MATTHEW KIRK
Lehi,UT
Summary
Skilled leader and operations professional with extensive expertise in Anti Money Laundering (AML), Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD). Well-versed in sanctions and transaction monitoring, financial crime, and regulatory standards. Strong background in traditional financial institutions (5 years at Goldman Sachs) and fintech startups (4.5 years at Brex). Proven track record of building and managing teams to support company growth. Cultivated and maintained relationships with partner banks, regulators, auditors, and third-party vendors. Demonstrated leadership in overseeing multiple complex projects spanning various departments.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Global KYC and Banking Project and Audit Lead
Brex, Inc
11.2023 - Current
- Managing multiple high profile projects that have saved >$300k in hiring costs, and generated $90k of revenue in 6 months
- Closed nearly 9,000 dormant accounts with no customer complaints reducing significant platform risk
- Improving relationships with partner banks, auditors and regulators handling ~35 unique audits/exams.
Client Onboarding (CDD & EDD) Manager
Brex, Inc
12.2021 - 11.2023
- Led the teams through multiple remediations and backlogs, including a backlog of >1,000 EDD reviews
- Banded company together in reviewing 10x volumes during SVB bank run in March 2023 to serve customers in need
- Created and improved processes, finding balance between regulatory requirements and customer experience
KYC Associate Manager
Brex, Inc
03.2021 - 12.2021
- Built out Brex's AML Operations team and process from scratch in partnership with Engineering and Compliance consisting of ongoing customer monitoring, periodic KYC reviews and EDD reviews for new and existing customers
- Contributed to Brex's outsourcing strategy, trained and supported the growth of the offshore team
Onboarding Associate
Brex, Inc
03.2020 - 03.2021
- Key contributor to the development of a KYC onboarding program in close collaboration with Compliance, Software engineers and Underwriting
- Onboarded the earliest customers of Brex Cash and continuously led improvements to the process
Associate - Financial Crime Compliance Officer
Goldman Sachs & Co, LLC
02.2019 - 03.2020
- Oversaw hundreds of escalations per day, on behalf of the America's AML Compliance team
- Worked through extremely time sensitive exception requests liaising with sales teams to agree on terms that would both protect the client experience and comply with regulatory requirements
- Investigated, reported and mitigated the risk of clients involved in financial crime
Senior Analyst- KYC/Client Onboarding
Goldman Sachs & Co, LLC
06.2015 - 02.2019
- Led a team of 10 consultants in remediating data for over 35,000 accounts in Goldman Sachs' asset management business
- QA lead for the teams and dedicated trainer for new joiners
- Demonstrated exceptional attention to detail by maintaining 100% quality during 7 consecutive QA cycles
- Enhanced the client experience for one of the largest introducing brokers of the firm while completing 360 KYC records in a 4 month timeframe.
Education
Bachelor of Science - Business Management
Utah Valley University
Orem, UT04.2015
Skills
- Standing up new KYC teams and processes
- Supporting team member growth and developing talent
- Balancing risk with customer experience
- Project management
- FINRA licensed- series 99 (operations professional certificate)
- Strong interpersonal communication
- Proficient in Looker, Microsoft Word, Excel and PowerPoint
- Fluent in Portuguese
Certification
FINRA Licensed- Securities Industry Essentials and Series 99
Timeline
Global KYC and Banking Project and Audit Lead
Brex, Inc
11.2023 - Current
Client Onboarding (CDD & EDD) Manager
Brex, Inc
12.2021 - 11.2023
KYC Associate Manager
Brex, Inc
03.2021 - 12.2021
Onboarding Associate
Brex, Inc
03.2020 - 03.2021
Associate - Financial Crime Compliance Officer
Goldman Sachs & Co, LLC
02.2019 - 03.2020
Senior Analyst- KYC/Client Onboarding
Goldman Sachs & Co, LLC
06.2015 - 02.2019
Bachelor of Science - Business Management
Utah Valley University
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