Manny Columbie
Lexington,Missouri
Summary
Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.
Brings strong problem-solving skills and proactive approach to new tasks. Known for adaptability, creativity, and results-oriented mindset. Committed to making meaningful contributions and advancing organizational goals. A real talent for navigating challenges and a serious commitment to excellent results.
Overview
9
9
years of professional experience
Work History
Funding Specialist
H and J Capital Group
04.2018 - Current
- Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Processed and underwrote loans to me lender requirements and specifications.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
Funding Specialist
Axiom Financial
01.2016 - 03.2018
- Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Trained new employee's.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Corroborated on-time payments and meeting of loan terms by assessing customer accounts.
- Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Reviewed and validated details of loan applications and closing documentation.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
Education
High School Diploma -
Daytona Beach Community College
Daytona Beach, FL02-2000
Skills
- Portfolio management
- Closing support
- Problem-solving
- Interview techniques
- Financial counseling
- Negotiation
- Application review
- Client assessment
- Information gathering
- Analytical skills
- Calculations review
- Confidentiality
- Multitasking
- Excellent communication
Timeline
Funding Specialist
H and J Capital Group
04.2018 - Current
Funding Specialist
Axiom Financial
01.2016 - 03.2018
High School Diploma -
Daytona Beach Community College
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