Md Abul Kashem
Metro Detroit Area
Summary
Dynamic Product Manager with a proven track record at TS4U Inc., excelling in Agile methodologies and strategic business development. Successfully led cross-functional teams to deliver impactful projects, enhancing stakeholder engagement and driving continuous improvement. Adept at critical thinking and fostering team collaboration, I thrive in fast-paced environments, consistently achieving ambitious goals.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Product Manager
TS4U Inc.
05.2024 - Current
- Delivered a successful project within deadlines and currently managing two product developments, ensuring alignment with organizational goals.
- Developed and executed product roadmaps, strategies, and sprint plans while managing user story creation, backlog grooming, and Agile Scrum workflows.
- Led daily sync-ups, sprint reviews, and cross-functional meetings to coordinate teams, assign responsibilities, and maintain project timelines.
- Ensured effective stakeholder engagement through transparent communication, expectation management, and regular project updates.
- Applied strategic approaches to deliver projects on time, within scope, and budget while conducting risk assessments and implementing mitigation strategies.
- Utilized project management tools to track performance, measure success metrics, and drive continuous process improvements.
Head of Branch and Area Head (SAVP/AVP/Senior Manager)
Lankabangla Finance Ltd
Dhaka
01.2022 - 07.2023
- Company Overview: http://www.lankabangla.com
- Led teams of 40 to 124 members across three branches, achieving business targets for Retail and SME portfolios.
- Managed branch assets exceeding $3.5 million and deposits of $40 million, surpassing 140% of annual profit targets.
- Enhanced employee development through structured training, boosting productivity by 30%.
- Developed two niche financial products for SMB lending, driving 35% business growth in two years.
- Financed 400+ SME entrepreneurs, fostering business expansion.
- Optimized bank transaction procedures, reducing costs by 10% and processing time by 25%.
- Established three new branches, achieving profitability ahead of schedule.
- Http://www.lankabangla.com
Management Trainee Officer (MTO) | Zonal Manager (SME Division) | Branch Manager (Retail Banking)
BRAC Bank Ltd
Sylhet, Dhaka
07.2009 - 04.2015
- Company Overview: http://www.bracbank.com
- Gained in-depth knowledge of banking products, policies, and operations through a one-year Management Trainee Officer (MTO) program.
- Successfully led a core SME team of 21 members to achieve SME financing targets, while mentoring the sales team and organizing learning programs to enhance their performance.
- Pioneered financing in new sectors such as stone clusters and Monipuri cloths clusters, creating access to finance for 700 of entrepreneurs across trading, servicing, and manufacturing industries.
- Managed branch operations in Sylhet as a Branch Manager, achieving business targets for retail deposits and advances, including Auto Loans, Personal Loans, Home Loans, and Credit Cards.
- Played a critical role as Branch Anti Money Laundering Compliance Officer (BAMLCO), ensuring compliance and mitigating money laundering risks.
- Focused on employee development and retention, establishing KPIs and fostering team growth through structured learning programs.
- Http://www.bracbank.com
Education
MS - Business Analytics
Trine University
USA08.2025
MBA - Accounting And Finance
University of Rajshahi
Rajshahi06-2017
BBA - Marketing
University of Dhaka
01.2007
Skills
- Open Banking & Payment Systems
- A2A Payment Systems (RTP, ACH)
- Agile Scrum Methodologies
- Product Roadmapping
- SMB & Retail Finance Expertise
- Data Visualization (Tableau)
- Cross-Functional Team Leadership
- Stakeholder Management
- Strategic Business Development
- Critical Thinking & Problem Solving
- Emotional Intelligence
- People Management
- Adaptability to Change
- Stress Management
- Analytical Thinking
- Team Collaboration
- Continuous Learning & Growth Mindset
Certification
- Certificate on Completion 'Open Banking, GDPR and PSD2 for Fintech' by Udemy
- Certificate on Completion 'Fintech and Digital Banking' by Udemy
- Certificate on Project Management by uCertify
- Certificate on Data Visualization (Tableau)
Career Summary
Delivered software projects as Product Manager at TS4U Inc, USA, managing end-to-end product lifecycles., Led 45% revenue growth as Head of Branch & Area Head at Lankabangla Finance Ltd., Financed 1,100+ SMB projects, driving small business growth in Bangladesh., 14+ years in financial inclusion, SMB lending, retail finance, and product development., Has sound knowledge in open banking, API integrations, A2A payments, and digital finance., Published industry insights on open banking and payment systems., Two-time 'ICON Branch Manager,' selected for international training programs., Designed two SMB lending products, achieving 35% business growth.
Key Training Highlights
- Customer-Based Business Strategy, 5-day program, Indian Institute of Management (IIM), Ahmedabad, India, 2019
- Managerial Leadership and Conflict Resolution, 6-day program, IIM Kolkata, India, 2016
- Advanced Leadership Development, 2-day training, Lankabangla Finance Ltd, Dhaka, 2015
- SME Credit Risk Analysis, 2-day workshop, BRAC Bank and IFC, conducted by CRISIL Research
- Presentation Skill Development, 2-day training, BRAC Bank and CEC, Dhaka, 2012
- Leadership and Managerial Skills, 3-day program, BRAC Bank and IFC-SEDF, Dhaka, 2011
- Banking Foundation Course, 15-day program, Bangladesh Institute of Bank Management (BIBM), Dhaka, 2010
Special Interests
- Traveling
- Reading books
- Driving the car
- Spending time with kids
Publications
- Open Banking Revolution: Unlocking the Financial Inclusion and Innovation in Finance, https://www.linkedin.com/pulse/open-banking-revolution-unlocking-financial-inclusion-kashem-mpcrc/?trackingId=KwEvNyQmy%2BTbmA%2BfIPhVJw%3D%3D
- From Swipes to Heartbeats: The Shaking Future of Payments are on the way to give you a Big Hug!, https://www.linkedin.com/pulse/from-swipes-heartbeats-shaking-future-payments-way-give-kashem-fm4zc/?trackingId=H3mS%2BkzH%2BXHjpWDDUsq5Bw%3D%3D
- Shaping the Future of Payments: How Product Managers Can Thrive in a Disruptive Landscape, https://www.linkedin.com/pulse/shaping-future-payments-how-product-managers-can-thrive-kashem-6btec/
- The Blog That Broke the Market, not the DeepSeek: A $1 Trillion Financial Earthquake., https://www.linkedin.com/pulse/blog-broke-market-deepseek-1-trillion-financial-md-abul-kashem-7glhc/
- How a 45-Minute Software Glitch Nearly Bankrupted a Billion-Dollar Company: A Product Manager’s Cautionary Tale., https://www.linkedin.com/pulse/how-45-minute-software-glitch-nearly-bankrupted-company-kashem-fo8oc/
- The Turbulent Journey of Products: Lessons from BlackBerry’s Rise and Fall, https://www.linkedin.com/pulse/turbulent-journey-products-lessons-from-blackberrys-rise-kashem-srkoc/
- Unveiling the Lessons from the Dead Project 'Google Glass': A Project Management Perspective, https://www.linkedin.com/pulse/unveiling-lessons-from-dead-project-google-glass-md-abul-kashem-jahic/
Volunteer Experience
- Engage with ICNA relief to distribute food among needy people
- Will be engaged with climate preservation movement organization to protect the earth
References
Will be provided prior to accepting the offer letter.
Timeline
Product Manager
TS4U Inc.
05.2024 - Current
Head of Branch and Area Head (SAVP/AVP/Senior Manager)
Lankabangla Finance Ltd
01.2022 - 07.2023
Management Trainee Officer (MTO) | Zonal Manager (SME Division) | Branch Manager (Retail Banking)
BRAC Bank Ltd
07.2009 - 04.2015
MS - Business Analytics
Trine University
MBA - Accounting And Finance
University of Rajshahi
BBA - Marketing
University of Dhaka
Similar Profiles
Kristopher WirthKristopher Wirth
Mortgage Banker at Hall FinancialMortgage Banker at Hall Financial
Spiro George VamvakasSpiro George Vamvakas
Global Lead/Senior Manager – Indirect Procurement; Professional Services, IT, SW/HW at Visteon CorporationGlobal Lead/Senior Manager – Indirect Procurement; Professional Services, IT, SW/HW at Visteon Corporation
Tarra MitchellTarra Mitchell
Community Engagement Specialist/Board Member at Resurrection Back To LifeCommunity Engagement Specialist/Board Member at Resurrection Back To Life
Atchuth ChAtchuth Ch
Product Manager at Blue Cross Blue Shield of Michigan (BCBSM)Product Manager at Blue Cross Blue Shield of Michigan (BCBSM)
Shravan ShahShravan Shah
Product Manager at Dramatists Play Services D.b.a. Broadway LicensingProduct Manager at Dramatists Play Services D.b.a. Broadway Licensing