Summary
Overview
Work History
Education
Skills
Timeline
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Matthew Berger-Huber

Minneapolis,MN

Summary

Experienced with understanding complex insurance policies and providing tailored solutions to clients. Utilizes strong analytical skills to assess risk and recommend appropriate coverage. Track record of building strong client relationships through effective communication and personalized service.

Overview

9
9
years of professional experience

Work History

Insurance Consultant

Resilience
08.2024 - Current
  • Partnered with lenders to structure insurance programs that met loan requirements while minimizing risk exposure and ensuring compliance.
  • Conducted thorough insurance reviews across various real estate assets—office buildings, shopping centers, multifamily properties, and industrial facilities—to verify adequate coverage for loan security.
  • Negotiated insurance placements with borrowers and brokers to secure cost-effective, comprehensive coverage that aligns with lender expectations and risk mitigation strategies.
  • Served as the primary insurance advisor to lenders, breaking down complex policy language, facilitating smooth claims resolution, and ensuring loan provisions were properly protected.
  • Assisted legal and finance teams in structuring insurance terms within loan agreements, clarifying compliance requirements to prevent delays in closings and refinancing.
  • Advised lenders on policy compliance throughout the life cycle of the loan, particularly during ownership transitions, portfolio shifts, or refinancing scenarios.
  • Conducted catastrophe risk analyses—including flood, earthquake, and wind exposure—helping lenders understand potential vulnerabilities and ensuring assets were properly insured.
  • Monitored market trends and regulatory shifts, delivering timely insights that helped lenders anticipate changes affecting insurance requirements and loan security.

Commercial Insurance Analyst III

NorthMarq
03.2022 - 08.2024
    • Analyzed clients' insurance policies, pinpointing coverage gaps and implementing tailored risk management strategies to reduce lender liability.
    • Worked closely with underwriters and brokers to ensure insurance coverage met borrower agreements and lender guidelines.
    • Negotiated insurance waivers for commercial policies, resolving compliance issues while maintaining risk protection.
    • Delivered detailed insurance reports to lenders, offering market insights and recommending coverage adjustments to support client retention and growth.
    • Played a key role in developing and refining loan modules by testing systems and collaborating with cross-functional teams.
    • Led meetings, conducted training sessions, and mentored team members to improve productivity, performance, and professional growth.
    • Tracked project performance, analyzed key metrics, and compiled reports for senior management, driving continuous improvements.

Senior Collateral Underwriter

Guaranteed Rate
03.2021 - 03.2022
    • Reviewed property appraisals to make sure they met regulations and company standards, improving accuracy in valuing collateral.
    • Worked with teams and vendors to resolve appraisal discrepancies, reducing risks and helping more loans get approved.
    • Developed quality control measures that cut down on errors and boosted overall loan portfolio performance.
    • Partnered with underwriters and loan officers to troubleshoot complex collateral issues, streamlining processes and improving customer experience.
    • Identified potential risks in collateral assessments and proposed solutions that strengthened risk management strategies.
    • Spearheaded new compliance initiatives for multiple business ventures, ensuring smooth project launches and more efficient operations.

Commercial Loan Administrator

Wells Fargo
06.2016 - 03.2021
  • Reviewed commercial flood insurance policies to ensure compliance with lender and federal requirements, reducing risk exposure and securing proper coverage..
  • Partnered with insurance agents, lenders, and borrowers to resolve discrepancies, clarify requirements, and ensure timely completion of insurance documentation.
  • Maintained deep expertise in lender and federal flood insurance guidelines, providing valuable guidance to internal teams and driving process improvements.
  • Compiled detailed reports highlighting coverage gaps, recommending corrective actions, and reinforcing compliance efforts.
  • Trained new team members on commercial flood insurance policies and review procedures, ensuring smooth onboarding and knowledge transfer.

Education

Bachelor of Arts - Graphic Design

International Academy of Design
Detroit
06-2011

Skills

  • Licensed insurance agent
  • Relationship building
  • Policy analysis
  • Underwriting principles
  • Customer service
  • Problem-solving
  • Multitasking Abilities
  • Time management
  • Reliability
  • Organizational skills
  • Customer engagement

Timeline

Insurance Consultant

Resilience
08.2024 - Current

Commercial Insurance Analyst III

NorthMarq
03.2022 - 08.2024

Senior Collateral Underwriter

Guaranteed Rate
03.2021 - 03.2022

Commercial Loan Administrator

Wells Fargo
06.2016 - 03.2021

Bachelor of Arts - Graphic Design

International Academy of Design

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Matthew Berger-Huber