Summary
Overview
Work History
Education
Skills
Timeline
Generic

Megan Lemaster

Ripley,WV

Summary

At Ravenswood Federal Credit Union, I excelled as a Loan Processor, leveraging my expertise in credit analysis and exceptional customer service to enhance client satisfaction and streamline loan processing. My proactive approach resulted in increased repeat business, showcasing my ability to manage complex financial documents and foster strong client relationships.

Overview

10
10
years of professional experience

Work History

Loan Processor

Ravenswood Federal Credit Union
11.2014 - Current
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Ensured accuracy of client information, verifying data collected during the application process and updating records as needed.
  • Assisted clients in understanding complex financial documents required for completing their loan applications successfully.
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
  • Increased customer satisfaction with timely responses to inquiries and providing thorough explanations of loan processes.
  • Managed multiple loans simultaneously ensuring timely completion of each task assigned without compromising on compliance or quality standards.
  • Developed and maintained relationships with customers and loan officers to establish smooth loan process.
  • Provided exceptional customer service by addressing borrower concerns and resolving issues in a timely manner.
  • Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
  • Developed and maintained strong relationships with clients, resulting in increased repeat business.
  • Processed loan applications and monitored progress from start to finish.
  • Assisted customers with completing loan applications and other paperwork.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Explained very technical financial information to applicants in easy to understand language.
  • Proactively identified solutions for customers experiencing credit issues.
  • Utilized loan origination software to process and track loan applications.

Education

Diploma - General Studies

Ravenswood High School
Ravenswood, WV
05.2005

Skills

  • Loan Disclosures
  • File Management
  • Document Review
  • Loan Servicing
  • Attention to Detail
  • Employment Verification
  • Credit analysis
  • Documentation
  • Processing procedures
  • Customer Service
  • Title Research
  • Credit Reports
  • Application Review
  • Loan Closing
  • Proficient in Software
  • Client Data Gathering
  • Generating Reports
  • Application preparation
  • Loan Origination
  • Microsoft Office
  • Loan File Maintenance
  • Loan Processing Coordination
  • Customer Relations
  • Credit History Review
  • Cash Handling
  • Customer service-focused
  • Income Evaluation
  • Eligibility Determination
  • Creditworthiness Determination
  • Basic Mathematics
  • Application verification

Timeline

Loan Processor

Ravenswood Federal Credit Union
11.2014 - Current

Diploma - General Studies

Ravenswood High School
Megan Lemaster