Seeking a challenging management position in the banking industry, utilizing abilities devolved through my experience, with the opportunity for professional growth based on performance.
Overview
22
22
years of professional experience
Work History
SVP, Director of Loan Operations
B1BANK
05.2020 - Current
Oversee all aspects of Loan Services (Document Preparation, Loan Operations, Loan Servicing)
Works closely with the bank’s Lending Systems Department to oversee loan related systems
Works closely with Compliance Officer to review lending regulations
Oversee the lending portion of 2 core conversions from mergers and acquisitions
Sit on the bank’s compliance committee
Complied with established internal controls and policies.
Collaborated with C-level executives and stakeholders to develop long-term financial plans.
Supervised loan personnel and motivated to maintain customer service and performance standards.
Proved successful working within tight deadlines and a fast-paced environment.
SVP, Loan Services Manager
Pedestal Bank
11.2012 - 05.2020
Oversee all aspects of Loan Services (Document Preparation, Loan Operations, Loan Servicing)
Oversee the bank’s Mortgage Loan Processing Department
Oversee the bank’s appraisal department
Oversee the bank’s Credit Card Department
Manage and administer all loan related systems
Works closely with Compliance Officer to review lending regulations
Sat on the banks ALCO and Risk Management Committee
Oversee the lending portion of 5 core conversion from mergers and acquisitions
Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
VP, Consumer Credit Policy Manager
JD Bank
11.2012 - 10.2014
Coordinate and conduct bi-weekly Director’s Loan Review and Loan Approval meetings
Coordinate and assist with conducting monthly delinquency meetings to review all loans greater than 30 days delinquent for action plans and/or charge off
Review and oversee consumer lending activities
Works closely with Compliance Officer to review lending regulations
Review, interpret, and recommend changes to consumer lending policies
Supervise and manage Consumer Real Estate Department
Supervise and manage Asset Based Lending Department
Spearheaded cross-functional initiatives across departments to achieve business goals for bottom-line profits.
Collaborated with senior management to develop strategic initiatives and long term goals.
Devised and presented business plans and forecasts to board of directors.
Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
VP, Branch Manager
JD Bank
12.2010 - 11.2012
Manage branch operations to generate an appropriate level of profitability
Manage branch staff to carry out operational efficiency and excellent customer relations
Underwrite consumer and small commercial loans to establish a profitable portfolio with minimal delinquencies
Build existing and establish new customer relationships through contact with prospects and existing customers
Hired and managed employees to maximize productivity while training staff on best practices and protocols.
Maintained friendly and professional customer interactions.
Examined customer loan applications for loan approvals and denials.
AVP, Consumer Lending Officer
JD Bank
09.2006 - 12.2010
Underwrite consumer and small commercial loans to establish a profitable portfolio with minimal delinquencies
Assist other officers and employees with compliance, regulatory, policy, and procedure related issues
Assist branch manager with day to day operations of the branch, personnel issues, and business development.
Lending Representative/Customer Service Representative
JD Bank
04.2003 - 09.2006
Assist customers with the lending process, from application to closing
Complete credit and collateral files for review and imaging
Review Branch Loans for compliance with Federal Regulations
Open new accounts in the absence of the Customer Service Rep.
Bookkeeper/Customer Service Representative
JD Bank
08.2002 - 04.2003
Account Maintenance
Foreign and Domestic Wire transfers
Regulate and Monitor all suspect kiting activity for branch
Review and charge off 45 day delinquent accounts
Open new accounts in the absence of the Customer Service Rep.
Teller
JD Bank
04.2001 - 08.2002
Balance cash drawer daily
Balance tellers to branch general ledger totals daily
Review all branch holds on deposits for Reg
CC compliance.
Education
Louisiana Banker's Association
Baton Rouge
The Graduate School of Banking At LSU
Baton Rouge, LA
06.2014
Northwestern State University of Louisiana
Natchitoches, LA
2008
McNeese State University
Lake Charles, LA
2000
A.M. Barbe High School
Lake Charles, LA
1998
Skills
Business Policies and Procedures
Policy Development and Enforcement
Process Improvement
Operational Efficiency and Safety
System Optimization
Timeline
SVP, Director of Loan Operations
B1BANK
05.2020 - Current
SVP, Loan Services Manager
Pedestal Bank
11.2012 - 05.2020
VP, Consumer Credit Policy Manager
JD Bank
11.2012 - 10.2014
VP, Branch Manager
JD Bank
12.2010 - 11.2012
AVP, Consumer Lending Officer
JD Bank
09.2006 - 12.2010
Lending Representative/Customer Service Representative
JD Bank
04.2003 - 09.2006
Bookkeeper/Customer Service Representative
JD Bank
08.2002 - 04.2003
Teller
JD Bank
04.2001 - 08.2002
Louisiana Banker's Association
The Graduate School of Banking At LSU
Northwestern State University of Louisiana
McNeese State University
A.M. Barbe High School
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