Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Methan Ouattara

Methan Ouattara

Silver Spring,MD

Summary

Data Scientist and Credit Risk Management professional with a demonstrated history of working in financial services. Experienced in scorecard model development and validation, as well as underwriting strategies leveraging advanced modeling and statistical techniques. Proficiency in SAS, Python, SQL, Excel and PowerBi.

Overview

4
4
years of professional experience

Work History

Senior Risk Analyst

Mariner Finance
03.2022 - Current
  • Developed and maintained credit risk, response, behavior, and analytical strategies that optimized lending decisions across online and retail products which increased delinquencies by more than 50%
  • Evaluated and validated lending decisions and marketing outreach of multiple affiliate partners to optimize approval and advance assignment strategies.
  • Continuously evaluated opportunities to improve volume/credit risk trade-offs by designing tests and challenging strategies.
  • Created portfolio profit/loss monitoring framework that ensured new bookings meet lifetime return expectations, aligned with risk appetite, and supported funding strategy.
  • Developed monthly Key Performance Indicator (KPI) metrics for upper management that drove key strategy decisions for online and retail portfolios.

Risk Analyst II

Mariner Finance
03.2021 - 03.2022
  • Optimized affiliate partner channel by 10X adding $10M in monthly receivables only 2 months after strategy implementation by leveraging modeling and statistical techniques
  • Developed and validated custom underwriting model/scorecard using advanced modeling and statistical techniques (Decision Trees, Segmentation, Logistic Regression models and GBM) to optimize lending decisions
  • Created model specification documents and worked with major credit bureaus to implement and deploy new models
  • Used advanced modeling and statistical techniques, and tools such as SAS, SQL, and Python to develop and maintain credit risk, response, behavior, and analytical strategies that optimize lending decisions across channels
  • Managed Online lending and Sales Finance portfolio performance to risk appetite and presented key performance indicators to upper management monthly

Data Scientist/Risk Analyst I

Mariner Finance
09.2019 - 03.2021
  • Developed Income Verification strategy using decision tree model which allows 26% of approved application to skip manual verification and increased pull through rate by 9%
  • Supported loss mitigation by developing, Implementing and Monitoring high quality Propensity Models and campaigns
  • Designed Texting Campaigns to delinquent customers to support collections and marketing adding $1M+ in payments
  • Prepared risk reports through compiling, monitoring, and analyzing data and key trends, and writing routine reports
  • Promoted ahead of schedule due to strong job performance and President’s club 2020 award winner

Education

Bachelor of Science - Mathematics, Applied Mathematics

Towson University
Baltimore, MD
05.2019

Skills

SAS (Enterprise Guide and E-Miner) / SQL / Python / Microsoft (Excel and VBA) / PowerBi / Statistical modeling / Data analysis / Machine learning

Languages

French
Native or Bilingual
English
Native or Bilingual

Timeline

Senior Risk Analyst

Mariner Finance
03.2022 - Current

Risk Analyst II

Mariner Finance
03.2021 - 03.2022

Data Scientist/Risk Analyst I

Mariner Finance
09.2019 - 03.2021

Bachelor of Science - Mathematics, Applied Mathematics

Towson University

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Methan Ouattara