Michael McCarley
Consultant
Buffalo,New York
Summary
Diligent consultancy with background in education and proven ability to create engaging learning environments. Adept at developing curriculum and fostering student success through innovative teaching methods. Demonstrated ability to manage classroom dynamics and utilize effective communication skills to enhance student learning.
Overview
25
25
years of professional experience
2
2
years of post-secondary education
Work History
Small Business Consulting/ Small Business Educator/Training Specialist
SBEI
11.2023 - Current
- Presented educational seminars to entrepreneurs assisting the entrepreneur in transforming into a more confident and effective business professional.
- Contracts included working with a local community-based organization (CBO’s) in the re-establishment of their small business and/or revolving loan program, establishing a small business education seminar series for a local chamber of commerce, pitch deck preparation and presentation, and 'mind of business' prospectives.
Business Analyst
RF SUNY New York Buffalo State University SBDC
04.2020 - 08.2023
- Brought on as a Pandemic-19 Advisor- presented educational seminars to entrepreneurs assisting the entrepreneur in transforming into a more confident and effective business professional.
- Contracts included working with a local community-based organization (CBO’s) in the re-establishment of their small business and/or revolving loan program, establishing a small business education seminar series for a local chamber of commerce, pitch deck preparation and presentation, and 'mind of business' technologies.
Small Business Consulting/ Small Business Educator/Training Specialist
SBEI
04.2016 - 04.2020
- Presented educational seminars to entrepreneurs assisting the entrepreneur in transforming into a more confident and effective business professional.
- Contracts included working with a local community-based organization (CBO’s) in the re-establishment of their small business and/or revolving loan program, establishing a small business education seminar series for a local chamber of commerce, pitch deck preparation and presentation, and 'mind of business' prospectives.
Special Consultant
Buffalo Urban League, Inc.
02.2000 - 04.2020
- Re-engineered 'sleeping' community loan program.
- This position involved the creation of a Fast Trac Application Process, Program Policies and Procedures, Loan Review Criteria, and presentation of applications to the Loan Committee for 'Accept/Deny' consideration.
- Responsible for the due diligence investigation and verification of an applicant’s credit worthiness; repayment ability and viability of the business, compiled credit results and reports for loan committee to consider the prospect for financing.
- Additionally, provided technical assistance, referral services and managed the loan portfolio and workouts for funding from the Empire State Development Corporation.
- Reported directly to the V.P. of Community Initiatives and Special Projects, Chief Financial Officer, and President/Chief Executive Officer of the agency.
- Reported directly to Empire State Development Corporation (ESDC), and Additional communication with other financial partners was on a request-by-request basis.
Loan Specialist
Small Business Administration
07.2001 - 04.2002
- Company Overview: Disaster Assistance Ofc Region 1
- Operated as a Loan Specialist aiding, providing guidance and other assistance in submitting disaster assistance applications.
- Prepared Loan Officer Packages for submission (Approval/Denial).
- Disaster Assistance Ofc Region 1
Education
Some College Coursework Completed -
09.1978 - 03.1980
Skills
Business Viability Research
Loan Program Design and Review
Business Financing
Loan Origination
Commercial Underwriting
Lending Presentation to Committees
Loan Closing
Interpretation of Financial Statements
HOME
7(a) Loan Guarantee
504 loan programs
Tax Abatement
Tax Increment Financing
Taxable Bond Financing
Tax-Exempt Bond Financing
Additional Information - Training Hours
Have completed more than 12,500 hours of small business, finance, and strategy training from 1985 to Current.
Awards
2022, U.S. Small Business Administration- Buffalo District Minority Small Business Champion of the Year, Annual recognition of significant contributions as an advocate on behalf of minority entrepreneurs and for support of small business.
Familiar With
- US. Department of Housing and Urban Development (HUD) – Community Development Block Grant (CDBG), Section 108 Loan Guarantee program, and HOME.
- U.S. Small Business Administration (SBA) – 7(a) Loan Guarantee and 504 loan programs.
- Tax Abatement and Tax Increment Financing.
- Taxable and Tax-Exempt Bond Financing.
Timeline
Small Business Consulting/ Small Business Educator/Training Specialist - SBEI
11.2023 - Current
Business Analyst - RF SUNY New York Buffalo State University SBDC
04.2020 - 08.2023
Small Business Consulting/ Small Business Educator/Training Specialist - SBEI
04.2016 - 04.2020
Loan Specialist - Small Business Administration
07.2001 - 04.2002
Special Consultant - Buffalo Urban League, Inc.
02.2000 - 04.2020
Howard University - Some College Coursework Completed,
09.1978 - 03.1980