Summary
Overview
Work History
Education
Skills
Timeline
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Michael Baird

Winston-Salem,NC

Summary

Strategic financial operations professional with 10+ years of experience in investment valuation, credit risk analysis, and portfolio oversight at major financial institutions. Improves reporting accuracy, reduces reconciliation time, and enhances data-informed decision-making. Focused on process optimization, automation, and the resolution of complex financial discrepancies. A trusted partner to operations, compliance, and audit teams, emphasizing accuracy, transparency, and regulatory readiness.

Overview

2026
2026
years of professional experience

Work History

Securities Operations Specialist

Wells Fargo & Company
01.2019 - Current
  • Conduct detailed valuations of hedge fund and private equity holdings, achieving 99.5% accuracy for NAV reporting across a large alternative portfolio.
  • Reconcile daily and monthly trade and cash activity with approximately 99% accuracy to ensure data integrity, reliable reporting, and audit compliance.
  • Evaluate 120+ daily post-trade transactions to detect and resolve discrepancies, maintaining compliance and data reliability.
  • Resolve 95% of trade breaks within 24 hours by cross-team collaboration, reducing operational risk exposure across the portfolio.
  • Maintain 100% audit readiness by enforcing comprehensive recordkeeping and control measures across transactions, meeting regulatory and policy requirements.
  • Support testing, validation, user training, and documentation during a trade system upgrade, ensuring data precision and operational consistency across 3 teams.
  • Led onboarding and Excel training for new analysts, enabling independent valuation accuracy within 90 days and improving overall team productivity.

AIMPay Verification Analyst

RJ Reynolds Tobacco Co. (Experis/Manpower)
01.2018 - 01.2019
    • Validated retailer incentive payments, resolving over 15 weekly discrepancies through system cross-referencing, thereby enhancing accuracy and mitigating excess payment exposure.
    • Investigated and resolved 95% of reconciliation breaks within 72 hours, collaborating with account managers and retailers to ensure accurate reporting and enhance operational efficiency.
    • Customized and conducted Excel training for two analysts, accelerating onboarding and reducing data errors.

Credit Manager/Credit Officer

BB&T Corporation (now Truist)
2010 - 01.2018
    • Managed credit risk for a $37 million accounts receivable portfolio, increasing asset volume by 85% while maintaining low delinquency.
    • Attained a 95% settlement rate on distressed loans by executing strategic recovery plans and employing advanced negotiation techniques to minimize financial losses.
    • Reduced accounts over 60 days past due to under 2% through targeted risk mitigation and collection strategies.
    • Strengthened client retention by resolving issues promptly and delivering high-quality service.
    • Ranked among the top three credit officers for approval volume and performance, leading to a promotion to Assistant Vice President in 2016.

Various Roles

BB&T Corporation (now Truist)
01.1997 - 01.2010
  • Progressed through increasingly responsible roles in credit analysis and risk management, culminating in Credit Manager role overseeing a multi-million-dollar portfolio.

Education

Bachelor of Science - Business

Wake Forest University
Winston-Salem, NC

Skills

  • Valuation & Analysis: Investment Valuation, Trade Execution, Credit Risk Analysis, Performance Metrics, Portfolio Oversight
  • Compliance & Controls: Financial Reporting, Internal Controls, Risk Assessment, Regulatory Compliance
  • Technical: Excel (Advanced), Access, SEI Investment System, Process Automation Tools (Macros, Pivot Tables)

Timeline

Securities Operations Specialist

Wells Fargo & Company
01.2019 - Current

AIMPay Verification Analyst

RJ Reynolds Tobacco Co. (Experis/Manpower)
01.2018 - 01.2019

Various Roles

BB&T Corporation (now Truist)
01.1997 - 01.2010

Credit Manager/Credit Officer

BB&T Corporation (now Truist)
2010 - 01.2018

Bachelor of Science - Business

Wake Forest University

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