Michael Charles
OH
Summary
Experienced and self-motivated Regulatory Compliance, Audit and Enterprise Risk Management professional with over fifteen years in the credit union industry. Versed in all aspects of implementing and maintaining a compliance program and ensuring compliance with ever changing laws and regulations. Knowledgeable about regulatory requirements and successful strategies for maintaining optimal controls. Well-organized, proactive and adaptable to changing markets.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Assistant Vice President of Risk Management
TrueCore Federal Credit Union
11.2021 - Current
- Responsible for ensuring the policies and procedures of the Credit Union comply with the appropriate laws and regulations
- Perform day to day monitoring of compliance
- Analyzes new and pending laws that could directly affect the Credit Union's current practices
- Develop and revise current policies, procedures and risk assessments to ensure compliance
- Coordinates outside audits and requests prior to and during audits/examinations
- Ensures all affected areas of the Credit Union are kept informed of changing laws and that procedures for implementation are completed at the appropriate time
- Review all advertising materials and disclosures to ensure compliance
- Respond to all compliance-related questions from all departments
Compliance Manager
TrueCore Federal Credit Union
06.2016 - 11.2021
- Responsible for ensuring the policies and procedures of the Credit Union comply with the appropriate laws and regulations
- Performed day to day monitoring of compliance
- Analyzed new and pending laws that could directly affect the Credit Union's current practices
- Responded to all compliance-related questions from all departments
Post-Closing Manager
Axxis Title Agency, Ltd.
02.2016 - 06.2016
- Prepared documents for mortgage closings and verified that all documents were properly endorsed after closing
- Coordinated and set up closings with realtors and clients
- Ensured that mortgages and other documents were filed with the state in a timely manner
Vault Teller
TrueCore Federal Credit Union
10.2009 - 02.2016
- Handled member transactions
- Balanced vault and cash drawer
- Cross-sold products and services
- Coordinated cash orders for branch
- Organization of various documents and recorded data using Word and Excel
Education
High School Diploma -
Northridge High School
01.2006
Skills
- Policy and Procedure Writing
- Outstanding communication
- Effective interpersonal skills
- Highly organized and efficient
- Public Speaking
- Analytical
- Corporate presentations
- Policy compliance
- Decision Making & Judgment
- Corporate Communications
- Issue Resolution Skills
- Staff Management
Certification
- Credit Union Compliance Expert (CUCE) - CUNA, 04/01/24
- Credit Union Enterprise Risk Management Expert (CUERME) - CUNA, 12/01/23
Timeline
Assistant Vice President of Risk Management
TrueCore Federal Credit Union
11.2021 - Current
Compliance Manager
TrueCore Federal Credit Union
06.2016 - 11.2021
Post-Closing Manager
Axxis Title Agency, Ltd.
02.2016 - 06.2016
Vault Teller
TrueCore Federal Credit Union
10.2009 - 02.2016
High School Diploma -
Northridge High School
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