Summary
Overview
Work History
Skills
Education Training Certifications
Certification
Timeline
Generic

Mehlia Link

Gilbert,AZ

Summary

A highly driven professional with 20+ years of providing excellent customer service and delivery spanning both Healthcare and Lending. Currently looking for a remote position that utilizes my experience, skillset, and aptitudes to benefit company objectives.

Overview

23
23
years of professional experience
1
1
Certification

Work History

Front Office Supervisor / Biologics Coordinator

Skin and Cancer Center of Arizona
01.2022 - Current
  • Staffed and managed front office team of 12 in a fast-paced specialty medical practice.
  • Acted as company ambassador while responding to and resolving all patient complaints.
  • Implemented standards and policies to ensure compliance with CMS Guidelines.
  • Communicated directly with insurance companies and patients to complete the prior authorization process.
  • Trained and monitored new staff members.
  • Supervised staff members to discuss performance goals and objectives.
  • Designed weekly schedule and organized daily workloads for our team to ensure efficient operations.
  • Collaborated with colleagues to maintain a positive and productive work environment.
  • Utilize medical EMR systems to maintain patient records and history.

Sr. Loan Processor / Jr. Underwriter

Caliber Home Loans, Inc.
07.2020 - 08.2022
  • Accurately screen and process all loan information in a timely manner, run and review credit reports, verify all documentation including employment history and income verification.
  • Actively work and process all loans with a pipeline average of 50 while closing 25-30 loans per month.
  • .Communicate directly with all internal departments on action needed through approval and funding.
  • Thoroughly review all appraisals and communicate with Realtors and Appraisers as needed.
  • Assist in initial underwriting of Conventional loans when requested.
  • Keep updated on continued education with knowledge of lending regulations and loan requirements.
  • Create positive relationships with customers to ensure customer retention.

Sr. Loan Processor

KBHS Home Loans, LLC
12.2019 - 07.2020
  • Direct communication with Loan Officers, Borrowers, Underwriters and Third-Party Providers to obtain documentation and submit a thorough, accurate, and complete loan package.
  • Order supporting documentation, such as appraisals, verifications of employment, verifications of deposits, etc.
  • Remotely manage a pipeline of 50+ loans closing either within current month or future build outs.

Sr. Loan Processor

Eagle Home Mortgage, LLC
03.2016 - 12.2019
  • Responsible to process loan applications from initial set-up through funding for Conventional, FHA and VA, while interacting with escrow, title companies, sales, and borrowers through the closing of the loan.
  • Managed a pipeline of quick closing loans (less than 10 days) as well as build outs many months in advance.

Loan Processor

Compass Bank / BBVA
03.2013 - 03.2016
  • Responsible for providing loan processing and administrative/clerical duties for loan applications received.
  • Worked as the initial point of contact for the customer and aided the borrower of the loan products and services.
  • Coordinated the ordering of appraisal, title, tax and flood and all other documentation, verification or certification required to appropriately decision the loan.
  • Provided dispositions and submitted loans to closing.

Customer Relationship Manager

Bank of America Corporation
04.2012 - 03.2013
  • Manage pipeline of 200-250 loans, overseeing loan modifications, document validation, NPV modeling, short sale/DIL, and answer technical foreclosure questions.
  • Works in a relationship-based environment; manages relationships within the internal department and with business partners.
  • Manages more complex account relationships with emphasis on financial analysis and credit action.
  • Serves as a liaison to administrative areas within the bank.
  • Capable of employing sensitivity to the nature of a distressed customers situation while also demonstrating a professional demeanor that level sets expectations about a loan with possible difficult decisions up to final resolution.

Backed End Collections Supervisor

Green Tree Servicing LLC
11.2007 - 12.2011
  • Achieved least amount of delinquency for 2010 companywide
  • Awarded collections supervisor of the month 9 times for exceeding monthly delinquency goals and turnaround measurements for team quality assurance goals
  • Ensured account representatives meet and exceed both their set individual goals and team objectives
  • Provided detailed loan analysis for mortgage (first and second lien), consumer installment, auto, and charged off loans
  • Devised and implemented new operational tactics to optimize percentages of overall delinquencies
  • Acted as a liaison between Collections, Loss Mitigation, and Short Sale departments
  • Participated with attorneys, repossession and collection agents to assist in the collection process
  • Ensure best collection practices are observed for both servicing and lending within the legal compliance of state and federal regulations
  • Interviewed, hired and mentored new team members
  • Coached underperforming employees to optimize productivity
  • Conducted annual reviews for all team representatives
  • Supervised up to 25 representatives on a single team
  • Headed multiple teams in unison while backfilling vacant supervisor positions.

Collections Representative / Team Lead

Green Tree Servicing LLC
05.2001 - 10.2007
  • Exceeded individual goals 84 out of 87 months
  • Investigated and facilitated meetings on proposed recommendations for loans in 30+ day delinquency to optimize efficiency
  • Executed deferments, extensions, modifications, foreclosures, and repossessions to provide end to end resolutions for all accounts.

Skills

  • Proficient in Microsoft 365
  • Exceeds in Customer Service Delivery and Client Satisfaction
  • Exceptional communication
  • Administrative Skills
  • Employee Management
  • CMS Regulatory Compliance

Education Training Certifications

Rio Salado College (2yr)- Communications

Certification

  • HIPAA Compliance Training
  • CMS.gov – Compliance Implementation
  • Lexus Nexus Verification

Timeline

Front Office Supervisor / Biologics Coordinator

Skin and Cancer Center of Arizona
01.2022 - Current

Sr. Loan Processor / Jr. Underwriter

Caliber Home Loans, Inc.
07.2020 - 08.2022

Sr. Loan Processor

KBHS Home Loans, LLC
12.2019 - 07.2020

Sr. Loan Processor

Eagle Home Mortgage, LLC
03.2016 - 12.2019

Loan Processor

Compass Bank / BBVA
03.2013 - 03.2016

Customer Relationship Manager

Bank of America Corporation
04.2012 - 03.2013

Backed End Collections Supervisor

Green Tree Servicing LLC
11.2007 - 12.2011

Collections Representative / Team Lead

Green Tree Servicing LLC
05.2001 - 10.2007
  • HIPAA Compliance Training
  • CMS.gov – Compliance Implementation
  • Lexus Nexus Verification
Mehlia Link