Summary
Overview
Work History
Education
Skills
National Charity League
Westminster College Alumni Board
Timeline
Generic

Melissa Erickson

Holladay,UT

Summary

I consider myself fortunate to be in the mortgage industry and have found great joy being a driving force behind making the dream of homeownership a reality for so many. I work everyday both professionally and personally to make a positive difference and strengthen the communities I serve.

Overview

20
20
years of professional experience

Work History

Home Lending Market Leader

KeyBank NA
02.2023 - Current
  • Origination of first and second lien mortgage applications for self generated and current KeyBank bank customers.
  • Establishing partnerships with assigned branches to drive mortgage applications, promote education and drive new deposits to the branch from non-bank customers through our special credit offers.
  • Established Utah community lending and DPA partnerships with Neighborworks-SLC and Community Development Corporation of Utah for KeyBank for additional down payment and grant solutions.
  • Coordinate and present First Time Home Buyer workshops in the local market to drive homeownership awareness.
  • Work with management team to obtain new real estate, builder and industry partnerships to drive business.
  • Offering the best customer experience and working to keep and maintain customers for life.

VP, Mortgage Lending, Originating Manager

Guaranteed Rate Affinity
05.2022 - 01.2023

Loan originator supporting joint venture relationship with GRA and Coldwell Banker. Attended weekly business planning huddle meetings with CB Sugar House brokers. Provided educational presentations to agents for business growth opportunities, prepared content and presented at weekly sales meetings, planned and executed large events.

Sales Manager - Senior Mortgage Loan Originator

Guild Mortgage Company
07.2016 - 05.2022

Originating Sales, Team Leader and Lending Manager for the Guild Mortgage Salt Lake City - Parleys Way branch (now closed). Originated and successfully grew my personal and branch volume year over year. Closed $53MM in 2020-2021. Closed $100MM in volume in my branch managing a team of 3-5 additional staff members. Completed six years of professional coaching offered by The Core Training, Inc. and high volume producers at Guild Mortgage internal coaching. Worked with the product development team and FNMA to roll out changes to our Home Style Renovation guidelines in 2019 to include the construction of ADUs and add ADU revisions for FHMLC initiatives. Grant and non-profit DPA programs, affordable lending and community advocate.

Senior Mortgage Loan Originator

AmeriPro Home Loans
03.2016 - 07.2016

Company acquired by Guild Mortgage Company shortly after employment onboarding.

Senior Mortgage Loan Originator

Bay Equity Home Loans
06.2013 - 12.2014

Senior loan originator, assisted in opening the first Bay Equity Home Loans branch in Utah. Recruited and hired loan originators, trained, renovated office space while maintaining my own personal loan production.

Senior Mortgage Loan Officer

Financial Center Of Utah
03.2004 - 06.2013

Loan originator and sales manager for a small local mortgage brokerage in Holladay, Utah. Weathered the market through the fallout and implosion of most wholesale lenders from 2008 - 2012. Worked to establish new wholesale lending relationships and kept operations and loan volume going through the HARP and MHA programs before transitioning to mortgage banking.

Education

Bachelor of Science - Marketing

Westminster College
Salt Lake City, UT
05.2002

Skills

  • 25 years loan origination, structuring and processing
  • CONV, FHA, USDA, VA, Affordable and Jumbo
  • First Time Home Buyer
  • Complex Self Employment analysis abilities
  • Excellent Closer - 75% application to close ratio
  • 98% Customer Satisfaction Score
  • Repeat customer book of business
  • Creative marketing
  • Team leadership skills
  • Branch, P&L, and management skills
  • Professional coaching student for 6 years
  • ADU, MFH and DPA expert

National Charity League

National Charity League, Inc. (NCL, Inc.) is a non-profit national organization of mothers and daughters who join together in community involvement within local chapters throughout the United States.  For the last four years my daughters and I have been supporting multiple philanthropic organizations throughout Utah with over 150 hours of community service.  I have also held multiple leadership roles in the chapter and am currently overseeing National Philanthropy Initiatives for the 2022-2023 year.  

Westminster College Alumni Board

Alumni board member for a six year term (May 2015 - May 2021).  Worked on different projects and committees to build a stronger and more engaged alumni community for Westminster College.  Through our efforts, event coordination and updating of accessible digital alumni information lists we were able to substantially increase the amount of alumni donation contributions, create exciting alumni and student mentoring and future employment opportunities for graduating students.  Engagement, Event Planning, Fundraising, Mentoring, Information Exchange, Data Analysis and Review.   


Timeline

Home Lending Market Leader

KeyBank NA
02.2023 - Current

VP, Mortgage Lending, Originating Manager

Guaranteed Rate Affinity
05.2022 - 01.2023

Sales Manager - Senior Mortgage Loan Originator

Guild Mortgage Company
07.2016 - 05.2022

Senior Mortgage Loan Originator

AmeriPro Home Loans
03.2016 - 07.2016

Senior Mortgage Loan Originator

Bay Equity Home Loans
06.2013 - 12.2014

Senior Mortgage Loan Officer

Financial Center Of Utah
03.2004 - 06.2013

Bachelor of Science - Marketing

Westminster College
Melissa Erickson