MEGHAN JUSTICE
Business Training Analyst
Irving,TX
Summary
Enthusiastic Business Training Analyst with over 20 years of successful experience in the financial industry. Eager to contribute to team success through hard work, attention to detail and excellent organizational skills. An accomplished and pragmatic professional with a comprehensive background in business operations including credit underwriting, corporate training, and sales. Recognized consistently for performance excellence and contributions in the banking industry.
Overview
12
12
years of professional experience
Work History
Business Training Analyst
JPMorgan Chase, Auto Finance
Dallas , TX
2017.03 - Current
- Trained and mentored over 30 new hires to fulfill credit underwriting roles for Aston Martin Financial Services, Jaguar Land Rover Financial Group, and Maserati Capital USA.
- Designed, developed and managed new training materials and achieved business objectives.
- Analyzed company training methods and made adjustments to rectify issues, increase efficiency, and exceed training goals.
- Collaborated with the design team to create and implement new online modules and update existing online modules, assuring continuous training to employees to promote long-term excellence.
- Collaborated with Fraud Risk, Risk, and AML departments to develop procedures and job aids for the credit department.
- Managed development, implementation, and continuous improvement of training programs, including ongoing learning opportunities throughout the credit department.
- Delivered virtual and live classroom training on credit policies and procedures while identifying training gaps.
Underwriter III
JPMorgan Chase, Auto Finance
Tampa , Florida
2016.09 - 2017.02
- Performed in depth analysis and investigation for both business and consumer credit applications based on the company's risk tolerant.
- Analyzed financial documents and credit applications to render the appropriate credit decision based on the applicant's credit worthiness.
- Structured credit decisions to maximize profit and mitigate risk for the company.
- Assisted the Dealer Relationship Managers with on-going business development for Subaru Motors Finance.
- Negotiated pricing, terms, and deal structure with the Subaru dealers.
- Managed a strong working relationship with Dealer Relationship Managers and Regional Sales Directors.
- Credit Lending Authority of $100,000 per transaction.
Underwriter II
JPMorgan Chase, Auto Finance
Tampa , Florida
2014.01 - 2016.08
- Developed and maintained key relationships to continue growth within assigned territory of 50 + accounts.
- Ranked in the top 5 amongst peers maintaining over 97% accuracy in compliance, non-compliance, and due diligence.
- Maximized portfolio revenue by practicing sound credit underwriting, performing due diligence, and applying risk management principles.
- Reviewed and interpreted Experian, Equifax and Transunion credit reports.
- Negotiated pricing, terms, and deal structure with the Subaru dealers.
- Credit Lending Authority of $75,000 per transaction.
Mortgage Underwriter
JPMorgan Chase & Co.
Tampa , Florida
2009.07 - 2013.10
- Handled all high risk and escalated accounts in addition to performing reviews for accuracy, process flow, and procedures to render quality within department.
- Analyzed and interpreted financial statements to ensure compliance of all internal guidelines to determine and mitigate risk.
- Entrusted by management to handle special projects autonomously outside of credit underwriting.
- Reviewed and analyzed credit reports to determine credit worthiness, calculated total debt, and analyzed housing expenses.
- Applied grades to each loan application based on established criteria to keep institutional risk low.
Education
Associates of Arts - Business Administration
St. Petersburg College
Skills
Training material development
undefinedAffiliations
Junior League of Dallas, Sustainer, 2017-present
Junior League of Clearwater, Active Member, 2005-2017
Timeline
Business Training Analyst
JPMorgan Chase, Auto Finance
2017.03 - Current
Underwriter III
JPMorgan Chase, Auto Finance
2016.09 - 2017.02
Underwriter II
JPMorgan Chase, Auto Finance
2014.01 - 2016.08
Mortgage Underwriter
JPMorgan Chase & Co.
2009.07 - 2013.10
Associates of Arts - Business Administration
St. Petersburg College
Similar Profiles
Zaibeyn PandyZaibeyn Pandy
Data Analyst II at JPMorgan Chase Auto FinanceData Analyst II at JPMorgan Chase Auto Finance
PASTELL JENKINSPASTELL JENKINS
Vice President of Operations at JPMorgan Chase, JPMorgan Chase & CoVice President of Operations at JPMorgan Chase, JPMorgan Chase & Co
Angela AlejandroAngela Alejandro
Associate Banker at JPMorgan Chase, JPMorgan Chase & CoAssociate Banker at JPMorgan Chase, JPMorgan Chase & Co