Michael D. Larry
Lancaster,Tx
Summary
Seeking a challenging opportunity within a professional setting that promotes opportunities for advancement. A team player seeking an environment where excellence is the rule not the exception.
Overview
20
20
years of professional experience
2
2
years of post-secondary education
Work History
Operations Manager
Stotland Trucking LLC.
04.2023 - Current
- Overseer of daily trucking operations.
- Manage drivers, in charge of intake of freight, routing drivers to efficiently make drops to various locations.
- Manage billing and overall warehouse dock operations.
- Participates in the development of short and long-term goals and objectives for the department operations and annual budgets.
- Directs the accounting and bookkeeping activities within the district operation. Ensures that records are properly maintained for all financial transactions and all books are balanced to show data, such as cash receipts and expenditures, accounts payable and receivable, profit and loss, general ledger accounts, and other items pertinent to the operation.
Default Credit Risk/Modification Review Specialist
Rushmore Loan Management Services LLC
06.2020 - 01.2023
- Processed the modification file from hand-off from loss mitigation agent until deal is closed
- Review in a timely and competent fashion the modification of mortgage files to ensure all documentation is received and meets the expectations necessary for underwriting
- Performed accurate and complete data input into the loss mitigation system
- Communicated final decisions to borrowers
- Communicated with effected parties the status of modification requests within pipeline
Default Processing/Servicing/Loss Analysis/Claims
Mr. Cooper
05.2016 - 11.2019
- Perform loss analysis for the Claims Department to determine why advances were not recovered on home mortgage foreclosures, DILs, and Short Sales Via Fannie Mae, E Boutique loans
- Performed analysis of all LSAMS transactions relating to advances and expenses on zero UPB loans and reconcile to all Claim funds and Third-Party funds received
- Made c/o decisions based on recoverability
- If recoverable from 3rd party, pursue claim
REO/Servicing
Citi Mortgage
11.2009 - 02.2016
- Worked closely with supervisor on special projects to help better train
- Audited Pre-marketing, Redemption and Eviction files for errors
- Manage a portfolio of newly acquired REO assets nationwide through the re-marketing stage while adhering to local, state, federal and Citi policies to ensure compliance
- Support the marketing and disposition of REO assets by providing administrative and technical support to REO Asset Managers
Loan Processor
MetLife Home Loans
08.2004 - 07.2009
- Assisted in system administration via daily reports as it relates to trouble shooting for outside vendors
- Research & Release files into main operating systems to ensure legal entities were secure
- Authorized the released of paid off home loans for further review and processing
Education
Cisco Junior College
Cisco, TX 07.2000 - 07.2002
High School -
Wilmer Hutchins High School
Dallas, TX05.2000
Skills
- Wire line/Wireless Network Planning
- Frequency planning
- Interference analysis
- Link Budget
- Microsoft Word
- Excel
- Power Point
- Windows '98
- 2000 and XP
- Windows 2000 Server
- UNIX
- Real Quest
- CMS
- WinCMSS
- Visi Systems
Knowledge
- Loss Mitigation
- Short Sales
- Fannie Mae
- E Boutique Loans
- FHA Loans
- BPO
- Loan Processing
- Vendor Relations
- Appraisals
- Tempo
- Closing
- Hermit
- FileNet
- Loan Sphere
- Servicing
- Investor Claims (NAF,CWCOT,Rushmore ,MI Claims)
- Escrow (Taxes & Insurance)
- 3rd Part Sales
- Title Services
- Title Curative
- Property Preservation
- Property Inspections
- Liaison
- Deed in Lieu
References
Available upon request
Timeline
Operations Manager
Stotland Trucking LLC.
04.2023 - Current
Default Credit Risk/Modification Review Specialist
Rushmore Loan Management Services LLC
06.2020 - 01.2023
Default Processing/Servicing/Loss Analysis/Claims
Mr. Cooper
05.2016 - 11.2019
REO/Servicing
Citi Mortgage
11.2009 - 02.2016
Loan Processor
MetLife Home Loans
08.2004 - 07.2009
Cisco Junior College
07.2000 - 07.2002
High School -
Wilmer Hutchins High School
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