Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Megan Spivey

Auburn Hills,MI

Summary

Solid team member with an upbeat, positive attitude motivated to maintain customer satisfaction and contribute to company success. Highly skilled in postclosing review and conventional underwriting. Drives for results, demonstrates the skills needed to meet new and unexpected challenges. Open to new experiences and opportunities to develop new skills

Overview

5
5
years of professional experience
1
1
Certification

Work History

QUALITY CONTROL ANALYST

Lenderworks
11.2021 - Current
  • Perform post-funding full loan reviews of random, discretionary and adverse loan selections including re-verification
  • Maintain a high focus on fraud prevention and misrepresentation during quality control reviews
  • Execute QC audits to ensure compliance with agency guidelines (Fannie, Freddie, Aggregators/Investors) have been met
  • Work with lender clients providing guidance to remediate findings, rebuttal responses, directives, and action plans.

CONVENTIONAL MORTGAGE UNDERWRITER

United Wholesale Mortgage
01.2021 - 11.2021
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines
  • Worked with brokers to communicate errors and obtain missing information for current applications
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status
  • Verified integrity of applicants' information to minimize fraud.

POST CLOSING CORRESPONDENT SPECIALIST

United Whole Sale Mortgage
08.2019 - 01.2021
  • Worked with warehouse banks to manage shipment of collateral documents
  • Checked accuracy and completeness of all paperwork
  • Consulted with outside vendors to identify and resolve loan closing issues
  • Resolved problems, improved operations and provided exceptional service
  • Completed post-closing quality control evaluations of originated mortgage loans.

Education

Associate of Science - Business Management

Rasmussen University
Ocala, FL
12.2024

High School Diploma -

Avondale High School
Auburn Hills, MI
05.2017

Skills

  • Microsoft 365
  • Encompass360
  • Correspondent/ Wholesale Lending
  • Fannie Mae/ Freddie Mac Guidelines
  • Pre and Post Funding Loan Review
  • Problem Solving
  • Time Management
  • Team collaboration
  • Correction Action Planning

Certification

MBA- Residential Underwriter: Level I Certificate

MBA- Mortgage Compliance Professional: Level I Certificate

Timeline

QUALITY CONTROL ANALYST

Lenderworks
11.2021 - Current

CONVENTIONAL MORTGAGE UNDERWRITER

United Wholesale Mortgage
01.2021 - 11.2021

POST CLOSING CORRESPONDENT SPECIALIST

United Whole Sale Mortgage
08.2019 - 01.2021

Associate of Science - Business Management

Rasmussen University

High School Diploma -

Avondale High School

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