initial delinquency through the claim filing process.
  • I would ensure that all investor regulations and guidelines were met and that are loans were reviewed and closed out to meet internal timeframes and metrics.
  • This was essential for not only meeting client expectations, but also regulatory expectations.
  • I was also for a time responsible with over sight of the initial FHA, VA, and USDA Claims teams and their requisite loan populations.
  • I would oversee the team to make sure we were filing claims both timely and accurately in accordance with investor guidelines.

Judgment Department Team Lead

Kivitz McKeever Lee, P.C
06.2011 - 08.2016
  • In this position I was responsible for overseeing preparation of the certifications of proof of amount due and judgments for filing.
  • Service Department Legal Assistant and Judgment Department Senior Legal Assistant in this position I was responsible for preparing and filing legal documents for service of foreclosure complaints in counties all over Pennsylvania.
  • I also prepare and file legal documents for final judgment in counties all over New Jersey and update client websites.

Service Department Legal Assistant

McCabe Weisberg, and Conway P.C
03.2011 - 06.2011
  • In this position I was responsible for preparing and filing legal documents for service of foreclosure complaints in counties all over Pennsylvania and update client websites, as well as, daily communication with attorneys and clients.

Bankruptcy Clerk/ REO and Title Curative Legal Assistant

Goldbeck, McCafferty, and McKeever
06.2006 - 02.2011
  • In this position I was responsible for prepare and filing legal documents to be delivered to City Hall, coordinating closings for post-foreclosure sales, and maintaining communication with attorneys and clients.

Supervisor of FHA Loss Analysis Team

Cenlar FSB
  • In this position I was responsible for overseeing the FHA Loss Analysis team and well as oversight of the FHA population of loans once they were referred over from the FHA Claims team.
  • The team was tasked with doing a forensic review of the loan from initial delinquency through the claim filing process.
  • I would ensure that all HUD regulations and guidelines were met and that are loans were reviewed and closed out to meet internal timeframes and metrics.
  • This was essential for not only meeting client expectations, but also regulatory expectations.
  • We would work with other lines of business to ensure their were no gaps both internally and externally with our vendors and implement changes when need be.

Pre-Foreclosure Borrower Advocate

Cenlar FSB
  • In this position I'm responsible for examining loss mitigation processes for accuracy, completeness, and compliance with investor/insurer guidelines.
  • Reviewing loss mitigation process for all government-sponsored entity loans to ensure compliance with federal/state regulations.
  • Reviewing for borrower cooperation in establishing modifications, and responsiveness in making trial payments or breaches of modifications for technical (non-substantive) reasons.
  • Confirming borrowers were educated on loss mitigation opportunities prior to foreclosure referral.
  • Ensuring borrowers understand their obligations throughout each step of a given process, including timelines and coordination touch points with other servicing partners.
  • Reviewing collections call records to procure updated borrower financial information, offers to make payments or inquiries about payment arrangements, and evidence of miscommunication or failure to clearly identify opportunities or constraints to borrowers.
  • Verifying borrower information and working directly with Loss Mitigation team regarding escalated items.
  • Confirming loans are compliant with federal, state, investor and client guidelines prior to approving for foreclosure referral.
  • Communicating and coordinating with multiple departments to inform the borrower of current status, options, and next steps.
  • Identifying and reporting areas of financial risk and exposure.
  • Other duties assigned of the servicing file from date of default to final claim payment.
  • Including all servicing notes, monthly servicing reporting, timelines, supporting document, and claims detail to ensure all government requirements were met.

Government Default Servicing QA Analyst

Cenlar FSB
  • In this position I'm responsible for reviewing the servicing file from date of default to final claim payment.
  • Including all servicing notes, monthly servicing reporting, timelines, supporting document, and claims detail to ensure all government requirements were met.
  • Making sure to follow standard operating procedures on all federal and state laws, investor/guarantor requirements and business policies and procedures.

REO Closing Specialist

Cenlar FSB
  • In this position I was responsible for providing support to and work in conjunction with the REO and Short Sale departments.
  • Review tax report for all active REO/Short Sale loans; follow-up with client for approval daily.
  • Review and monitor MERS report daily and complete daily exception reports.
  • Monitor all outstanding department tasks including, but not limited to, taxes and insurance.
  • File insurance claims and follow-up on outstanding claims.
  • Order and track all original documents.
  • Prepare, review and monitor all second equity analysis reviews; send to client for approval and follow-up with client.
  • Review and pay outstanding invoices and also assist with preparing files for audit.

Senior Claims Administrator

Cenlar FSB
  • In this position I was responsible for recovering and executing post sale deeds and related documents for proper conveyance after sale has been completed.

Education

B.S. - History

Pennsylvania State University

Diploma -

Camden Catholic High School

Skills

  • Tableau
  • Equity Research
  • Financial Analysis
  • Root cause analysis
  • General ledger accounting
  • Process improvement
  • Account Reconciliation
  • Basic Math
  • Financial Modeling
  • Reporting
  • Process Improvement
  • Loss analysis
  • Regulatory compliance
  • Claims processing
  • Legal documentation
  • Risk assessment
  • Team leadership
  • Cross-functional collaboration
  • Time management
  • Data analysis
  • Effective communication
  • Problem resolution
  • Attention to detail
  • Client relations
  • Training and mentoring
  • Strategic planning
  • Innovation management
  • Policy implementation
  • Inventory management
  • Documentation and reporting
  • Conflict resolution
  • Performance management
  • Complex Problem-solving
  • Trend analysis
  • Performance evaluations
  • Task delegation
  • Work prioritization
  • Financial management
  • Cross-functional team management

Timeline

Manager of Claims & Loss Analysis

Cenlar FSB
08.2016 - Current

Judgment Department Team Lead

Kivitz McKeever Lee, P.C
06.2011 - 08.2016

Service Department Legal Assistant

McCabe Weisberg, and Conway P.C
03.2011 - 06.2011

Bankruptcy Clerk/ REO and Title Curative Legal Assistant

Goldbeck, McCafferty, and McKeever
06.2006 - 02.2011

Supervisor of FHA Loss Analysis Team

Cenlar FSB

Pre-Foreclosure Borrower Advocate

Cenlar FSB

Government Default Servicing QA Analyst

Cenlar FSB

REO Closing Specialist

Cenlar FSB

Senior Claims Administrator

Cenlar FSB

B.S. - History

Pennsylvania State University

Diploma -

Camden Catholic High School
Matthew Acevedo
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