Matthew Danielson
Temple,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
5
5
years of professional experience
Work History
AVP, Portfolio Manager
SouthStar Bank
11.2022 - Current
- Developed and maintained strong relationships with clients, resulting in increased business opportunities.
- Managed projects efficiently, ensuring timely delivery and high-quality results.
- Oversee a diverse commercial portfolio inclusive of large volume production builders, real estate developers and investors, while ensuring compliance with banking regulations and policies.
- Govern lines of credit with outstanding balances in excess of $10 million for production builders.
- Monitored economic trends to better anticipate shifts in market demand or potential risks associated with specific industries or sectors.
- Interpret market data via various sources in comparison to customer compliance and inventory reports to recognize trends.
- Prepared weekly, monthly, and quarterly reports analyzing portfolio performance and lending risk avenues, providing valuable insights to senior management and informing future lending strategy.
- Played a key role in maintaining a high-quality loan portfolio, minimizing defaults and maximizing returns for the organization.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Spread, uploaded and cleared monthly, quarterly, and annual financial covenants and ticklers.
- Receive and process commercial draw requests and verify advance amounts via invoices and construction inspection reports.
- Traveled to major Texas metro and urban areas to conduct inspections on different types of bank collateral.
- Assisted with problem loans and provide successful resolutions to exit the credit.
- Managed portfolio with total loan commitments over $150 million.
Commercial Loan Closing Coordinator
SouthStar Bank
03.2021 - 10.2022
- Streamlined the closing process for clients by coordinating with multiple parties, including lenders, attorneys, and real estate agents.
- Improved customer satisfaction by providing timely updates on the status of closings and addressing any concerns or questions promptly.
- Collaborated with escrow officers to ensure a smooth closing process, proactively addressing potential roadblocks.
- Expedited closings by managing deadlines efficiently, prioritizing tasks according to necessity and urgency.
- Supported company growth initiatives by assisting in training new team members on best practices for successful closings.
- Contacted appropriate agencies to complete searches, order records, and obtain documents.
- Maintained checklists of required documentation and open issues affecting closings.
- Request documentation to remain up to date and clear loan covenants and ticklers as stated in commercial loan agreements.
- Experience with closing lines of credit for production builders, land acquisition and development projects, construction credits and bridge loans.
Commercial Loan Associate I
Community State Bank
01.2019 - 03.2021
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Facilitated successful loan closings by coordinating with underwriters, title companies, and attorneys throughout the process.
- Ensured accuracy of client information, verifying data collected during the application process and updating records as needed.
- Experience with closing loans such as agricultural, land acquisition, office space, equipment and vehicles.
- Managed multiple loans simultaneously ensuring timely completion of each task assigned without compromising on compliance or quality standards.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Monitored pipelines to track and log status of loans.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Promoted a positive work environment through effective communication skills and teamwork initiatives.
Education
Bachelor of Science - Marketing & Management
Upper Iowa University
Fayette, IA05.2018
High School Diploma -
Mason City High School
Mason City, IA04.2014
Skills
- Market research & understanding
- Data analysis
- Problem solving
- Customer Service
- Business Development
- Underwriting Expertise
- Microsoft Office Proficiency
- Loan Structuring
Timeline
AVP, Portfolio Manager
SouthStar Bank
11.2022 - Current
Commercial Loan Closing Coordinator
SouthStar Bank
03.2021 - 10.2022
Commercial Loan Associate I
Community State Bank
01.2019 - 03.2021
Bachelor of Science - Marketing & Management
Upper Iowa University
High School Diploma -
Mason City High School
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