Melanie Henry
Charlotte,NC
Summary
Over 15 years in the financial industry including, Financial Crimes, AML Prevention and Internal Audit.
Overview
12
12
years of professional experience
Work History
Financial Crimes Investigator
Wells Fargo (Contract)
08.2024 - Current
- Collect, analyze and interpret information, documentation, and physical evidence associated with investigations.
- Uncover critical evidence by meticulously analyzing financial records and other documents related to investigations.
- Review high-risk customer accounts for potential money laundering activities, escalating concerns as necessary to mitigate risks effectively.
- Conduct detailed investigations into potential money laundering, terrorist financing, elder abuse, structuring, human trafficking and other illicit activities, mitigating risk exposure.
- Identify patterns of suspicious activity through meticulous transaction analysis, aiding in the detection of financial crimes.
- Manage complex investigations into suspected financial crimes, coordinating with law enforcement agencies when necessary.
- Conduct thorough and timely investigations of suspicious activity reports, ensuring compliance with regulatory requirements.
AML/BSA
US Bank (Contract)
05.2024 - 08.2024
- Identify threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Analyze large datasets using various analytical techniques to identify patterns indicative of potential money laundering activities.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Reduce false positives in transaction monitoring alerts through continuous refinement of system parameters based on historical patterns and trends.
- Enhance overall efficiency of the Compliance department by automating manual processes where possible, leading to increased accuracy and reduced turnaround times.
- Manage a pipeline of over 100 cases
Senior Auditor
Yardi
06.2022 - 01.2024
- Reduced the risk of fraud by implementing effective internal controls and monitoring systems
- Maintained confidentiality, handling sensitive information discreetly throughout all stages of the audit process
- Mentored junior auditors, sharing knowledge and best practices to foster their professional growth within the team
- Increased internal control effectiveness through diligent evaluation of processes and providing recommendations for improvement
- Identified control gaps in processes, procedures, and systems through in-depth research and assessment and suggested methods for improvement
- Increased stakeholder satisfaction with timely delivery of high-quality audit reports that clearly communicated findings and recommendations
- Audited clinical trials through review of research protocols and regulations compliance.
AML Compliance Analyst
Capital One
02.2019 - 09.2021
- Enhanced AML compliance by conducting thorough investigations and risk assessments on potential clients.
- Reduced false positives in transaction monitoring alerts through continuous refinement of system parameters based on historical patterns and trends.
- Prepared detailed reports for senior management highlighting key findings from investigations and risk assessments, allowing informed decision-making regarding client relationships.
- Assisted in maintaining a robust AML program by staying current on industry trends, laws, and best practices.
- Partnered with fraud manager to research and investigate cases.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Contributed to a reduction in regulatory violations by providing comprehensive training to employees on AML procedures and requirements.
OFAC
Bank Of America
05.2012 - 11.2018
- Conducted risk assessments to identify gaps in the bank''s AML program and recommend improvements.
- Analyzed situations to determine how best to resolve issues posing potential risks to bank or customers.
- Prepared and filed Suspicious Activity Reports (SARs)
- Collaborated with internal stakeholders, including legal, risk management, and operations teams, to address compliance issues and implement effective controls
- Utilized knowledge of bank products, policies and legal requirements to process work assignments within regulatory guidelines.
- Assisted in audits and examinations, demonstrating strong adherence to BSA/AML requirements.
- Efficiently managed high caseloads, balancing priorities to ensure all investigations were completed in a timely manner.
Education
Norfolk State University
Skills
- Time management
- Project management
- Attention to detail (detail oriented)
- Organized
- Business Acumen
- Business Communication
- Risk Management
- Fraud Prevention and Detection
- Risk mitigation strategies
- Research and Data Management
Timeline
Financial Crimes Investigator
Wells Fargo (Contract)
08.2024 - Current
AML/BSA
US Bank (Contract)
05.2024 - 08.2024
Senior Auditor
Yardi
06.2022 - 01.2024
AML Compliance Analyst
Capital One
02.2019 - 09.2021
OFAC
Bank Of America
05.2012 - 11.2018
Norfolk State University
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