Summary
Work History
Education
Skills
Timeline
Generic

Michael Edmunds

Maple Valley,WA

Summary

Customer-oriented and strategic-thinking professional with several years of experience in building relationships, cultivating partnerships, retaining top accounts and growing profit channels. Multi-tasking and self-motivated leader with expertise in expanding network connections, implementing pricing models and turnaround management.

Driven and efficient Independent Adjuster licensed and ready to tackle high-volume work after large-scale events such as natural disasters. Works quickly to meet with customers, assess damage, and process claims. Operates according to specific policies and requirements of each carrier.

Work History

President /Insurance Claims Adjuster

ClaimCo Inc.
Auburn, WA
2004 - Current
  • Identified new business opportunities through market research.
  • Negotiated contracts with vendors, suppliers and other partners.
  • Collaborated with staff members to ensure operational efficiency of the organization.
  • Developed policies, procedures, and short-term and long-term goals for the organization.
  • Investigated insurance claims, reviewed coverage and liability, prepared reports and recommended payment or denial of claims.
  • Analyzed facts of loss including photographs, diagrams and other evidence to identify potential sources of recovery.
  • Negotiated settlements with claimants or their representatives in order to resolve disputes quickly and economically.
  • Maintained accurate documentation of all claim activity within designated system.
  • Attended continuing education classes in order to stay abreast of changes in industry standards.
  • Conducted interviews with claimants, witnesses and medical professionals to obtain additional information about the claim.
  • Ensured timely follow-up on all open matters; kept stakeholders informed regarding status updates.
  • Reviewed medical records, police reports and other documents related to claim investigations.
  • Developed relationships with attorneys, experts and vendors in order to ensure prompt service when necessary.
  • Drafted statement of loss to summarize damages, payments and underlying policy coverage.
  • Completed required investigations on referred files within established timeframes.
  • Communicated with personnel and legal counsel on claims involving litigation.
  • Investigated and evaluated property and casualty insurance claims to determine coverage and liability.
  • Negotiated and settled claims according to information presented through reports, research, and data verification.
  • Managed caseload effectively, prioritizing urgent or high-value claims for prompt attention.
  • Gathered information from various third parties to determine claim acceptability.
  • Conducted on-site inspections of property damage to assess repair needs and costs.
  • Worked closely with repair facilities and contractors to ensure quality repairs for policyholders.
  • Conducted witness interviews to assist claim information gathering process.
  • Investigated properties, classified damages and created estimates outlining repair costs.
  • Analyzed information gathered by investigations and reported findings and recommendations.
  • Coordinated emergency repair, cleaning companies and contractors to optimize customer claim handling.
  • Traveled to customer sites to evaluate fallen trees, leaking roofs and other issues to create accurate cost estimations.
  • Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions.

Branch Manager /Independent Insurance Adjuster

Walling & Associates
Seattle, WA
1994 - 2004
  • Managed staff scheduling, hiring and training processes.
  • Resolved escalated customer complaints in a timely manner.
  • Assisted other branches when needed during peak periods or special projects.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
  • Negotiated settlements between claimants and insurance companies while ensuring fairness for all parties involved.
  • Prepared detailed reports summarizing findings from investigations and outlining recommended resolutions.
  • Evaluated policy language to assess coverage issues in accordance with state laws and regulations.
  • Investigated and evaluated property and casualty insurance claims to determine coverage and liability.

Independent Insurance Adjuster

Crawford & Co
Los Angeles, CA
1992 - 1994
  • Negotiated settlements between claimants and insurance companies while ensuring fairness for all parties involved.
  • Evaluated policy language to assess coverage issues in accordance with state laws and regulations.
  • Reviewed police reports, medical bills, repair estimates, photographs, witness statements and other evidence pertinent to a claim.
  • Maintained accurate records of all claim-related activities throughout the investigation process.
  • Investigated and evaluated property and casualty insurance claims to determine coverage and liability.

Education

Continued Education

Crawford & Co Property Claims School
Atlanta, GA
01-1993

Bachelor of Arts - Business Administration

Eastern Washington University
Cheney, WA
08-1991

Associate of Arts - Business Administration

Spokane Falls Community College
Spokane, WA
03-1989

Skills

  • Business Planning
  • Financial Management
  • Program Oversight
  • Operations Oversight
  • Company Representation
  • Claims Investigation
  • Property Inspection
  • Damage Assessment
  • Policy investigations
  • Property adjusting
  • Policy Interpretation
  • Report Writing
  • Coverage assessments

Timeline

President /Insurance Claims Adjuster

ClaimCo Inc.
2004 - Current

Branch Manager /Independent Insurance Adjuster

Walling & Associates
1994 - 2004

Independent Insurance Adjuster

Crawford & Co
1992 - 1994

Continued Education

Crawford & Co Property Claims School

Bachelor of Arts - Business Administration

Eastern Washington University

Associate of Arts - Business Administration

Spokane Falls Community College
Michael Edmunds