Dedicated and adaptable Financial Services professional with a proactive attitude and the ability to learn quickly. Excel in problem-solving, critical thinking, and communication to navigate complex risk environments and support business objectives. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support deal execution and organizational goals.
• Risk Manager for Trade and Working Capital transactions across assigned portfolio (LATAM & N/A)
• Risk lead as part of the deal team responsible for executing Structured Working Capital & Trade Finance transactions - including Receivables Securitizations facilities, Inventory Finance, e-Commerce Finance, Supply Chain Finance, Export Credit Agency Finance, Trade Loans
• Identify risks in prospective transactions and propose enhancements to improve the structure
• Responsible for reviewing loan or other deal documentation and approving deviations from the standard
• Contribute to deal memo's, ensuring risks and deviations are accurately identified, mitigated and approved
• Partner with Credit Risk and Legal to ensure credit and documentation risks are identified and mitigated
• Ensure accurate internal ratings of transactions and make recommendations to management
• Actively involved in producing product polices/guidelines and setting product risk standards
• Manage assigned portfolio, monitor performance, identify problem credits, conduct annual credit and rating reviews
•Contribute to the development of new products and expanding the business into new sectors or regions
• Participate in and contribute to forums and Deal Committees as an approver
• Increase awareness and understanding of Trade products via training internal partners and flagging associated risks
• Develop and implement Underwriting strategy for assigned region with a focus on revenue growth and managing risk
• Analyze, structure, and execute credit and political risk insurance policies within assigned guidelines and authorities
• Produce and present a complete financial and credit analysis of borrowers and transactional analysis of the various credit facilities including, but not limited to, sovereign lending, syndicated loans, pre-export finance facilities, bank to bank trade loans, project and infrastructure finance, accounts receivable purchase facilities and export credit financing with a focus on emerging markets
• Review transaction documents including loan agreements and draft the insurance policy to meet bespoke needs
• Manage the regionally assigned exposure of credits and produce quarterly, semi-annual and annual reports illustrating exposure across sectors, countries and rating profiles.
• Partner with Public Agencies and Multilateral’s with syndicated and reinsurance structures for cross boarder financing
• Facilitate the expansion of the credit and political risk insurance offerings to other regions (Brazil and Canada)
• Chair of the Political Risk Insurance product working group to roll out the strategy and underwriting guidelines
• Produce deal memos for various cross-border financing, assessing the political and credit risks associated
• Analyze financial statements to produce credit analysis of borrowers with a focus on emerging market borrowers
• Perform research and produce analysis of various risks associated with investments and lending in emerging markets
• Assist in negotiating, structuring, pricing and underwriting credit and political risk insurance policies
• Prepare quarterly exposure reports on the portfolio by sector, country and ratings
• Analyze broker/client performance and trends to produce and deliver strategic business development reports
• Handle and manage large data sets and other projects
Fitch Learning Corporate Credit Analysis course
Fitch Bank Financial Analysis Statement Analysis course
Risk mitigation strategies
Financial Forecasting
Loan Documentation
Relationship Management
Financial statement review
Corporate Finance