MEGHAN MOUNTAIN
Maricopa,USA
Summary
Risk management leader with a background in banking, treasury, and mortgage servicing. Leads enterprise risk initiatives, independent testing, and issue management while strengthening control frameworks, compliance, and reporting. Partners across business lines to identify emerging risks and support practical mitigation strategies.
Overview
14
14
years of professional experience
Work History
Lead Control Management Officer, Global Product
Wells Fargo
Chandler, USA
07.2025 - Current
- Led initiatives to mitigate current and emerging risks, achieving broad organizational impact.
- Collaborate with relevant business group to identify current and emerging risks associated business activities and operations, and provide in developing and implementing risk mitigating strategies.
- Develop and implement risk monitoring and risk reporting processes and controls.
- Tracked progress of business-specific programs and provided risk management consulting to support design and implementation of risk mitigation strategies.
- Contributed to evaluations of decisions, enhancing monitoring and measurement of impact within Control Management functionality.
- Directed control management projects aimed at enhancing operational effectiveness.: Cyber Security Resiliency-International ACH, New processes development, Process Level Risk Management.
Senior Independent Testing Specialist, Enterprise
Wells Fargo
Tempe, USA
08.2022 - 07.2025
- Conducted testing, validation, and documentation for review activities across risk programs and controls to ensure compliance with established standards and policies.
- Evaluated the effectiveness of controls to ensure compliance with standards. to verify compliance requirements.
- Reviewed risk assessments and planning details to identify risks and controls.
- Conducted gap analysis to identify weaknesses in risk management and control processes.
- Researched compliance requirements and analyzed related risks and controls to define engagement scope.
- Assessed engagement scope impact by reviewing issue management, remediation details, prior testing, and internal audit requirements.
- Evaluated engagement scope implications through review of issue management, remediation details, prior testing, and internal audit requirements.
- Facilitated stakeholder meetings to gather input and share project updates, enhancing communication and collaboration.
- Participated in RCSA workshops to strengthen understanding of risk and control frameworks and support collaboration and knowledge sharing.
Independent Testing Specialist
Deloitte
Phoenix, USA
01.2022 - 08.2022
- Conducted testing, validation, documentation of review activities for risk programs and controls to ensure compliance with standards and policies.
- Assessed effectiveness of controls, confirming compliance with established standards.
- Reviewing risk assessments and other planning information to identify risks, controls, and shared controls
- Analyzed gaps between current and required risk controls to identify enhancement opportunities.
- Researching compliance requirements, understanding key associated risks and controls and determining engagement scope
- Reviewing issue management, remediation information, prior testing and findings, Internal Audit requirements to understand impact to engagement's plan and scope.
- Mapped processes for identifying risks and controls to streamline risk assessment efforts.
Compliance and Risk Analyst
Rose International-MUFG
Phoenix, USA
01.2021 - 02.2022
- Risk & Control office for Financial Management of the Americas covering Product Risk for the Treasury Department
- Partnering with Product Managers and Second Line of Defense for Product Risk Assessments addressing changes such as interest rate index from LIBOR to SOFR
- Risk Governance project execution, addressing regulatory findings
- Executed gap analysis of Treasury products to identify and address gaps in risk stripes and controls, enhancing overall compliance posture
- Reviewed and confirmed risk ratings for financial products to ensure accuracy for each product and risk stripes
- Compiled quarterly management risk summary reports to inform stakeholders on issues, remediation plans/status, and compliance with policy governance across reputational, financial, market, and credit risk areas
- Reviewed product assessment documents for quality assurance to ensure accuracy and completeness prior to committee approval, supporting informed decision-making
- Executed quality assurance reviews of RCSA components to ensure completeness and accuracy of RCSA components prior to second line approval
- Documented and monitored BURM issues management processes to ensure compliance.
Expense Manager
The Money Source
Phoenix, USA
07.2019 - 03.2020
- Approved increased cost limits for corporate advances to enable higher funding flexibility
- Approved increased cost limits for corporate advances, enhancing funding flexibility
- Reconciled corporate advances for newly onboarded loans, ensuring accurate financial tracking
- Identified operational issues and implemented corrective controls to mitigate risk
- Established new department, defining processes and authoring Policies and Procedures for operational efficiency
- Partnered with IT to create tools and databases, enhancing accessibility and functionality of resources
- Worked with other teams to mitigate issues; legal, foreclosure, loss mitigation, onboarding, audit, and cashiering/payments
- Conducted FLOD testing and validation to ensure compliance
Internal Auditor
The Money Source
Phoenix, USA
01.2018 - 07.2019
- Planned and executed operational audits of various business areas using risk-based methodology
- Reviewed policies and procedures to ensure compliance with regulations and mitigate risks
- Assessed compliance with investor, insurer, and regulatory requirements
- Identified compliance issues and process weaknesses, leading to enhanced operational effectiveness
- Conducted research and walkthroughs of various departments to assess functionality.
- Advised Director and business line on findings, facilitating informed decision-making
- Developed standard processes and templates, improving consistency and efficiency in internal operations.
- Facilitated kickoff and exit meetings to align project goals and expectations.
- Led kickoff and exit meetings to ensure project alignment.
Internal Auditor
Midcountry Bank
Minnetonka, USA
01.2017 - 12.2018
- Developed risk assessments identifying critical IT and business issues to inform strategic decision-making.
- Planned, scheduled, and executed audits based on management requests.
- Performed IT and business operational audits.
- Crafted actionable audit findings and recommendations enhancing compliance and operational effectiveness, driving improvements in internal controls.
- Reviewed procedures and policies to make sure controls followed procedures.
- Pinpointed gaps in policies and procedures, advising updates to align with evolving regulatory requirements, ensuring ongoing compliance.
- Built relationships and influenced leadership across all levels to drive implementation of remediation plans.
- Presented Audit Reports to the Chief Executive Officer.
Staff Auditor-IT
US Bank
Minneapolis, USA
01.2016 - 12.2017
- Conducted testing of SOX controls to ensure compliance with regulatory standards.
- Identified, planned, and tested controls; recommended actions to management and presented findings, utilizing appropriate sampling and control testing techniques to support informed decision-making.
- Planned, organized, and tested controls, providing actionable recommendations to higher-level management.
- Collaborated with engagement team to conduct audits, improving compliance and risk assessment processes.
- Ensured adherence to all applicable Institute of Internal Auditors Standards and Codes of Ethics.
Quality Control Auditor
Tena
Saint Paul, USA
01.2013 - 12.2016
- Audited foreclosure, mortgage insurance, escrow, servicing transfer, new loan setup and loss mitigation.
- Reviewed documents for accuracy, ensuring compliance with legal standards and reducing potential legal risks.
- Reviewed government reporting for accuracy, verifying correct code usage to ensure regulatory compliance.
- Reviewed government reporting for accuracy, confirming correct code usage.
- Conducted thorough research on relevant regulations and laws to ensure compliance.
- Remained current on all FHA, VA, RHS, FNMA, and FHLMC servicing guidelines.
- Analyzed loans to verify client adherence to industry guidelines and regulations.
- Conducted reviews of fraud and risk management practices, identifying vulnerabilities and recommending enhancements for risk mitigation.
- Assessed inquiries to identify necessary regulatory additions in response to new regulations.
Education
MBA - Management Information Systems in Management Information Systems
Keller Graduate
06-2027
Bachelor's Degree - International Business/Management Information Systems
Augsburg College
Minneapolis, MN05-2012
Associates Degree of Applied Science - Paralegal
National American University
Brooklyn Park, MN01-2006
Skills
- Risk management
- Regulatory compliance
- Risk assessment
- Data analysis
- Data analysis techniques
- Team leadership
- Talent management
- Organizational leadership
- Data analysis
- Cross-functional collaboration
- Team management
- Talent management
Personal Information
- Availability: Willing To Relocate: Anywhere
- Work Permit: Authorized to work in the US for any employer
Timeline
Lead Control Management Officer, Global Product
Wells Fargo
07.2025 - Current
Senior Independent Testing Specialist, Enterprise
Wells Fargo
08.2022 - 07.2025
Independent Testing Specialist
Deloitte
01.2022 - 08.2022
Compliance and Risk Analyst
Rose International-MUFG
01.2021 - 02.2022
Expense Manager
The Money Source
07.2019 - 03.2020
Internal Auditor
The Money Source
01.2018 - 07.2019
Internal Auditor
Midcountry Bank
01.2017 - 12.2018
Staff Auditor-IT
US Bank
01.2016 - 12.2017
Quality Control Auditor
Tena
01.2013 - 12.2016
MBA - Management Information Systems in Management Information Systems
Keller Graduate
Bachelor's Degree - International Business/Management Information Systems
Augsburg College
Associates Degree of Applied Science - Paralegal
National American University