Establish a career with an organization that will utilize my analytical educational background and multifaceted professional experience to benefit mutual growth and success.
Overview
17
17
years of professional experience
Work History
Remote Underwriter
Byrider/CNAC Finance
01.2019 - Current
Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents
Maintained meticulous attention to detail in underwriting loans to ensure store profitability
Applied all internal underwriting guidelines, state and federal regulations in the decision process to ensure loan quality and success
Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
Provided excellent customer service to both customers and store teammates
Performed prompt interviews to potential customers to determine credit worthiness
Xfinity Sales Associate
Comcast
02.2018 - 12.2018
Sold cable, internet, telephone and home security services to individuals within assigned territory using consultative selling techniques
Increased sales by offering consultation on products and services and applying customer service and upselling techniques
Developed positive customer relationships through friendly greetings and excellent service
Maintained an up-to-date knowledge of product and service offerings to serve as an informational resource to customers and team members
Maintained an extensive knowledge of competitors, their offerings and their presence in assigned territory
Delivered a high level of service to clients to both maintain and extend the relationships for future business opportunities
Senior Collector
Bank of America
03.2016 - 05.2017
Contacted delinquent credit card customers for collections, customer servicing and other loss mitigation and recovery activities
Solved routine to more complex billing problems and inquiries and negotiated payment arrangements to cure delinquent accounts
Reduced delinquency rates by implementing effective collection strategies and maintaining a professional approach.
Foreclosure Specialist
Bank of America
10.2010 - 03.2016
Assisted in the implementation of a new process for evaluating foreclosure litigation paperwork, including complaints, affidavits and post-sale documents
Reviewed and executed various documents for accounts that were in pre- and post-sale foreclosure
Worked in partnership with the bank's attorneys to cure any impediments that were preventing documents from being executed
Trained and mentored fellow peers on the bank's document execution policies and procedures
Mortgage Resolution Specialist
Merrill Lynch & Co., Inc
11.2008 - 10.2010
Analyzed the customer's financial situation and collateral value and planned and organized the most appropriate resolution strategy
Received incoming calls from customers facing financial hardships and reviewed account status of those customers to propose the best solution for their hardship
Collaborated among a diverse team to mitigate corporate losses
Obtained referrals from colleagues to process customer accounts for forbearance
Managed high volumes of customer inquiries for efficient resolution, enhancing overall client experience.
Post-Closing Quality Control Specialist
LandAmerica OneStop
01.2007 - 10.2008
Facilitated productive communication between borrowers and lenders to ensure the closure of the loan
Efficiently prepared HUD settlement statements Assessed mortgage closing documents for loan funding approval and approved mortgages for recording
Comprehensive and meticulous review of loan details before issuing title insurance policies to the lender
Education
Bachelor of Science - Physics
University of Pittsburgh, College of Arts And Sciences
Pittsburgh, PA
04.2006
Skills
Professionalism
Client assessment and analysis
Data management
Strong verbal communication
Interpersonal and written communication
Self-motivated
Detail-oriented
Quick learner
Strong conflict resolution skills
Risk Mitigation
Underwriting
Proficient knowledge of Microsoft Excel
Skilled in Microsoft Word, PowerPoint, OneNote, and Outlook
Timeline
Remote Underwriter
Byrider/CNAC Finance
01.2019 - Current
Xfinity Sales Associate
Comcast
02.2018 - 12.2018
Senior Collector
Bank of America
03.2016 - 05.2017
Foreclosure Specialist
Bank of America
10.2010 - 03.2016
Mortgage Resolution Specialist
Merrill Lynch & Co., Inc
11.2008 - 10.2010
Post-Closing Quality Control Specialist
LandAmerica OneStop
01.2007 - 10.2008
Bachelor of Science - Physics
University of Pittsburgh, College of Arts And Sciences
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