Summary
Overview
Work History
Education
Skills
Timeline
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MELANIE CHALUPA

Summary

Accomplished and licensed insurance professional with over a decade of experience driving operational excellence and profitability within the non-standard insurance industry. Expertise in claims management, project implementation, and training and development. Proven ability to analyze processes, implement strategic improvements, and mentor high-performing teams to exceed business goals.

Overview

24
24
years of professional experience

Work History

Auditor

Kemper
01.2021 - Current
  • Serve as the claim's liaison, providing timely and accurate feedback on claim quality between American Access Casualty Company and Kemper Insurance.
  • Analyze targeted claim data to identify opportunities for performance and process improvement.
  • Partner with claims department leadership to foster communication and support business goals, maximizing departmental value.
  • Continue to support AACC/Kemper Claims to Optimize Medicare compliance through technology and automation

Senior Claims Trainer

American Access Casualty Company
01.2018 - 01.2021
  • Oversaw the development and creation of all training materials for the claims department.
  • Designed and delivered comprehensive training programs for new hires and ongoing departmental development, including evaluations and assessments.
  • Collaborated with management and subject matter experts to align training objectives with business needs.
  • Managed content housed on the Claims Intranet and developed all training materials for new IT system integrations.
  • Authored and documented various claims processes to standardize team procedures.

Auto Liability Claims Manager

American Access Casualty Company
01.2015 - 01.2018
  • Managed a liability team handling complex claims involving physical damage, property damage, and injury features with complex coverage investigations.
  • Developed action plans to ensure staff performance met or exceeded company expectations.
  • Maintained a high level of customer interaction, ensuring clients were educated on the claims process.
  • Ensured compliance with all state insurance regulatory guidelines.

Operations Specialist

American Access Casualty Company
01.2008 - 01.2018
  • Led and managed cross-functional projects to streamline claims processes, reduce risk, and increase productivity and revenue.
  • Managed the development and implementation of key system integrations, including Injury Time Demand Calendar, ISO Claims Reporting, and CMS Medicare Secondary Payer reporting.
  • Collaborated with IT and project managers to define requirements, conduct testing, and manage audits for key systems, including the ECLDA New Claims Review Dashboard.
  • Acted as the subject matter expert for all claims-related IT projects.
  • Restructured the Subrogation Team, authoring a customized training guide that led to a 5% increase in recoveries and a drastic reduction in costs.
  • Created process maps for all claims functions and collaborated with the database team on reporting to drive results.

Senior Adjuster

American Access Casualty Company
01.2011 - 01.2015
  • Managed a high-volume caseload of complex auto liability claims, focusing on coverage investigations and bodily injury claims.

Insurance Consultant

Razors Edge Consulting
01.2011 - 06.2011
  • Consulted on property/casualty issues to identify opportunities for increased productivity and profitability.
  • Conducted detailed file reviews and provided coaching to adjusters, improving file accuracy.

Auto Liability Manager

Affirmative Insurance
01.2004 - 01.2010
  • Managed the Fast-Track Unit, handling claims involving physical and property damage.
  • DOI complaints in Illinois, Indiana, and Missouri reduced by over 23.9% in the first year.

Theft & Coverage Adjuster

Founders Insurance
01.2002 - 01.2004
  • Managed a caseload of Theft, Fire, and Total Loss files, working closely with the Special Investigations Unit (SIU) on fraud investigations.

Education

Skills

  • Claims Management
  • Process Improvement
  • Project Management
  • Training & Development
  • Complex Problem-Solving
  • Compliance & Auditing
  • Operational Analysis
  • Change Management

Timeline

Auditor

Kemper
01.2021 - Current

Senior Claims Trainer

American Access Casualty Company
01.2018 - 01.2021

Auto Liability Claims Manager

American Access Casualty Company
01.2015 - 01.2018

Senior Adjuster

American Access Casualty Company
01.2011 - 01.2015

Insurance Consultant

Razors Edge Consulting
01.2011 - 06.2011

Operations Specialist

American Access Casualty Company
01.2008 - 01.2018

Auto Liability Manager

Affirmative Insurance
01.2004 - 01.2010

Theft & Coverage Adjuster

Founders Insurance
01.2002 - 01.2004

MELANIE CHALUPA