Melissa Pozzuoli

Development, management and reporting of the annual Consumer Compliance Audit plan.

• Complete compliance risk assessment to assist with the determination of the annual plan
• Supervise audit professionals in day-to-day audit activities, including the scheduling and delivery of the audit plan
• Prepare final report on activities reviewed for sign off and submission to the Audit Director and Chief Audit Executive
• Maintain records of regulatory coverage obtained by the overall department
• Key contributor to the development and assessment of the annual skills assessment pertaining to regulatory compliance
• Manage relationships with the Audit Committee, Senior and Executive Management, including Legal and Compliance
• Key contact within Audit for bank Regulators (OCC, CFPB, Federal Reserve) relating to compliance matters, including examinations

• Assist in the management of a team of 5 employees by assigning work and oversight of team members to accomplish Audit Plan
• Prepare comprehensive Audit Reports
• Collaborate with auditees on observations identified to develop actionable items for proper remediation
• Develop staff through mentoring, delegation, and guidance.

• Lead and/or assist in product-based audits utilizing examination procedures and ensuring that work papers are complete and accurate in accordance with departments methodology and IIA standards
• Opine on the adequacy and effectiveness of internal controls for assigned audit work.
• Assist in the development of recommended corrective action for any IA identified issues
• Monitor employee accounts for fraudulent activity, excessive rebating, misuse of bank forms, and violations of bank policies and procedures.

• Calculated daily net asset values, daily income and expenses
• Monitored general ledger activity in and produced daily financial statements, ensuring clear and accurate audit trails
• Responded to internal and external client needs

• Responsible for all business transactions for the branch including the management of foreign currency exchanges and purchases
• Maintained bank procedures through large scale divesture with Bank Boston.